Personal Loans in Reading, PA

Looking to refinance your student loans in Reading, PA? Compare personal loan offers from trusted local lenders to find the best rates that fit your budget and goals. It’s simple, fast, and designed to help you save money.

Whether you want to lower monthly payments or pay off debt faster, exploring loan options in Reading gives you the flexibility and support you deserve. Take control of your finances with personalized offers that work for you.

Filters

Lender
APR
Term
Amount
Link
Info
freedomcu
3.99 - 17.99 %
0.5 - 6 Yrs
$30,000
bcu
4.64 - 8.49 %
penfed
6.09 - 17.99 %
5 Yrs
$50,000
affinityplus
6.24 - 15.24 %
0.8 - 10 Yrs
2,500 - $20,000
trumarkonline
6.25 - 10.49 %
1 - 5 Yrs
10,000 - $25,000
eriefcu
6.49 - 9.49 %
0.1 - 5 Yrs
$15,000
firsttechfed
6.99 - 13.65 %
2 - 7 Yrs
35,000 - $50,000
nasafcu
7.79 - 18 %
1 - 7 Yrs
$30,000
firstcomcu
7.99 - 12.5 %
0.2 - 5 Yrs
sdfcu
8.49 - 11.75 %
2.1 - 5 Yrs

Today’s Personal Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

Freedom has a personal loan with an APR of 3.99% . This rate has stayed the same compared to 7, 30, 60, and 90 days ago. The consistent rate makes it easy to understand the cost over time. Baxter's personal loan has a 7.49% APR today, which is up from 6.99% thirty and sixty days ago but unchanged from seven days ago. The credit builder loan remains steady at 4.5% APR with no changes in the past 30 days. Pentagon's personal loans with an APR of 6.09% today, unchanged from it was 7 and 30 days ago. This rate has remained steady over the past month.

Affinity Plus has a Credit builder loan with an APR of 6% , which has stayed the same over the past 7, 30, 60, and 90 days. Their Homeowner debt consolidation loan is at 6.99% APR today, down from 7.74% seven days ago but unchanged from 30, 60, and 90 days ago. Trumark Financial has a First credit loan with an APR of 6.25% , which has stayed the same over the past 7, 30, 60, and 90 days. Their Unsecured–installment signature loans have a 10.49% APR, also unchanged during these periods.

Erie's an Ez personal loan with a fixed APR of 6.49% . This rate has stayed the same over the past 7, 30, 60, and 90 days. The loan is unsecured and does not have a specified term. First Technology's Fixed–rate loan has an APR of 6.99% , which has stayed the same over the past 7, 30, 60, and 90 days. The Personal line of credit carries an APR of 12.5% , also unchanged from 7 and 30 days ago. Nasa's Cashline line of credit has a fixed APR of 11.49% , unchanged from 30 days ago. The Home improvement loan and Personal unsecured loan both have a 7.79% APR today, which is up from 7.69% seven and 30 days ago. The Personal unsecured loan's rate is higher than it was 60 and 90 days ago, when it was 7.44% .

First Commonwealth has a personal line of credit with a variable APR of 12.5% , which has stayed the same over the past 7, 30, 60, and 90 days. Their unsecured personal loans have a fixed APR of 9.99% , also unchanged across these time frames. State Department's personal loans with an APR of 8.49% , which has stayed the same over the past 7 and 30 days. Their Moneyline line–of–credit has a fixed APR of 11.75% , unchanged from 7, 30, 60, and 90 days ago.

🏦 All Local Lenders in Reading, PA

Lender NameBranch AddressOffice ServicesLender Snapshot
PENNSYLVANIA STATE EMPLOYEES CREDIT UNION
10 S 2ND ST READING PA 19602
P2P
E-Statements
Assets: $8,545,080,869
Deposits: $587,414,547
Net Worth: $915,375,927
Employees: 865
Members: 594,078

🏘️ All the Lenders Available in Berks County, PA

Compare other loan types in Reading, PA

Why compare Personal Loans in Reading, PA on LendMesh

If you’re in Reading, PA and searching for the best student loan refinancing options, take your time comparing lenders on LendMesh. Exploring multiple offers can help you uncover better rates and more flexible terms tailored to your financial goals. There’s no rush—finding the right fit means smarter borrowing and potential savings over the life of your loan.

Stay ahead of changing rates by subscribing to LendMesh’s personalized alerts. Simply set your target interest rate, and we’ll notify you as soon as offers in Reading drop below that mark. Whether you prefer weekly or monthly updates, you’ll receive expert insights, rate trends, and curated loan deals delivered directly to your inbox—helping you make informed choices with ease.

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