Personal Loans in Reading, PA 19606

Looking for the best consumer loan rates in Reading, PA? Compare personalized offers from trusted local lenders to find flexible terms that fit your budget. Whether it’s a big purchase or unexpected expense, you can secure affordable financing with quick approvals and friendly service.

Reading residents deserve loan options that feel personal and fair. By comparing rates from local credit unions and banks, you can confidently choose the best deal tailored to your needs. Start exploring today and take control of your financial goals with ease and trust.

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9.79 - 9.99 %

∞

9.99 %

1 - 5 Yrs

∞

9.99 - 10.99 %

∞

9.99 - 11.65 %

0.1 - 6 Yrs

9,999 - $50,000

∞

9.99 - 13.99 %

∞

9.99 - 17.99 %

3 - 7 Yrs

$20,000

∞

10.49 - 15.44 %

3 - 7 Yrs

∞

10.49 - 18 %

5 Yrs

∞

10.75 %

$50,000

∞

11.49 %

3 - 5 Yrs

$10,000

∞

Today’s Personal Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

Diamond's personal loans with an APR of 9.79% , which has stayed the same over the past 7, 30, 60, and 90 days. Their Express cash loans have a fixed APR of 9.99% , also unchanged during these periods. Belco Community Credit Union has a Personal/signature loan with an APR of 9.99% . This rate has stayed the same compared to 7, 30, 60, and 90 days ago. The Fedex Employees Credit Association has a Signature loan with an APR of 9.99% , which has stayed the same over the past 7, 30, 60, and 90 days. Their Line of credit has a fixed APR of 10.99% , also unchanged during these time frames.

Franklin Mint has a personal loan rate of 9.99% APR today, unchanged from 7, 30, 60, and 90 days ago. Their overdraft and personal line of credit rate is 11.65% APR, also unchanged over the past 90 days. California Adventist's personal loans with a regular rate of 9.99% APR and a credit builder rate of 15.99% APR. Both rates are unchanged from 7 and 30 days ago. These rates provide clear depending on your credit needs. Citadel's Personal loan has an APR of 9.99% , which has stayed the same over the past 7, 30, 60, and 90 days. The Personal line of credit has a fixed APR of 12.24% , with no change from 7, 30, or 60 days ago.

Clearview's Signature personal loan has an APR of 10.49% , which has stayed the same over the past 7 and 30 days. The Powerline line of credit has a fixed APR of 14.99% , with no change in the last 7, 30, 60, or 90 days. People First's personal line of credit rate is 13.5% APR today, unchanged from 7 and 30 days ago. The unsecured fixed–rate loan has a 10.49% APR now, which is up from 10.24% seven, 30, and 60 days ago. Heritage Financial has a Credit rebuilder loan with an APR of 18% , which has stayed the same over the past 7, 30, and 60 days. Their Universal line of credit has a 10.75% APR, unchanged from 7 and 30 days ago.

Polish & Slavic has a personal loan with an APR of 11.49% . This rate has stayed the same over the past 7, 30, 60, and 90 days. The consistent rate applies regardless of the loan term.

🏦 All Local Lenders in Reading, PA

Lender Name	Branch Address	Timings & Contact	General Services Offered	Office Services	Lender Snapshot
VISIONS FEDERAL CREDIT UNION	4655 PERKIOMEN AVE READING PA 19606	⏰ Mon - Fri 9am - 6pmSat 9am -12pm 📞 6103766639 📠 6077865718	Personal Banking (Checking & Savings Accounts) Auto Loans & Vehicle Financing Mortgage Loans & Refinancing Personal Loans & Debt Consolidation Credit Cards with Rewards Business Banking (Merchant Services & Business Loans) Online & Mobile Banking ATM & Cash Withdrawal Services Basic Shared Branch Transactions (Deposits & Withdrawals for Partner Credit Union Members) Basic ATM Access (Withdrawals, Balance Checks)	ATM P2P E-Statements E-Signature	Assets: $5,261,855,076 Deposits: $368,430,335 Net Worth: $518,055,418 Employees: 885 Members: 258,519
MEMBERS 1ST FEDERAL CREDIT UNION	4363 PERKIOMEN AVE READING PA 19606	⏰ Lobby Hours:Monday9 am to 5 pmTuesday9 am to 5 pmWednesday9 am to 5 pmThursday9 am to 5 pmFriday9 am to 6 pmSaturday9 am to 2 pmSundayclosed 📞 4843885536	Personal Banking (Checking & Savings Accounts) Auto Loans & Vehicle Financing Mortgage Loans & Refinancing Personal Loans & Debt Consolidation Credit Cards with Rewards Business Banking (Merchant Services & Business Loans) Online & Mobile Banking ATM & Cash Withdrawal Services Basic Drive-Thru Banking (Deposits, Withdrawals, Simple Transactions) Basic ATM Access (Withdrawals, Balance Checks)	ATM Drive-Thru P2P E-Statements	Assets: $8,039,711,199 Deposits: $407,063,180 Net Worth: $986,315,309 Employees: 1241 Members: 596,510

🏘️ All the Lenders Available in Berks County, PA

✅BERYLCO EMPLOYEES CREDIT UNION

✅PAGODA FEDERAL CREDIT UNION

✅VISIONS FEDERAL CREDIT UNION

✅DIAMOND CREDIT UNION

✅READING BERKS SCHOOL EMPLOYEES CREDIT UNION

✅MEMBERS 1ST 6694 CREDIT UNION

✅FIRST COMMONWEALTH FEDERAL CREDIT UNION

✅PENNSYLVANIA STATE EMPLOYEES CREDIT UNION

✅SUN 7064 CREDIT UNION

✅DISCOVERY FEDERAL CREDIT UNION

✅RIVERFRONT FEDERAL CREDIT UNION

✅UTILITIES EMPLOYEES CREDIT UNION

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