Personal Loans in New York, NY

Looking to refinance your student loans in New York, NY? Compare personalized loan offers from trusted lenders to find the best rates and terms that fit your needs. It’s easy to explore options and save money on your payments.

Start your journey toward financial freedom today with flexible loan options designed for New Yorkers. Whether you want lower monthly payments or faster payoff, you can find the right solution tailored just for you.

Filters

Lender
APR
Term
Amount
Link
Info
bcu
4.64 - 8.49 %
∞
empowerfcu
5.24 - 10.99 %
2.1 - 15 Yrs
∞
americu
5.75 - 17.99 %
1 - 5 Yrs
2,000 - $50,000
∞
greylock
6 - 14 %
15 Yrs
1,000 - $25,000
∞
penfed
6.09 - 17.99 %
5 Yrs
$50,000
∞
affinityplus
6.24 - 15.24 %
0.8 - 10 Yrs
2,500 - $20,000
∞
mycfcu
6.99 - 11.25 %
0.1 - 5 Yrs
∞
mhvfcu
7.49 - 12.99 %
$25,000
∞
nasafcu
7.79 - 18 %
1 - 7 Yrs
$30,000
∞
unfcu
7.95 %
∞

Today’s Personal Loan Rates & Analysis - Updated on 2026-SEP-14

Credit Union Loan Rates - Trends & Analysis:

Baxter's personal loan has a 7.49% APR today, unchanged from 7 and 30 days ago but higher than 60 and 90 days ago. The credit builder loan rate is steady at 4.5% with no change over the past 30 days. Empower's Personal loan has a minimum APR of 5.24% today, unchanged from it was 7 days ago. This rate is lower than the 6.49% APR from 30 and 60 days ago. Americu's Holiday loan has an APR of 5.75% , which is unchanged from 7, 30, and 60 days ago. The Personal line of credit carries a 10.75% APR, also steady over the same periods.

Greylock's several personal loan with stable rates. The unsecured personal loan up to $25, 000 has an APR of 7.75% , unchanged from 7, 30, 60, and 90 days ago. For smaller amounts, the personal loan up to $2, 500 has a 9.99% APR, which has also stayed the same over the past 90 days. Pentagon's personal loans with an APR of 6.09% today, unchanged from it was 7 and 30 days ago. This rate has remained steady over the past month. Affinity Plus has a Credit builder loan with a 6% APR that has stayed steady over the past 7, 30, and 90 days. Their Homeowner debt consolidation loan is at 7.49% APR today, unchanged from 7 and 30 days ago but lower than 30 days ago.

Cfcu Community has a personal loan with an APR of 6.99% today. This rate has stayed the same compared to 7, 30, 60, and 90 days ago. Mid–Hudson Valley's personal loans and debt consolidation loans with an APR of 7.49% , which has stayed the same over the past 7, 30, 60, and 90 days. Their line of credit has a 12.99% APR, also unchanged during these periods. Nasa's Cashline line of credit has a fixed APR of 11.49% , unchanged from 30 days ago. The Home improvement loan and Personal unsecured loan both have a 7.79% APR today, which is up from 7.69% seven and 30 days ago. The Personal unsecured loan's rate is higher than it was 60 and 90 days ago, when it was 7.44% .

United Nations's an unsecured personal loan with an APR of 7.95% . This rate has stayed the same over the past 7, 30, 60, and 90 days.

🏦 All Local Lenders in New York, NY

Lender NameBranch AddressOffice ServicesLender Snapshot
AMERICAN BROADCAST EMPLOYEES FEDERAL CREDIT UNION
77 W 66TH ST NEW YORK NY 10023
P2P
E-Statements
Assets: $110,112,331
Deposits: $16,170,628
Net Worth: $13,909,560
Employees: 27
Members: 7,134

🏘️ All the Lenders Available in New York County, NY

✅PENN SOUTH COOPERATIVE FEDERAL CREDIT UNION
✅PENTAGON FEDERAL CREDIT UNION
✅ELEKTRA FEDERAL CREDIT UNION
✅BETHPAGE CREDIT UNION
✅AMNH EMPLOYEES FEDERAL CREDIT UNION
✅JUSTICE FEDERAL CREDIT UNION
✅MUNICIPAL CREDIT UNION
✅LOWER EAST SIDE PEOPLES CREDIT UNION
✅URBAN EMPOWERMENT FEDERAL CREDIT UNION
✅GREATER METRO FEDERAL CREDIT UNION
✅NY FIREFIGHTERS BRAVEST FEDERAL CREDIT UNION
✅UKRAINIAN NATIONAL FEDERAL CREDIT UNION
✅NEW YORK UNIVERSITY FEDERAL CREDIT UNION
✅SELF RELIANCE NY FEDERAL CREDIT UNION
✅AMERICAN BROADCAST EMPLOYEES FEDERAL CREDIT UNION
✅EMPIRT 207 FEDERAL CREDIT UNION
✅TRANSIT AUTHORITY DIVISION B FEDERAL CREDIT UNION
✅CHURCH OF THE MASTER FEDERAL CREDIT UNION
✅ABYSSINIAN BAPTIST CHURCH FEDERAL CREDIT UNION
✅ST PHILIPS CHURCH CREDIT UNION
✅SOUTHERN BAPTIST CHURCH OF NEW YORK FEDERAL CREDIT UNION
✅NEW YORK EPISCOPAL FEDERAL CREDIT UNION
✅1199 SEIU CREDIT UNION
✅NEW YORK TIMES EMPLOYEES FEDERAL CREDIT UNION
✅GRAND CENTRAL TERMINAL EMPLOYEES FEDERAL CREDIT UNION
✅UNITED NATIONS FEDERAL CREDIT UNION
✅FIDELIS FEDERAL CREDIT UNION
✅UNION CONGREGATIONAL FEDERAL CREDIT UNION
✅THE FINEST FEDERAL CREDIT UNION
✅GENERATIONS UNITED FEDERAL CREDIT UNION
✅XCEL FEDERAL CREDIT UNION
✅ACTORS FEDERAL CREDIT UNION
✅FOX FEDERAL CREDIT UNION
✅NEIGHBORHOOD TRUST FEDERAL CREDIT UNION

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