Personal Loans in Durham, NC

Looking for a personal loan in Durham, NC? Compare competitive loan interest rates from trusted local lenders to find the best deal that fits your needs. Whether it’s for debt consolidation or unexpected expenses, you can get fast approval and flexible terms.

Our community-focused lenders understand Durham’s unique needs and offer personalized service that makes borrowing simple and stress-free. Start comparing rates today and take control of your finances with confidence, knowing you’re supported by people who care about your neighborhood.

Filters

Lender
APR
Term
Amount
Link
Info
sharonview
10.99 - 13 %
∞
abnbfcu
11.24 - 18 %
∞
foundersfcu
11.5 - 18 %
∞
centra
11.6 - 19.1 %
3.6 - 5.5 Yrs
∞
affinityfcu
11.75 - 13.25 %
1 - 8 Yrs
∞
dcu
11.99 %
5 Yrs
∞
americafirst
12.49 - 16.49 %
1 Yrs
∞
deereemployeescu
14.74 %
∞
latinoccu
15 - 18 %
$20,000
∞
langleyfcu
15.24 - 18 %
∞

Today’s Personal Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

Sharonview's All–purpose loan has an APR of 10.99% today, which is up from 10.74% seven and thirty days ago. The Personal access line of credit (PAL) stays steady at 13% APR with no change over the past 90 days. Abnb's Personal loan has an APR of 11.24% today, unchanged from it was 7, 30, 60, and 90 days ago. This rate has remained steady over the past three months. Founders has a Personal loan and a Personal line of credit, both with an APR of 11.5% today. These rates are slightly higher than 7, 30, 60, and 90 days ago, when they were 11.4% . The rates for both products have moved up by the same amount over the past few weeks.

Centra's Fixed rate personal loan has an APR of 11.6% today, unchanged from it was 7, 30, 60, and 90 days ago. This rate has remained steady over the past three months. Affinity's personal loan has an APR of 11.75% , unchanged from it was 7 and 30 days ago but lower than 60 and 90 days ago. The debt consolidation loan APR is 12.75% , unchanged from 7 and 30 days ago, and also lower than it was 60 and 90 days ago. Digital has a Signature personal loan with an APR of 11.99% . This rate has stayed the same over the past 7, 30, and 60 days.

America First's personal loans with an APR of 12.49% , which has stayed the same over the past 7, 30, 60, and 90 days. Their line of credit has a fixed APR of 16.49% , also unchanged during these periods. Empeople's Signature personal loan has an APR of 14.74% , which is unchanged from 7, 30, 60, and 90 days ago. Their Line of credit loan carries a 17.99% APR, also steady compared to 30, 60, and 90 days earlier. Latino Community has a Credit builder loan with an APR of 6% , unchanged from 90 days ago. Their Personal loan, signature has a 15% APR, steady compared to 30 and 60 days ago. The Signature personal loan has a 16% APR today, which is up from 15% thirty and sixty days ago but the same as 90 days ago.

Langley has a Credit builder loan with an APR of 6.5% , which has stayed steady over the past 90 days. Their Personal loan has an APR of 15.24% today, unchanged from 7 and 30 days ago but slightly higher than 30, 60, and 90 days ago. The Personal line of credit remains at 18% APR with no changes in the last 90 days.

🏦 All Local Lenders in Durham, NC

Lender NameBranch AddressOffice ServicesLender Snapshot
VISION FINANCIAL FEDERAL CREDIT UNION
214 PACIFIC AVE DURHAM NC 27704
Drive-Thru
P2P
E-Statements
E-Signature
Assets: $57,583,821
Deposits: $4,870,031
Net Worth: $8,821,426
Employees: 21
Members: 6,544
STATE EMPLOYEES' CREDIT UNION
3810 BEN FRANKLIN BLVD DURHAM NC 27704
ATM
Drive-Thru
E-Statements
E-Signature
Assets: $57,229,286,839
Deposits: $7,866,265,767
Net Worth: $5,446,832,560
Employees: 8258
Members: 2,847,943
LATINO COMMUNITY CREDIT UNION
4251 N ROXBORO ST DURHAM NC 27704
ATM
E-Statements
E-Signature
Assets: $1,075,927,219
Deposits: $118,673,461
Net Worth: $234,897,129
Employees: 320
Members: 145,305

🏘️ All the Lenders Available in Durham County, NC

✅COASTAL FEDERAL CREDIT UNION
✅STATE EMPLOYEES CREDIT UNION
✅MOUNT VERNON BAPTIST CHURCH CREDIT UNION
✅LOCAL GOVERNMENT FEDERAL CREDIT UNION
✅SELFHELP CREDIT UNION
✅LATINO COMMUNITY CREDIT UNION
✅VISION FINANCIAL FEDERAL CREDIT UNION
✅DUKE UNIVERSITY FEDERAL CREDIT UNION

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