Personal Loans in Charleston, SC

Looking for the best personal loan offers in Charleston, SC? Compare local banks and credit unions to find flexible rates and repayment plans tailored to your needs. Our quick, easy process helps you get the funds you need without the hassle.

Whether you’re consolidating debt or covering unexpected expenses, Charleston lenders provide fast approvals and friendly service. Explore your options today and take control of your financial future with confidence right here in South Carolina.

Filters

Lender
APR
Term
Amount
Link
Info
bcu
4.64 - 8.49 %
penfed
6.09 - 17.99 %
5 Yrs
$50,000
affinityplus
6.24 - 15.24 %
0.8 - 10 Yrs
2,500 - $20,000
firsttechfed
6.99 - 13.65 %
2 - 7 Yrs
35,000 - $50,000
peachstatefcu
7.4 - 9.9 %
5 Yrs
truliantfcu
7.49 - 18 %
0.5 - 7 Yrs
15,000 - $50,000
nasafcu
7.79 - 18 %
1 - 7 Yrs
$30,000
safefed
7.99 - 9.99 %
sdfcu
8.49 - 11.75 %
2.1 - 5 Yrs
corningcu
8.74 - 12.24 %
1 - 5 Yrs
$10,000

Today’s Personal Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

Baxter's personal loan has a 7.49% APR today, which is up from 6.99% thirty and sixty days ago but unchanged from seven days ago. The credit builder loan remains steady at 4.5% APR with no changes in the past 30 days. Pentagon's personal loans with an APR of 6.09% today, unchanged from it was 7 and 30 days ago. This rate has remained steady over the past month. Affinity Plus has a Credit builder loan with an APR of 6% , which has stayed the same over the past 7, 30, 60, and 90 days. Their Homeowner debt consolidation loan is at 6.99% APR today, down from 7.74% seven days ago but unchanged from 30, 60, and 90 days ago.

First Technology's Fixed–rate loan has an APR of 6.99% , which has stayed the same over the past 7, 30, 60, and 90 days. The Personal line of credit carries an APR of 12.5% , also unchanged from 7 and 30 days ago. Peach State's Personal loan has an APR of 7.4% today, which is unchanged from 7 and 30 days ago but lower than 60 days ago when it was 9.9% . The rate has stayed steady compared to 90 days ago as well. Truliant has a Debt180 debt consolidation loan and a Preferred line of credit with APRs of 7.49% and 12.99% , respectively. Both rates have stayed the same over the past 7, 30, and 60 days. The Debt180 loan's rate is lower than it was 90 days ago, while the line of credit rate has not changed in that time.

Nasa's Cashline line of credit has a fixed APR of 11.49% , unchanged from 30 days ago. The Home improvement loan and Personal unsecured loan both have a 7.79% APR today, which is up from 7.69% seven and 30 days ago. The Personal unsecured loan's rate is higher than it was 60 and 90 days ago, when it was 7.44% . Safe has a Personal loan with an APR of 7.99% today. This rate has stayed the same compared to 7, 30, 60, and 90 days ago. State Department's personal loans with an APR of 8.49% , which has stayed the same over the past 7 and 30 days. Their Moneyline line–of–credit has a fixed APR of 11.75% , unchanged from 7, 30, 60, and 90 days ago.

Corning has a fixed–rate personal loan with an APR of 8.74% , which has stayed the same over the past 7, 30, 60, and 90 days. Their personal line of credit has an APR of 12.24% , also unchanged during these time frames.

🏦 All Local Lenders in Charleston, SC

Lender NameBranch AddressOffice ServicesLender Snapshot
SOUTH CAROLINA FEDERAL CREDIT UNION
1317 FOLLY RD CHARLESTON SC 29412
ATM
Drive-Thru
P2P
E-Statements
E-Signature
Assets: $2,519,426,018
Deposits: $161,963,638
Net Worth: $312,628,701
Employees: 590
Members: 173,960
REV FEDERAL CREDIT UNION
766 DANIEL ELLIS DR CHARLESTON SC 29412
Drive-Thru
P2P
E-Statements
E-Signature
Assets: $1,095,940,586
Deposits: $132,400,935
Net Worth: $166,872,466
Employees: 282
Members: 67,126

🏘️ All the Lenders Available in Charleston County, SC

Compare other loan types in Charleston, SC

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