Personal Loans in Philadelphia, PA

Looking for the best personal loan with the lowest interest rate in Philadelphia, PA? Compare multiple offers in one place to find a loan that fits your needs and budget without the hassle.

Whether you’re consolidating debt or covering unexpected expenses, Philadelphia locals can access fast, flexible loans backed by trusted community lenders who understand your goals. Start comparing today and take control of your finances with confidence.

Filters

Lender
APR
Term
Amount
Link
Info
diamondcu
9.79 - 9.99 %
∞
belco
9.99 %
1 - 5 Yrs
∞
fecca
9.99 - 10.99 %
∞
fmfcu
9.99 - 11.65 %
0.1 - 6 Yrs
9,999 - $50,000
∞
cafcu
9.99 - 13.99 %
∞
citadelbanking
9.99 - 17.99 %
3 - 7 Yrs
$20,000
∞
clearviewfcu
10.49 - 15.44 %
3 - 7 Yrs
∞
peoplefirst
10.49 - 18 %
5 Yrs
∞
heritagefcu
10.75 %
$50,000
∞
psfcu
11.49 %
3 - 5 Yrs
$10,000
∞

Today’s Personal Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

Diamond's personal loans with an APR of 9.79% , which has stayed the same over the past 7, 30, 60, and 90 days. Their Express cash loans have a fixed APR of 9.99% , also unchanged during these periods. Belco Community Credit Union has a Personal/signature loan with an APR of 9.99% . This rate has stayed the same compared to 7, 30, 60, and 90 days ago. The Fedex Employees Credit Association has a Signature loan with an APR of 9.99% , which has stayed the same over the past 7, 30, 60, and 90 days. Their Line of credit has a fixed APR of 10.99% , also unchanged during these time frames.

Franklin Mint has a personal loan rate of 9.99% APR today, unchanged from 7, 30, 60, and 90 days ago. Their overdraft and personal line of credit rate is 11.65% APR, also unchanged over the past 90 days. California Adventist's personal loans with a regular rate of 9.99% APR and a credit builder rate of 15.99% APR. Both rates are unchanged from 7 and 30 days ago. These rates provide clear depending on your credit needs. Citadel's Personal loan has an APR of 9.99% , which has stayed the same over the past 7, 30, 60, and 90 days. The Personal line of credit has a fixed APR of 12.24% , with no change from 7, 30, or 60 days ago.

Clearview's Signature personal loan has an APR of 10.49% , which has stayed the same over the past 7 and 30 days. The Powerline line of credit has a fixed APR of 14.99% , with no change in the last 7, 30, 60, or 90 days. People First's personal line of credit rate is 13.5% APR today, unchanged from 7 and 30 days ago. The unsecured fixed–rate loan has a 10.49% APR now, which is up from 10.24% seven, 30, and 60 days ago. Heritage Financial has a Credit rebuilder loan with an APR of 18% , which has stayed the same over the past 7, 30, and 60 days. Their Universal line of credit has a 10.75% APR, unchanged from 7 and 30 days ago.

Polish & Slavic has a personal loan with an APR of 11.49% . This rate has stayed the same over the past 7, 30, 60, and 90 days. The consistent rate applies regardless of the loan term.

🏦 All Local Lenders in Philadelphia, PA

Lender NameBranch AddressOffice ServicesLender Snapshot
AMERICAN HERITAGE FEDERAL CREDIT UNION
714 MARKET ST PHILADELPHIA PA 19106
ATM
P2P
E-Statements
E-Signature
Assets: $4,841,386,801
Deposits: $550,829,177
Net Worth: $408,402,198
Employees: 679
Members: 315,518

🏘️ All the Lenders Available in Philadelphia County, PA

✅ARDENT FEDERAL CREDIT UNION
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✅FRANKLIN MINT FEDERAL CREDIT UNION
✅PENN FEDERAL CREDIT UNION
✅UNIVERSITY OF PENNSYLVANIA STUDENTS FEDERAL CREDIT UNION
✅AMERICAN HERITAGE FEDERAL CREDIT UNION
✅TRUMARK FINANCIAL CREDIT UNION
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✅SUN 7064 CREDIT UNION
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✅PAPER CONVERTERS LOCAL 2861034 CREDIT UNION
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✅TRANSIT WORKERS FEDERAL CREDIT UNION
✅FREEDOM 60275 CREDIT UNION
✅EVERENCE FEDERAL CREDIT UNION
✅MABC CREDIT UNION
✅RELIANCE 4120 CREDIT UNION
✅ADVANTAGE FINANCIAL FEDERAL CREDIT UNION
✅NORTHWOOD FEDERAL CREDIT UNION
✅PHILADELPHIA LETTER CARRIERS FEDERAL CREDIT UNION
✅MOUNT CARMEL BAPTIST FEDERAL CREDIT UNION
✅HOLY TRINITY BAPTIST FEDERAL CREDIT UNION
✅PENNSYLVANIA STATE EMPLOYEES CREDIT UNION
✅EAGLE ONE FEDERAL CREDIT UNION
✅AMERICAN AIRLINES FEDERAL CREDIT UNION

Compare other loan types in Philadelphia, PA

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