Personal Loans in Philadelphia, PA

Looking for a personal loan approved fast in Philadelphia, PA? Compare offers from trusted local lenders to find flexible terms that fit your needs and budget. Whether it’s for emergencies, debt consolidation, or a special purchase, getting the right loan is simple and stress-free here.

Philadelphia residents deserve loan options that feel personal and fair. By comparing multiple offers, you can secure competitive rates and quick approvals without the hassle. Start your financial journey with confidence, knowing local support is just a few clicks away.

Filters

Lender
APR
Term
Amount
Link
Info
visionsfcu
11.5 - 12 %
5 - 10 Yrs
∞
affinityfcu
11.75 - 13.25 %
1 - 8 Yrs
∞
dcu
11.99 %
5 Yrs
∞
patriotfcu
11.99 - 18 %
1 Yrs
$1,000
∞
americafirst
12.49 - 16.49 %
1 Yrs
∞

Today’s Personal Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

Visions's an Any purpose signature loan with an APR of 11.99% , which has stayed the same over the past 7, 30, 60, and 90 days. The Readi–reserve loan has a current APR of 11.5% , up from 11.25% seven and 30 days ago, and higher than 11% ninety days ago. Affinity's personal loan has an APR of 11.75% , unchanged from it was 7 and 30 days ago but lower than 60 and 90 days ago. The debt consolidation loan APR is 12.75% , unchanged from 7 and 30 days ago, and also lower than it was 60 and 90 days ago.

Digital has a Signature personal loan with an APR of 11.99% . This rate has stayed the same over the past 7, 30, and 60 days. Patriot's Personal/signature loans have an APR of 11.99% , which is unchanged from 7, 30, 60, and 90 days ago. The Express signature loans carry a 17.37% APR, steady over the past 7, 30, and 90 days. The Personal line of credit has a 18% APR, also unchanged from 7 and 30 days ago as well as 60 days ago. America First's personal loans with an APR of 12.49% , which has stayed the same over the past 7, 30, 60, and 90 days. Their line of credit has a fixed APR of 16.49% , also unchanged during these periods.

🏦 All Local Lenders in Philadelphia, PA

Lender NameBranch AddressOffice ServicesLender Snapshot
FREEDOM CREDIT UNION
2333 FAIRMOUNT AVE PHILADELPHIA PA 19130
ATM
P2P
E-Statements
Assets: $1,348,009,384
Deposits: $348,689,236
Net Worth: $174,414,592
Employees: 93
Members: 67,422
UKRAINIAN SELFRELIANCE FEDERAL CREDIT UNION
2307 BROWN ST PHILADELPHIA PA 19130
P2P
E-Statements
E-Signature
Assets: $529,066,379
Deposits: $14,171,506
Net Worth: $49,804,561
Employees: 66
Members: 16,672

🏘️ All the Lenders Available in Philadelphia County, PA

✅ARDENT FEDERAL CREDIT UNION
✅S I PHILADELPHIA FEDERAL CREDIT UNION
✅FEDCHOICE FEDERAL CREDIT UNION
✅FRANKLIN MINT FEDERAL CREDIT UNION
✅PENN FEDERAL CREDIT UNION
✅UNIVERSITY OF PENNSYLVANIA STUDENTS FEDERAL CREDIT UNION
✅AMERICAN HERITAGE FEDERAL CREDIT UNION
✅TRUMARK FINANCIAL CREDIT UNION
✅PHILADELPHIA FEDERAL CREDIT UNION
✅POLICE FIRE CREDIT UNION
✅SERVICE STATION DEALERS FEDERAL CREDIT UNION
✅SUN 7064 CREDIT UNION
✅ASBESTOS WORKERS LOCAL 14 FEDERAL CREDIT UNION
✅UKRAINIAN SELFRELIANCE FEDERAL CREDIT UNION
✅WAYLAND TEMPLE BAPTIST FEDERAL CREDIT UNION
✅DEMOCRACY FEDERAL CREDIT UNION
✅PAPER CONVERTERS LOCAL 2861034 CREDIT UNION
✅PINN MEMORIAL FEDERAL CREDIT UNION
✅NEW LIFE FEDERAL CREDIT UNION
✅TRANSIT WORKERS FEDERAL CREDIT UNION
✅FREEDOM 60275 CREDIT UNION
✅EVERENCE FEDERAL CREDIT UNION
✅MABC CREDIT UNION
✅RELIANCE 4120 CREDIT UNION
✅ADVANTAGE FINANCIAL FEDERAL CREDIT UNION
✅NORTHWOOD FEDERAL CREDIT UNION
✅PHILADELPHIA LETTER CARRIERS FEDERAL CREDIT UNION
✅MOUNT CARMEL BAPTIST FEDERAL CREDIT UNION
✅HOLY TRINITY BAPTIST FEDERAL CREDIT UNION
✅PENNSYLVANIA STATE EMPLOYEES CREDIT UNION
✅EAGLE ONE FEDERAL CREDIT UNION
✅AMERICAN AIRLINES FEDERAL CREDIT UNION

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If you’re searching for a loan approved in Philadelphia, PA, take your time comparing offers on LendMesh to uncover better deals and more affordable options. Exploring multiple lenders helps you find the right fit for your financial needs without rushing into a decision. With so many choices available, you can feel confident knowing you’re making a well-informed choice tailored to your situation.

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