Freedom Credit Union Philadelphia PA | Affordable Auto Loans & Business Banking

Introduction

Welcome to Freedom at our Fairmount Branch, conveniently located at 2333 Fairmount Ave, Philadelphia, PA 19130. Since our establishment in 1934, we have proudly served our community with a commitment to providing reliable financial services tailored to your needs. With over 67,422 members, we strive to make banking accessible and beneficial for everyone in Philadelphia. At Freedom, our total assets of $1,348,009,384 reflect the trust that our members place in us. We offer a variety of services ranging from personal banking solutions like checking and savings accounts to auto loans and mortgage refinancing. Our dedicated team of 93 employees, led by CEO John King and Board President Christopher McGinley, is here to ensure you receive the support you need every step of the way. While members can visit us at our branch location for personalized service, official correspondence should be sent to 2333 Fairmount Ave, Philadelphia, PA 19130-2544. This ensures that all communication is handled promptly and accurately. With total deposits exceeding $348,689,236 and a net worth of $174,414,592, we are solidly positioned to serve you better. We understand that each financial journey is unique; that's why we offer a variety of loan options totaling 46,243 loans and leases available to help you achieve your goals. At Freedom Credit Union, community matters. We are committed not just to providing financial services but also to making a positive impact in the lives of our members and the broader Philadelphia area. Our focus on member satisfaction drives everything we do. We invite you to explore our offerings today! Whether you're looking for a new loan or simply want to discuss your financial options, give us a call at 215-612-5900 or visit us at the Fairmount Branch. Join us on this journey toward financial empowerment! For more information about our services or to start your application online, visit us at freedomcu.org. Your future starts here!

Branch History & Mission

Welcome to the inspiring journey of Freedom, located at 2333 Fairmount Ave, Philadelphia, PA 19130. Since opening our doors in 1934, we have been committed to providing exceptional financial services while fostering a strong sense of community. Over the decades, we have grown significantly, now proudly serving 67,422 members with total assets reaching an impressive $1,348,009,384. At Freedom, our mission is clear: to empower our members through accessible financial services that enhance their lives and strengthen our community. We believe that everyone deserves the opportunity to achieve their financial goals. Whether it's opening a checking account, securing an auto loan, or seeking guidance on mortgages and personal loans, we are here to help every step of the way. Our branch has seen many milestones since its inception. From humble beginnings to becoming a trusted financial partner in Philadelphia, we've embraced innovation while staying true to our core values. Today, we offer modern conveniences like online banking and mobile payments, ensuring that managing finances is easy and efficient for all our members. We also prioritize ADA compliance to make sure our services are accessible to everyone. While members can visit us at 2333 Fairmount Ave, official correspondence should be sent to 2333 Fairmount Ave, Philadelphia, PA 19130-2544. Our branch operates from 9 AM to 4 PM, Monday through Friday, providing ample time for you to drop by and discuss your financial needs with our friendly staff. We take pride in being more than just a credit union; we are actively involved in community outreach programs that support local initiatives and improve the lives of those around us. Our partnerships with local organizations allow us to give back and make a meaningful impact in Philadelphia. As you consider joining our family at Freedom, remember that you're not just becoming a member of a credit union; you're becoming part of a legacy dedicated to helping individuals and families thrive financially. We invite you to experience the benefits of membership today! For more information about our services or how to become a member, please call us at 215-612-5900 or visit us online at freedomcu.org. Join us as we continue our mission of empowering dreams and building brighter futures together!

Branch Location & Accessibility

Convenient Access

Our location is just a stone's throw away from popular landmarks, making it an easy stop for anyone in the area. With ample parking available nearby and features like ADA compliance, we ensure that everyone can visit us without hassle. If you need assistance, our friendly staff is always ready to lend a hand. While members can visit us at 2333 Fairmount Ave, official correspondence should be sent to our mailing address: 2333 Fairmount Ave, Philadelphia, PA 19130-2544.

Get In Touch!

If you have questions or need assistance before visiting us, feel free to give us a call at 215-612-5900. We invite you to stop by our Freedom branch at Fairmount Avenue today and experience friendly service with a smile. Your financial goals are within reach, and we're here to help you achieve them!

Operating Hours & Services

We are open Monday through Friday from 9 AM to 4 PM, making it simple for you to find time in your day to come see us. While we don't offer drive-thru banking at this location, our ATM services are available for quick cash withdrawals and balance checks. At Freedom, we provide a wide range of services tailored just for you! From personal banking options like checking and savings accounts to auto loans and credit cards with rewards, we have everything you need under one roof. Plus, our online and mobile banking services make managing your finances easier than ever.

Member Eligibility

At Freedom, we believe in building a community where everyone feels welcomed and valued. If you're considering joining us, you'll be glad to know that becoming a member is straightforward and inclusive. To qualify, you simply need to live, work, or worship in the Philadelphia area, or have an immediate family member who is already a member. This means that whether you're just starting your financial journey or looking for better banking options, there's a place for you here at Freedom. Opening your account with us is just as easy! You can start the process online by visiting this link. Plus, our friendly team is always ready to help if you have any questions just give us a call at (215) 612-5900. For more details about eligibility requirements, feel free to check out our comprehensive guide here. We can't wait to welcome you into the Freedom family!

Business Banking & Commercial Services

Merchant Services That Work for You

Imagine being able to process payments smoothly while focusing on what you do best running your business. Our merchant services make it easy for you to accept payments from customers, whether online or in-person. This convenience not only enhances customer satisfaction but also streamlines your operations. Located at 2333 Fairmount Ave, Philadelphia, PA 19130, our team is ready to partner with you. For inquiries, call us at 215-612-5900 during our lobby hours from 9 AM to 4 PM, Monday through Friday. Let's take your business to the next level together!

