Personal Loans in Ellicott City, MD

Looking for the best loan rates in Ellicott City, MD? Your credit score plays a big role in unlocking lower interest rates and better terms. Comparing personal loan offers here can help you find the right fit for your financial needs.

Whether you’re planning a home project or managing unexpected expenses, knowing your credit score is the first step. Explore local loan options tailored to Ellicott City borrowers and secure a loan with confidence and flexibility.

Filters

Lender
APR
Term
Amount
Link
Info
cafcu
9.99 - 13.99 %
∞
affinityfcu
11.75 - 13.25 %
1 - 8 Yrs
∞
dcu
11.99 %
5 Yrs
∞
patriotfcu
11.99 - 18 %
1 Yrs
$1,000
∞
usalliance
12.24 - 27.5 %
2.1 - 7 Yrs
∞
americafirst
12.49 - 16.49 %
1 Yrs
∞

Today’s Personal Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

California Adventist's personal loans with a regular rate of 9.99% APR and a credit builder rate of 15.99% APR. Both rates are unchanged from 7 and 30 days ago. These rates provide clear depending on your credit needs. Affinity's personal loan has an APR of 11.75% , unchanged from it was 7 and 30 days ago but lower than 60 and 90 days ago. The debt consolidation loan APR is 12.75% , unchanged from 7 and 30 days ago, and also lower than it was 60 and 90 days ago.

Digital has a Signature personal loan with an APR of 11.99% . This rate has stayed the same over the past 7, 30, and 60 days. Patriot's Personal/signature loans have an APR of 11.99% , which is unchanged from 7, 30, 60, and 90 days ago. The Express signature loans carry a 17.37% APR, steady over the past 7, 30, and 90 days. The Personal line of credit has a 18% APR, also unchanged from 7 and 30 days ago as well as 60 days ago. Usalliance's personal loans with terms ranging from 0 to 24 months at an APR of 12.24% and from 73 to 84 months at 14.99% . Unchanged compared to 7 or 30 days ago. The Mylife ready cash loan has a fixed APR of 27.5% , which is also steady over the past month.

America First's personal loans with an APR of 12.49% , which has stayed the same over the past 7, 30, 60, and 90 days. Their line of credit has a fixed APR of 16.49% , also unchanged during these periods.

🏦 All Local Lenders in Ellicott City, MD

Lender NameBranch AddressOffice ServicesLender Snapshot
HOWARD COUNTY EDUCATION FEDERAL CREDIT UNION
3458 ELLICOTT CENTER DR STE 106 ELLICOTT CITY MD 21043
P2P
E-Statements
Assets: $25,205,255
Deposits: $1,456,219
Net Worth: $2,565,335
Employees: 7
Members: 4,020

🏘️ All the Lenders Available in Howard County, MD

✅TOWER FEDERAL CREDIT UNION
✅MARKET USA FEDERAL CREDIT UNION
✅APL FEDERAL CREDIT UNION
✅STATE EMPLOYEES CU OF MARYLAND INC CREDIT UNION
✅NASA FEDERAL CREDIT UNION
✅HOWARD COUNTY EDUCATION FEDERAL CREDIT UNION

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