Personal Loans in Phelps, NY

Looking for a private loan in Phelps, NY? Compare personalized loan offers from trusted local lenders to find the best rates and terms that fit your budget. Whether it’s for home improvements, debt consolidation, or unexpected expenses, we've got you covered.

Take the guesswork out of borrowing by exploring competitive options tailored for Phelps residents. Our easy comparison helps you secure the funds you need quickly and confidently, with support from lenders who understand your community’s unique financial needs.

Filters

Lender
APR
Term
Amount
Link
Info
dcu
11.99 %
5 Yrs
∞
usalliance
12.24 - 27.5 %
2.1 - 7 Yrs
∞
americafirst
12.49 - 16.49 %
1 Yrs
∞

Today’s Personal Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

Digital has a Signature personal loan with an APR of 11.99% . This rate has stayed the same compared to 7, 30, and 60 days ago. The consistent rate makes it easy to understand the cost over time. Usalliance's personal loans with terms ranging from 0 to 24 months at an APR of 12.24% and from 73 to 84 months at 14.99% . Unchanged compared to 7 or 30 days ago. The Mylife ready cash loan has a fixed APR of 27.5% , which is also steady over the past month. America First's personal loans with an APR of 12.49% , which has stayed the same over the past 7, 30, 60, and 90 days. Their line of credit has a fixed APR of 16.49% , also unchanged during these periods.

🏦 All Local Lenders in Phelps, NY

Lender NameBranch AddressOffice ServicesLender Snapshot
FINGER LAKES FEDERAL CREDIT UNION
1934 STATE ROUTE 96 PHELPS NY 14532
ATM
Drive-Thru
P2P
E-Statements
Assets: $235,340,561
Deposits: $16,631,895
Net Worth: $29,537,112
Employees: 46
Members: 20,879

🏘️ All the Lenders Available in Ontario County, NY

✅CANANDAIGUA FEDERAL CREDIT UNION
✅RELIANT COMMUNITY FEDERAL CREDIT UNION
✅ESL FEDERAL CREDIT UNION
✅EMPOWER 3025 CREDIT UNION
✅FINGER LAKES FEDERAL CREDIT UNION

Compare other loan types in Phelps, NY

Why compare Personal Loans in Phelps, NY on LendMesh

If you’re exploring private loan options in Phelps, NY, take your time to compare multiple lenders on LendMesh. Finding the best rates and terms can make a real difference in your monthly payments and overall cost. By reviewing different offers side-by-side, you’ll feel more confident in choosing a loan that fits your budget and goals without rushing into a decision.

For even more convenience, consider subscribing to LendMesh’s personalized alerts. Simply share your target interest rate, and we’ll notify you as soon as offers drop below that number. You’ll also receive weekly or monthly updates packed with expert insights, market trends, and curated loan deals—helping Phelps borrowers stay informed and ready to act when the right opportunity comes along.

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