Personal Loans in Jay, ME 04239

Looking for quick cash in Jay, ME without a credit check? Compare personal loan offers tailored for your needs, with fast approval and flexible terms that fit your budget. It’s easy to find the right lender who understands your local community.

Take control of your finances today with no hassle and no credit worries. Whether it’s for unexpected expenses or a special plan, Jay residents can access reliable online loans designed to get you funded quickly and with a friendly, hometown touch.

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APR

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9.49 - 17.5 %

2 Yrs

∞

9.99 - 12.49 %

2 - 5 Yrs

∞

9.99 - 13.99 %

∞

11.69 %

7 Yrs

$75,000

∞

11.75 - 13.25 %

1 - 8 Yrs

∞

11.99 %

5 Yrs

∞

11.99 - 12.49 %

2 - 5 Yrs

35,000 - $50,000

∞

12.49 - 16.49 %

1 Yrs

∞

14.74 %

∞

Today’s Personal Loan Rates & Analysis - Updated on 2026-SEP-20

Credit Union Loan Rates - Trends & Analysis:

Northrop Grumman has a Personal signature loan with an APR of 9.49% , which has stayed the same over the past 7, 30, 60, and 90 days. The Moneymaster personal line of credit has a 12% APR, also unchanged during those same periods. Dupaco Community has a personal loan with an APR of 9.99% . This rate has stayed the same compared to 7, 30, 60, and 90 days ago. The consistent rate provides a clear picture of the loan's cost over time. California Adventist's personal loans with a regular rate of 9.99% APR and a credit builder rate of 15.99% APR. Both rates are unchanged from 7 and 30 days ago. These rates provide clear depending on your credit needs.

Lighthouse has a Credit builder loan with an APR of 7.69% , which has stayed the same over the past 7, 30, 60, and 90 days. Its Signature loan (personal) has a fixed APR of 11.69% , also unchanged during those periods. Affinity's personal loan has an APR of 11.75% , unchanged from it was 7 and 30 days ago but lower than 60 and 90 days ago. The debt consolidation loan APR is 12.75% , unchanged from 7 and 30 days ago, and also lower than it was 60 and 90 days ago.

Digital has a Signature personal loan with an APR of 11.99% . This rate has stayed the same over the past 7, 30, 60, and 90 days. The consistent rate provides a clear view of borrowing costs for this loan. First Technology's Fixed–rate loan has an APR of 11.99% today, which is higher than the 6.99% rate from 7, 30, 60, and 90 days ago. The Personal line of credit shows a slight decrease to 12.49% from 12.5% over the past 7, 30, and 60 days. America First's personal loans with an APR of 12.49% , which has stayed the same over the past 7, 30, 60, and 90 days. Their line of credit has a fixed APR of 16.49% , also unchanged during those periods.

Empeople's Home improvement loans have a 15.24% APR today, unchanged from 7 and 30 days ago but higher than 90 days ago. Their Signature loans have a 14.74% APR that hasn't changed in the last 90 days.

🏦 All Local Lenders in Jay, ME

Lender Name	Branch Address	Timings & Contact	General Services Offered	Office Services	Lender Snapshot
OTIS FEDERAL CREDIT UNION	170 MAIN ST JAY ME 04239	⏰ M-F 9:00 am - 5:00 pm Drive Thru M-F 9:00 am - 4:45 pm 📞 2078970900 📠 2078973927	Personal Banking (Checking & Savings Accounts) Auto Loans & Vehicle Financing Mortgage Loans & Refinancing Personal Loans & Debt Consolidation Credit Cards with Rewards Business Banking (Merchant Services & Business Loans) Online & Mobile Banking ATM & Cash Withdrawal Services Basic Drive-Thru Banking (Deposits, Withdrawals, Simple Transactions) Basic Shared Branch Transactions (Deposits & Withdrawals for Partner Credit Union Members) Basic ATM Access (Withdrawals, Balance Checks)	ATM Drive-Thru P2P E-Statements E-Signature	Assets: $257,389,965 Deposits: $27,685,937 Net Worth: $41,146,946 Employees: 26 Members: 11,514

🏘️ All the Lenders Available in Franklin County, ME

✅OTIS FEDERAL CREDIT UNION

✅FRANKLINSOMERSET CREDIT UNION

✅UNIVERSITY 63133 CREDIT UNION

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