Personal Loans in Springfield, MA

Looking for personal loans in Springfield, MA? Compare offers from trusted local banks to find the best rates and flexible terms that fit your budget. Whether it’s for home repairs, debt consolidation, or a special purchase, you deserve a loan that works for you.

Springfield banks understand the community’s needs and offer quick approvals with friendly service. Take a moment to explore your options and choose a loan that supports your goals—because here, your financial success is part of what makes Springfield thrive.

Filters

Lender
APR
Term
Amount
Link
Info
coastal1
10.49 - 11 %
4 - 5 Yrs
10,000 - $25,000
stmaryscu
10.5 %
5 Yrs
$15,000
websterfirst
11.74 - 14.9 %
2 - 5 Yrs
affinityfcu
11.75 - 13.25 %
1 - 8 Yrs
dcu
11.99 %
5 Yrs
firsttechfed
11.99 - 12.49 %
2 - 5 Yrs
35,000 - $50,000
usalliance
12.24 - 27.5 %
2.1 - 7 Yrs
americafirst
12.49 - 16.49 %
1 Yrs

Today’s Personal Loan Rates & Analysis - Updated on 2026-SEP-21

Credit Union Loan Rates - Trends & Analysis:

Coastal1's Personal line of credit has an APR of 11% today, which is up from 10.75% over the past 7, 30, 60, and 90 days. The Personal/consolidation loans rate remains steady at 10.49% with no change in the last 90 days. St. Mary'S Personal loans have a 10.5% APR today, unchanged from it was 7 days ago. There's no change in the rate over the past week. Webster First's personal loans with an APR of 11.74% , which has stayed the same over the past 7, 30, 60, and 90 days. Their credit builder loan has a fixed APR of 7% , also unchanged during these periods.

Affinity's personal loan has an APR of 11.75% , unchanged from it was 7 and 30 days ago but lower than 60 and 90 days ago. The debt consolidation loan APR is 12.75% , unchanged from 7 and 30 days ago, and also lower than it was 60 and 90 days ago. Digital has a Signature personal loan with an APR of 11.99% . This rate has stayed the same over the past 7, 30, 60, and 90 days. The consistent rate provides a clear view of borrowing costs for this loan. First Technology's Fixed–rate loan has an APR of 11.99% today, which is higher than the 6.99% rate from 7, 30, 60, and 90 days ago. The Personal line of credit shows a slight decrease to 12.49% from 12.5% over the past 7, 30, and 60 days.

Usalliance's personal loans with terms from 0 to 24 months at an APR of 12.24% , which has stayed the same over the past 7, 30, 60, and 90 days. For longer terms of 73 to 84 months, the APR is 14.99% , also unchanged during those periods. The Mylife ready cash loan has a fixed APR of 27.5% , with no change in the last 7, 30, or 60 days. America First's personal loans with an APR of 12.49% , which has stayed the same over the past 7, 30, 60, and 90 days. Their line of credit has a fixed APR of 16.49% , also unchanged during those periods.

🏦 All Local Lenders in Springfield, MA

Lender NameBranch AddressOffice ServicesLender Snapshot
GREATER SPRINGFIELD CREDIT UNION
1030 WILBRAHAM RD SPRINGFIELD MA 01109
ATM
Drive-Thru
P2P
E-Statements
Assets: $234,150,259
Deposits: $14,244,369
Net Worth: $39,871,494
Employees: 33
Members: 10,907

🏘️ All the Lenders Available in Hampden County, MA

Compare other loan types in Springfield, MA

Why compare Personal Loans in Springfield, MA on LendMesh

If you’re searching for banks that offer personal loans in Springfield, MA, take your time exploring all the options on LendMesh. Comparing multiple lenders can help you uncover better deals and lower rates that fit your budget. Our platform is designed to make it easy for you to find affordable financing tailored to your needs without any pressure.

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