Personal Loans in Elmira, NY

Looking for the best bank loan rates in Elmira, NY? Comparing personal loan offers lets you find flexible terms that fit your budget and goals, all while supporting local lenders who understand your needs.

Whether it’s for home improvements, debt consolidation, or unexpected expenses, Elmira residents can secure affordable financing quickly. Start comparing today to get clear, competitive rates from trusted banks right here in your community.

Filters

Lender
APR
Term
Amount
Link
Info
unfcu
7.95 %
15 Yrs
$150,000
jovia
7.99 - 9.99 %
1 - 5 Yrs
jfcu
7.99 - 11.99 %
1 - 7 Yrs
nymcu
7.99 - 17.25 %
3 - 6 Yrs
25,000 - $50,000
summitfcu
8.35 - 9.35 %
2 - 5 Yrs
broadviewfcu
8.49 - 9.49 %
1 - 5 Yrs
teachersfcu
8.49 - 11.24 %
3 - 6 Yrs
$35,000
sdfcu
8.49 - 11.75 %
2.1 - 5 Yrs
togethercu
8.64 - 11.99 %
6 Yrs
corningcu
8.74 - 12.24 %
1 - 5 Yrs
$10,000

Today’s Personal Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

United Nations's an unsecured personal loan with an APR of 7.95% . This rate has stayed the same compared to 7, 30, 60, and 90 days ago. The consistent rate makes it easy to understand the cost of borrowing over time. Jovia Financial's personal loan has an APR of 7.99% , which is unchanged from 30 and 90 days ago. The home improvement loan carries an APR of 8.99% , also steady compared to 30 days ago. Both rates have remained stable over the past month. Justice has a Personal loan with an APR of 7.99% today. This rate has stayed the same compared to 7, 30, 60, and 90 days ago.

Municipal has a Personal loan with an APR of 7.99% , which has stayed the same over the past 7, 30, and 60 days. The Personal line of credit has a fixed APR of 11.75% , also unchanged from 7 and 30 days ago. The Summit's Personal loan has an APR of 8.75% today, which is unchanged from 7 and 30 days ago but higher than 30 and 60 days ago. The Consolidation loan rate is 9.35% , steady over the past 7, 30, and 60 days, though slightly up from 90 days ago. Broadview's Personal loan has an APR of 8.49% today, unchanged from it was 7, 30, 60, and 90 days ago. This rate has remained steady over the past three months.

Teachers has a personal loan with an APR of 8.49% . This rate has stayed the same compared to 7 and 30 days ago. No changes have been reported for this loan in the recent period. State Department's personal loans with an APR of 8.49% , which has stayed the same over the past 7 and 30 days. Their Moneyline line–of–credit has a fixed APR of 11.75% , unchanged from 7, 30, 60, and 90 days ago. Together has a Personal loan with an APR of 8.64% today, unchanged from it was 7 days ago. There's no change in the rate compared to the past week.

Corning has a fixed–rate personal loan with an APR of 8.74% , which has stayed the same over the past 7, 30, 60, and 90 days. Their personal line of credit has an APR of 12.24% , also unchanged during these time frames.

🏦 All Local Lenders in Elmira, NY

Lender NameBranch AddressOffice ServicesLender Snapshot
FINGER LAKES HEALTH CARE FEDERAL CREDIT UNION
519 HART ST ELMIRA NY 14905
Drive-Thru
P2P
E-Statements
Assets: $31,556,073
Deposits: $2,419,598
Net Worth: $4,873,610
Employees: 5
Members: 2,549

🏘️ All the Lenders Available in Chemung County, NY

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