Personal Loans in Albany, NY 12202

Finding the lowest interest student loans in Albany, NY doesn’t have to be complicated. Compare offers from trusted local lenders to find affordable rates that fit your budget and help you focus on your education, not your debt.

Whether you need quick approval or flexible terms, Albany students can explore personalized loan options designed to support their goals. Start comparing today and take a smart step toward funding your future with confidence.

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9.99 - 13.49 %

1.1 - 5 Yrs

$50,000

∞

9.99 - 13.99 %

∞

10 %

5 Yrs

∞

10.75 %

$50,000

∞

10.94 - 12.99 %

6 Yrs

∞

11.49 %

3 - 5 Yrs

$10,000

∞

11.5 - 12 %

5 - 10 Yrs

∞

11.6 - 19.1 %

3.6 - 5.5 Yrs

∞

11.74 - 14.49 %

1 - 5 Yrs

$25,000

∞

11.75 - 13.25 %

1 - 8 Yrs

∞

Today’s Personal Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

Hudson Valley's Readi–cash unsecured line of credit has a 13.49% APR today, unchanged from 7 and 30 days ago but higher than 30, 60, and 90 days ago. The Signature personal loan rates range from 9.99% for terms up to 12 months to 11.74% for 37 to 60 months, with no changes in the past 90 days. California Adventist's personal loans with a regular rate of 9.99% APR and a credit builder rate of 15.99% APR. Both rates are unchanged from 7 and 30 days ago. These rates provide clear depending on your credit needs.

Sea Comm's Secure rates personal loans have an APR of 9.24% , which is unchanged from 7, 30, and 90 days ago. Their Signature loans carry a 10% APR, also steady compared to the past 7, 30, 60, and 90 days. Heritage Financial has a Credit rebuilder loan with an APR of 18% , which has stayed the same over the past 7, 30, and 60 days. Their Universal line of credit has a 10.75% APR, unchanged from 7 and 30 days ago. North Country's Signature loans have a 10.94% APR today. The Share draft line of credit has a 12.99% APR, unchanged from 30, 60, and 90 days ago. Both rates have stayed steady over the past few months.

Polish & Slavic has a personal loan with an APR of 11.49% . This rate has stayed the same over the past 7, 30, 60, and 90 days. The consistent rate applies regardless of the loan term. Visions's an Any purpose signature loan with an APR of 11.99% , which has stayed the same over the past 7, 30, 60, and 90 days. The Readi–reserve loan has a current APR of 11.5% , up from 11.25% seven and 30 days ago, and higher than 11% ninety days ago. Centra's Fixed rate personal loan has an APR of 11.6% today, unchanged from it was 7, 30, 60, and 90 days ago. This rate has remained steady over the past three months.

Sunmark's Personal loan has an APR of 11.74% , which has stayed the same over the past 7, 30, 60, and 90 days. The Personal line of credit has a fixed APR of 14.49% , also unchanged during those time frames. Affinity's personal loan has an APR of 11.75% , unchanged from it was 7 and 30 days ago but lower than 60 and 90 days ago. The debt consolidation loan APR is 12.75% , unchanged from 7 and 30 days ago, and also lower than it was 60 and 90 days ago.

🏦 All Local Lenders in Albany, NY

Lender Name	Branch Address	Timings & Contact	General Services Offered	Office Services	Lender Snapshot
BROADVIEW FEDERAL CREDIT UNION	200 S PEARL ST ALBANY NY 12202	⏰ M-F 8am-4pm 📞 5184528234 📠 5184582261	Personal Banking (Checking & Savings Accounts) Auto Loans & Vehicle Financing Mortgage Loans & Refinancing Personal Loans & Debt Consolidation Credit Cards with Rewards Business Banking (Merchant Services & Business Loans) Online & Mobile Banking ATM & Cash Withdrawal Services Basic Shared Branch Transactions (Deposits & Withdrawals for Partner Credit Union Members) Basic ATM Access (Withdrawals, Balance Checks)	ATM P2P E-Statements E-Signature	Assets: $8,945,023,510 Deposits: $550,025,253 Net Worth: $748,058,930 Employees: 1467 Members: 496,735

🏘️ All the Lenders Available in Albany County, NY

✅BROADVIEW FEDERAL CREDIT UNION

✅SUNMARK CREDIT UNION

✅HUDSON RIVER COMMUNITY CREDIT UNION

✅HUDSON VALLEY CREDIT UNION

✅COMMUNITY RESOURCE 770 CREDIT UNION

✅FASNY FEDERAL CREDIT UNION

✅FIRST NEW YORK FEDERAL CREDIT UNION

✅NY FIREFIGHTERS BRAVEST FEDERAL CREDIT UNION

✅ADVANTAGE FINANCIAL FEDERAL CREDIT UNION

✅DIRECTORS CHOICE CREDIT UNION

✅NEXT STEP FEDERAL CREDIT UNION

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