Mortgage Loans in Los Angeles, CA

Looking for the best housing loan rates in Los Angeles, CA? Compare personalized mortgage offers from local lenders who understand the LA market and can help you find the right plan with low fees. It’s easier than ever to find a loan that fits your budget and goals.

Today’s Mortgage Rates & Analysis - Updated on 2025-OCT-10

Federal Funds Rate - Trends & Analysis:

Today’s Fed Funds Effective Rate is 4.25%. This is lower than 30 days ago when it was 4.50%. Changes in the Fed Funds rate influence mortgage rates because they affect the cost for banks to borrow money, which can impact loan interest rates for consumers.

Credit Union Loan Rates - Trends & Analysis:

Affinity offers a 15-year conventional fixed rate at 5.125% and a 30-year conventional fixed rate at 5.75%, both unchanged from a week ago but up 13 bp from a month ago. Their 3-year ARM is steady at 4.375%, the 5-year ARM at 4.5%, and the 7-year ARM at 4.75%, all unchanged recently. The 30-year fixed rate was 5.625% a month ago, so it has risen slightly to today’s 5.75%. Baxter offers a 15-year Conventional Fixed at 5.125%, down 13 bp from a week ago, and a 30-year Conventional Fixed at 6.0%. Their 15-year Adjustable Conventional is at 4.75%, unchanged from last week but down 13 bp over the past month. The Jumbo 30-year Fixed is steady at 5.875%, up 25 bp from a month ago.

Navy Federal Credit Union offers a 15-year conventional fixed rate at 4.875% and a 30-year conventional fixed rate at 5.625%, both unchanged from a week ago. The 15-year conventional and 30-year conventional refinance rates match these fixed rates. The 30-year VA purchase rate is steady at 5.375%, while the 30-year jumbo purchase rate is 5.875%, down 13 bp from last week. FHA 3-year and 5-year ARMs are at 5.0% and 5.25%, respectively, with a slight 30-day drop of 13 bp.

Nuvision offers a 15-year Conventional Fixed at 5.0% and a 30-year Conventional Fixed at 5.875%, unchanged from a week ago but down 13 bp from a month ago. Their 30-year FHA Fixed and VA Fixed loans are both at 5.5%, also down 13 bp from 30 days prior. The 30-year Jumbo Fixed is slightly higher today at 5.875%, up 13 bp from last week. For Adjustable-Rate Conventional loans, the 5-year is at 4.875%, up 13 bp from a week ago, while the 7-year is steady at 4.875%, down 13 bp from 30 days ago. Affinity Plus offers a 30-year Conventional fixed rate at 6.0% today, down 13 bp from 30 days ago. The 15-year Conventional fixed rate is 5.5%. Jumbo 30-year fixed loans are also at 6.0%, down 13 bp over the past month. Adjustable 5-year ARMs hold steady at 4.875%.

Digital shows a 15-year Conventional Fixed rate today at 5.375%, up 13 bp from last week and 25 bp from a month ago. The 30-year Conventional Fixed and 30-year Conventional Refinance rates hold steady at 6.0%, with the refinance rate down 13 bp from two weeks ago. The 15-year Conventional Refinance rate matches the purchase rate at 5.375%, also up 13 bp from last week and 25 bp from a month ago. Delta Community offers a 15-year conventional fixed rate at 5.0%, unchanged from last week but down 25 bp from a month ago. Their 30-year conventional fixed rate is 5.5%, steady over the past week and 13 bp lower than 30 days ago. The 15-year and 30-year conventional refinance rates match the purchase rates at 5.0% and 5.5%, respectively. Jumbo 30-year fixed loans are priced at 5.625%, down 25 bp from a month ago.

Altura shows a 15-year Conventional Fixed rate today at 5.125%, down 13 bp from a week ago but up 13 bp from a month ago. The 30-year Conventional Fixed rate holds steady at 5.875%. The 30-year Jumbo Fixed rate is 5.875%, down 13 bp from a week ago. The 5-year ARM is at 5.875%, up 13 bp from a month ago, while the 7-year ARM is 5.875%, down 13 bp from a week ago and up 13 bp from a month ago. Certified shows a 15-year fixed Conventional rate today at 5.125%, down 38 bp from 30 days ago. The 30-year fixed Conventional and Jumbo rates are both 5.875%, also down 38 bp over the past month. These rates have held steady compared to last week.