Tailored Business Loans

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $57 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $2 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $15,342,955, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Services

Entrepreneurs will find value in our robust business banking services, including merchant services and business loans. Whether you're starting a new venture or looking to expand an existing one, we provide tailored solutions designed to help your business thrive.

Digital Banking Features

In today's fast-paced world, convenience is key. That's why we emphasize our online and mobile banking features. You can check balances, transfer funds, pay bills, and even send money through person-to-person services all from the comfort of your home or on-the-go with our mobile application. We invite you to explore all that Freedom has to offer by visiting us at 2333 Fairmount Ave Philadelphia Pa 19130 in Philadelphia, PA or reaching out at (215) 612-5900. Discover how easy it is to manage your finances with us your trusted partner for all your banking needs! For more information about opening an account or our full list of services, visit us online at http://www.freedomcu.org .

Home Loans and Refinancing

For those ready to take the leap into homeownership or refinance their current mortgage, our mortgage loans and refinancing services provide the support needed to navigate this important decision. Imagine settling into a home that suits your family's needs while enjoying favorable loan terms.

Personal Banking Solutions

Whether you're looking to open a checking or savings account, our personal banking options are designed with you in mind. Imagine having an account that fits your lifestyle, allowing you to manage your finances effortlessly. With checking and savings accounts, you can easily access your money when you need it most, thanks to our convenient ATM and cash withdrawal services.

Personal Loans and Credit Cards

Managing unexpected expenses or consolidating debt can feel overwhelming. Our personal loans and debt consolidation options offer a straightforward solution to regain control over your finances. Additionally, with our credit cards featuring rewards, you can earn points on everyday purchases, turning routine spending into exciting rewards.

Vehicle Financing

If you're considering buying a car, look no further than our auto loans and vehicle financing options. We understand that purchasing a vehicle is a significant investment. That's why we offer competitive rates and flexible terms to help make your dream car a reality without stretching your budget.

Digital & Online Banking

Convenient Online Banking

With our 24/7 online banking services available at https://freedomcu.org/ , accessing your accounts is just a click away. Whether you're checking your balance, transferring funds, or reviewing transactions, everything is right at your fingertips. Plus, our online banking is not only convenient but also secure, ensuring that your information stays protected.

Mobile Features for On-the-Go Banking

For those who prefer using their smartphones, our mobile application makes banking even more accessible. You can download the app and enjoy features like mobile payments and person-to-person transfers. Need to send money to a friend? Just use our person-to-person transfer feature; it's quick and hassle-free!

Paperless Options for a Greener Future

Say goodbye to paper clutter with e-statements! At Freedom, we offer e-statements that allow you to receive your account statements electronically. This not only helps you stay organized but also contributes to a greener planet by reducing paper waste.

Quick and Easy Transactions

We prioritize convenience in every aspect of our services. Although we do not currently support electronic signature authorization, our straightforward processes make it easy for you to manage your transactions without unnecessary delays. With all these features combined, managing your finances has never been simpler or more efficient. Experience the ease of digital banking with Freedom today!

Financial Strength

Commitment to Growth

With $174,414,592 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Our lending capacity supports members' financial goals with $12,635 in used auto loans and $760,497,518 in total loans and leases. Our operational efficiency reflects in our performance; currently reporting a net income of $0. This allows us to continue offering competitive loan rates and solid financial products for our members.

Conclusion

Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Freedom is your trusted partner. Visit us at 2333 Fairmount Ave Philadelphia Pa 19130 or call 215-612-5900 to learn more about how we can help you achieve your financial goals.

Dedicated Team

We also take pride in having 93 full-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Total Share Accounts stand at 152,953, showcasing a strong and growing member base that trusts us with their finances.

Secure Savings

Members' savings are secured through $466,165,736 in share certificates and $194,234,810 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. We ensure that our resources focus on benefiting you through better loan rates and exclusive perks.

Solid Foundation

With a net worth of $174,414,592, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 12.94% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Additional Information

We also offer various refinancing options for those looking to lower their monthly payments or consolidate existing debt. If you're interested in learning more about eligibility for any of our loan products, please don't hesitate to reach out. You can contact us at (215) 612-5900 or visit us at 2333 Fairmount Ave Philadelphia Pa 19130 in Philadelphia, PA during our lobby hours from 9 AM to 4 PM on weekdays. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Let us help you take the next step towards achieving your financial dreams!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $177,423,351 in used vehicle loans and $74,229,625 in new vehicle loans already helping members get on the road. Whether you're purchasing a brand-new model or a reliable used vehicle, we are here to provide flexible financing options.

Business Financing

For business owners, our outstanding commercial loans totaling $15,342,955 provide the capital needed to grow and expand. We understand the importance of having access to funds when you need them most and are committed to supporting local businesses in achieving their objectives.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $95,452,851, make buying or refinancing simple. We work closely with you to ensure that your mortgage fits within your budget and aligns with your long-term goals.

Unsecured Credit Card Loans

Managing day-to-day expenses can sometimes be challenging. That's why we also offer flexible terms on unsecured credit card loans, with a total of $47,429,253 in loans helping members manage their finances effectively. These cards provide you the freedom to make purchases without having to worry about collateral.

Loan Aggregator

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Ensuring Accurate Comparisons

LendMesh ensures accurate loan comparisons by sourcing data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This commitment to reliable data ensures that users receive fair and transparent offers tailored to their needs.

FREEDOM CREDIT UNION