Personal Loans in Boston, MA

Looking for private money lenders near you in Boston, MA? Compare personal loan offers from trusted local lenders who understand your needs and offer fast, flexible financing to help you manage expenses or seize new opportunities.

Get the best rates and terms tailored for Boston residents. Whether it's debt consolidation or a sudden expense, finding the right lender here means quick approvals and support from our close-knit community.

Filters

Lender
APR
Term
Amount
Link
Info
rfcu
10 - 12 %
4.1 - 7 Yrs
$10,000
∞
coastal1
10.49 - 10.99 %
4 - 5 Yrs
10,000 - $25,000
∞
stmaryscu
10.5 %
5 Yrs
$15,000
∞
websterfirst
11.74 - 14.9 %
2 - 5 Yrs
∞
affinityfcu
11.75 - 13.25 %
1 - 8 Yrs
∞
dcu
11.99 %
5 Yrs
∞
usalliance
12.24 - 27.5 %
2.1 - 7 Yrs
∞
americafirst
12.49 - 16.49 %
1 Yrs
∞

Today’s Personal Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

Rockland's personal loans with an APR of 10% . This rate has stayed the same compared to 7, 30, 60, and 90 days ago. The consistent rate means borrowers can expect stability over the past few months. Coastal1 has a Personal line of credit with an APR of 10.75% , which is unchanged from 7 and 30 days ago. Their Personal/consolidation loans have a rate of 10.49% , steady over the past 7, 30, 60, and 90 days. St. Mary'S Personal loans have a 10.5% APR today, unchanged from it was 7 days ago. There's no change in the rate over the past week.

Webster First has a Credit builder loan with an APR of 7% , which has stayed the same over the past 7, 30, 60, and 90 days. Their Personal loans have a fixed APR of 11.74% , also unchanged during those time frames. Affinity's personal loan has an APR of 11.75% , unchanged from it was 7 and 30 days ago but lower than 60 and 90 days ago. The debt consolidation loan APR is 12.75% , unchanged from 7 and 30 days ago, and also lower than it was 60 and 90 days ago.

Digital has a Signature personal loan with an APR of 11.99% . This rate has stayed the same over the past 7, 30, and 60 days. Usalliance's personal loans with terms ranging from 0 to 24 months at an APR of 12.24% and from 73 to 84 months at 14.99% . Unchanged compared to 7 or 30 days ago. The Mylife ready cash loan has a fixed APR of 27.5% , which is also steady over the past month. America First's personal loans with an APR of 12.49% , which has stayed the same over the past 7, 30, 60, and 90 days. Their line of credit has a fixed APR of 16.49% , also unchanged during these periods.

🏦 All Local Lenders in Boston, MA

Lender NameBranch AddressOffice ServicesLender Snapshot
NEW ENGLAND LEE FEDERAL CREDIT UNION
72 KNEELAND ST BOSTON MA 02111
Assets: $2,782,575
Deposits: $645,495
Net Worth: $1,502,051
Employees: 2
Members: 255
ALPHA CREDIT UNION
800 WASHINGTON ST BOSTON MA 02111
P2P
E-Statements
E-Signature
Assets: $35,513,031
Deposits: $3,262,989
Net Worth: $5,570,394
Employees: 7
Members: 3,983
CHEYENNE-LARAMIE COUNTY EMPLOYEES FEDERAL CREDIT UNION
2 AVENUE DE LAFAYETTE BOSTON MA 02111
P2P
E-Statements
Assets: $29,756,172
Deposits: $10,301,074
Net Worth: $4,119,377
Employees: 4
Members: 2,006

🏘️ All the Lenders Available in Suffolk County, MA

✅MEMBERS PLUS CREDIT UNION
✅BOSTON FIREFIGHTERS CREDIT UNION
✅MERRIMACK VALLEY CREDIT UNION
✅MOSES CREDIT UNION
✅HARVARD FEDERAL CREDIT UNION
✅NEW ENGLAND LEE FEDERAL CREDIT UNION
✅ALPHA CREDIT UNION
✅CHEYENNELARAMIE COUNTY EMPLOYEES CREDIT UNION
✅TREMONT CREDIT UNION
✅HANSCOM FEDERAL CREDIT UNION
✅SYMPHONY FEDERAL CREDIT UNION
✅CITY OF BOSTON CREDIT UNION
✅METRO 66364 CREDIT UNION
✅TAUPA LITHUANIAN FEDERAL CREDIT UNION
✅MASS BAY CREDIT UNION
✅ALBRIGHT CREDIT UNION
✅NEW ENGLAND TEAMSTERS FEDERAL CREDIT UNION
✅RIVER WORKS CREDIT UNION
✅ENERGY CREDIT UNION
✅AMERICAN AIRLINES FEDERAL CREDIT UNION
✅FIRST PRIORITY 66593 CREDIT UNION
✅CHELSEA EMPLOYEES FEDERAL CREDIT UNION
✅REVERE FIREFIGHTERS FEDERAL CREDIT UNION
✅ST JEANS CREDIT UNION
✅WEBSTER FIRST FEDERAL CREDIT UNION
✅BOSTON CUSTOMS FEDERAL CREDIT UNION
✅600 ATLANTIC FEDERAL CREDIT UNION

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