California Coast offers a 15-year conventional fixed rate today at 5.625%, up 13 bp from last week and 25 bp higher than a month ago. The 30-year conventional fixed rate is 6.375%, also up 25 bp over both the past week and month. Jumbo 30-year fixed loans match the conventional 30-year fixed rate at 6.375%, with the same 25 bp increases. The 5-year adjustable rate is 5.5%, down 100 bp from a month ago, and the 7-year adjustable rate is 6.0%, down 88 bp over the same period.

Market Indicators - Data & Insights:

Today, Zillow's 30-year mortgage rate is 6.332%, while Freddie Mac's 30-year rate is 6.300%, with Zillow slightly higher. Zillow's 30-year rate is a bit lower than it was 7 days ago. These rates reflect current borrowing costs, which can influence how many people decide to buy homes or refinance their mortgages.

🏦 All Local Lenders in Los Angeles, CA

Lender NameBranch AddressOffice ServicesLender Snapshot
MARYKNOLL OF L A FEDERAL CREDIT UNION
222 S HEWITT ST LOS ANGELES CA 90012
Assets: $1,177,326
Deposits: $87,982
Net Worth: $118,115
Employees: 1
Members: 158
LOS ANGELES FEDERAL CREDIT UNION
201 N LOS ANGELES ST LOS ANGELES CA 90012
ATM
P2P
E-Statements
E-Signature
Assets: $1,316,213,354
Deposits: $55,010,511
Net Worth: $143,553,127
Employees: 177
Members: 76,517
LOS ANGELES LEE FEDERAL CREDIT UNION
964 N HILL ST LOS ANGELES CA 90012
Assets: $637,253
Deposits: $61,303
Net Worth: $139,780
Employees: 1
Members: 73
LOS ANGELES LEE FEDERAL CREDIT UNION
964 N HILL ST LOS ANGELES CA 90012
Assets: $637,253
Deposits: $61,303
Net Worth: $139,780
Employees: 1
Members: 73
NORTHROP GRUMMAN FEDERAL CREDIT UNION
1 GATEWAY PLZ LOS ANGELES CA 90012
ATM
P2P
E-Statements
E-Signature
Assets: $1,674,460,774
Deposits: $186,245,404
Net Worth: $150,916,925
Employees: 245
Members: 76,178
LOS ANGELES POLICE FEDERAL CREDIT UNION
1880 ACADEMY DR LOS ANGELES CA 90012
ATM
P2P
E-Statements
E-Signature
Assets: $1,342,903,688
Deposits: $148,505,855
Net Worth: $154,427,676
Employees: 166
Members: 46,407
SCHOOLS FEDERAL CREDIT UNION
850 W CESAR E CHAVEZ AVE LOS ANGELES CA 90012
P2P
E-Statements
Assets: $177,440,614
Deposits: $8,353,801
Net Worth: $21,733,114
Employees: 34
Members: 15,975
SOUTHLAND CREDIT UNION
300 N LOS ANGELES ST STE 1244 LOS ANGELES CA 90012
ATM
P2P
E-Statements
E-Signature
Assets: $1,237,917,013
Deposits: $67,234,140
Net Worth: $105,311,035
Employees: 190
Members: 70,221
CREDIT UNION OF SOUTHERN CALIFORNIA CREDIT UNION
100 S MAIN ST STE 110 LOS ANGELES CA 90012
ATM
P2P
E-Statements
E-Signature
Assets: $3,415,112,536
Deposits: $845,905,797
Net Worth: $353,074,842
Employees: 399
Members: 154,344
WATER AND POWER COMMUNITY CREDIT UNION
1053 W SUNSET BLVD LOS ANGELES CA 90012
ATM
P2P
E-Statements
E-Signature
Assets: $960,566,627
Deposits: $24,569,799
Net Worth: $88,214,906
Employees: 118
Members: 44,810
WATER AND POWER COMMUNITY CREDIT UNION
1053 W SUNSET BLVD LOS ANGELES CA 90012
P2P
E-Statements
E-Signature
Assets: $960,566,627
Deposits: $24,569,799
Net Worth: $88,214,906
Employees: 118
Members: 44,810
WATER AND POWER COMMUNITY CREDIT UNION
111 N HOPE ST LOS ANGELES CA 90012
ATM
P2P
E-Statements
E-Signature
Assets: $960,566,627
Deposits: $24,569,799
Net Worth: $88,214,906
Employees: 118
Members: 44,810
FIRST CITY CREDIT UNION
555 N SPRING ST STE 130 LOS ANGELES CA 90012
ATM
P2P
E-Statements
E-Signature
Assets: $908,055,831
Deposits: $102,150,560
Net Worth: $122,908,693
Employees: 115
Members: 55,826
CERTIFIED FEDERAL CREDIT UNION
700 N ALAMEDA ST LOS ANGELES CA 90012
ATM
P2P
E-Statements
E-Signature
Assets: $782,391,549
Deposits: $54,339,208
Net Worth: $164,876,012
Employees: 112
Members: 158,395

