Personal Loans in Phelps, NY 14532

Looking for a private loan in Phelps, NY? Compare personalized loan offers from trusted local lenders to find the best rates and terms that fit your budget. Whether it’s for home improvements, debt consolidation, or unexpected expenses, we've got you covered.

Take the guesswork out of borrowing by exploring competitive options tailored for Phelps residents. Our easy comparison helps you secure the funds you need quickly and confidently, with support from lenders who understand your community’s unique financial needs.

Filters

Zip Code

Credit Score

Sort By

Sort Type

Lender

APR

Term

Amount

Link

Info

7.95 %

15 Yrs

$150,000

∞

7.99 - 9.99 %

1 - 5 Yrs

∞

7.99 - 11.99 %

1 - 7 Yrs

∞

7.99 - 17.25 %

3 - 6 Yrs

25,000 - $50,000

∞

8.35 - 9.35 %

2 - 5 Yrs

∞

8.49 - 9.49 %

1 - 5 Yrs

∞

8.49 - 11.24 %

3 - 6 Yrs

$35,000

∞

8.49 - 11.75 %

2.1 - 5 Yrs

∞

8.64 - 11.99 %

6 Yrs

∞

8.74 - 12.24 %

1 - 5 Yrs

$10,000

∞

Today’s Personal Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

United Nations's an unsecured personal loan with an APR of 7.95% . This rate has stayed the same compared to 7, 30, 60, and 90 days ago. The consistent rate makes it easy to understand the cost of borrowing over time. Jovia Financial's personal loan has an APR of 7.99% , which is unchanged from 30 and 90 days ago. The home improvement loan carries an APR of 8.99% , also steady compared to 30 days ago. Both rates have remained stable over the past month. Justice has a Personal loan with an APR of 7.99% today. This rate has stayed the same compared to 7, 30, 60, and 90 days ago.

Municipal has a Personal loan with an APR of 7.99% , which has stayed the same over the past 7, 30, and 60 days. The Personal line of credit has a fixed APR of 11.75% , also unchanged from 7 and 30 days ago. The Summit's Personal loan has an APR of 8.75% today, which is unchanged from 7 and 30 days ago but higher than 30 and 60 days ago. The Consolidation loan rate is 9.35% , steady over the past 7, 30, and 60 days, though slightly up from 90 days ago. Broadview's Personal loan has an APR of 8.49% today, unchanged from it was 7, 30, 60, and 90 days ago. This rate has remained steady over the past three months.

Teachers has a personal loan with an APR of 8.49% . This rate has stayed the same compared to 7 and 30 days ago. No changes have been reported for this loan in the recent period. State Department's personal loans with an APR of 8.49% , which has stayed the same over the past 7 and 30 days. Their Moneyline line–of–credit has a fixed APR of 11.75% , unchanged from 7, 30, 60, and 90 days ago. Together has a Personal loan with an APR of 8.64% today, unchanged from it was 7 days ago. There's no change in the rate compared to the past week.

Corning has a fixed–rate personal loan with an APR of 8.74% , which has stayed the same over the past 7, 30, 60, and 90 days. Their personal line of credit has an APR of 12.24% , also unchanged during these time frames.

🏦 All Local Lenders in Phelps, NY

Lender Name	Branch Address	Timings & Contact	General Services Offered	Office Services	Lender Snapshot
FINGER LAKES FEDERAL CREDIT UNION	1934 STATE ROUTE 96 PHELPS NY 14532	⏰ Monday - Wednesday 9 AM - 4:30 PM Thursday 9 AM - 6 PM Friday 9 AM - 5 PM 📞 3155482100 📠 3157812385	Personal Banking (Checking & Savings Accounts) Auto Loans & Vehicle Financing Mortgage Loans & Refinancing Personal Loans & Debt Consolidation Credit Cards with Rewards Business Banking (Merchant Services & Business Loans) Online & Mobile Banking ATM & Cash Withdrawal Services Basic Drive-Thru Banking (Deposits, Withdrawals, Simple Transactions) Basic ATM Access (Withdrawals, Balance Checks)	ATM Drive-Thru P2P E-Statements	Assets: $235,340,561 Deposits: $16,631,895 Net Worth: $29,537,112 Employees: 46 Members: 20,879

🏘️ All the Lenders Available in Ontario County, NY

✅CANANDAIGUA FEDERAL CREDIT UNION

✅RELIANT COMMUNITY FEDERAL CREDIT UNION

✅ESL FEDERAL CREDIT UNION

✅EMPOWER 3025 CREDIT UNION

✅FINGER LAKES FEDERAL CREDIT UNION

Compare other loan types in Phelps, NY

Why compare Personal Loans in Phelps, NY on LendMesh

If you’re exploring private loan options in Phelps, NY, take your time to compare multiple lenders on LendMesh. Finding the best rates and terms can make a real difference in your monthly payments and overall cost. By reviewing different offers side-by-side, you’ll feel more confident in choosing a loan that fits your budget and goals without rushing into a decision.

For even more convenience, consider subscribing to LendMesh’s personalized alerts. Simply share your target interest rate, and we’ll notify you as soon as offers drop below that number. You’ll also receive weekly or monthly updates packed with expert insights, market trends, and curated loan deals—helping Phelps borrowers stay informed and ready to act when the right opportunity comes along.

Customers are also interested in:

Private Loan