🏘️ All the Lenders Available in Los Angeles County, CA

✅SELFHELP CREDIT UNION
✅LA HEALTHCARE CREDIT UNION
✅KINECTA FEDERAL CREDIT UNION
✅JUSTICE FEDERAL CREDIT UNION
✅CALIFORNIA CREDIT UNION
✅HANIN FEDERAL CREDIT UNION
✅FOX FEDERAL CREDIT UNION
✅UNIVERSITY 64171 CREDIT UNION
✅WESCOM CENTRAL CREDIT UNION
✅JACOM CREDIT UNION
✅SAGAFTRA CREDIT UNION
✅ACTORS FEDERAL CREDIT UNION
✅MARYKNOLL OF L A FEDERAL CREDIT UNION
✅LOS ANGELES FEDERAL CREDIT UNION
✅LOS ANGELES LEE FEDERAL CREDIT UNION
✅NORTHROP GRUMMAN FEDERAL CREDIT UNION
✅LOS ANGELES POLICE FEDERAL CREDIT UNION
✅SCHOOLS FEDERAL CREDIT UNION
✅SOUTHLAND 68415 CREDIT UNION
✅CREDIT UNION OF SOUTHERN CALIFORNIA CREDIT UNION
✅WATER AND POWER COMMUNITY CREDIT UNION
✅FIRST CITY CREDIT UNION
✅CERTIFIED FEDERAL CREDIT UNION
✅FIRST ENTERTAINMENT CREDIT UNION
✅TECHNICOLOR FEDERAL CREDIT UNION
✅EPISCOPAL COMMUNITY FEDERAL CREDIT UNION
✅L A ELECTRICAL WORKERS CREDIT UN CREDIT UNION
✅CAL STATE LA CREDIT UNION
✅AMERICAN BROADCAST EMPLOYEES FEDERAL CREDIT UNION
✅BAXTER CREDIT UNION
✅USC CREDIT UNION
✅RIZE FEDERAL CREDIT UNION
✅PRIORITY ONE CREDIT UNION
✅BEVERLY HILLS CITY EMPLOYEES FEDERAL CREDIT UNION
✅UNIFY FINANCIAL FEDERAL CREDIT UNION
✅AMERICAN AIRLINES FEDERAL CREDIT UNION
✅SCHOOLSFIRST FEDERAL CREDIT UNION
✅POLAM 19739 CREDIT UNION
✅PASADENA FEDERAL CREDIT UNION
✅MIDCITIES CREDIT UNION
✅VA DESERT PACIFIC FEDERAL CREDIT UNION
✅GLENDALE FEDERAL CREDIT UNION
✅ARROWHEAD FEDERAL CREDIT UNION
✅RANCHO FEDERAL CREDIT UNION
✅FINANCIAL PARTNERS 68457 CREDIT UNION
✅DOWNEY FEDERAL CREDIT UNION
✅CALCOM FEDERAL CREDIT UNION
✅SOUTH BAY CREDIT UNION
✅AEROSPACE FEDERAL CREDIT UNION
✅FEDEX EMPLOYEES CREDIT ASSOCIATION FEDERAL CREDIT UNION
✅CHEVRON FEDERAL CREDIT UNION
✅SKYONE FEDERAL CREDIT UNION
✅MATTEL FEDERAL CREDIT UNION
✅NAVY FEDERAL CREDIT UNION FEDERAL CREDIT UNION
✅NIKKEI CREDIT UNION
✅CALIFORNIA LITHUANIAN CREDIT UNION
✅TORRANCE COMMUNITY FEDERAL CREDIT UNION
✅PARISHIONERS FEDERAL CREDIT UNION
✅HONDA FEDERAL CREDIT UNION
✅FARMERS INSURANCE FEDERAL CREDIT UNION
✅F A CREDIT UNION
✅LBS FINANCIAL CREDIT UNION
✅LA FINANCIAL CREDIT UNION
✅THE FIRST FINANCIAL FEDERAL CREDIT UNION
✅NUVISION FEDERAL CREDIT UNION
✅CAMINO FEDERAL CREDIT UNION
✅ILWU CREDIT UNION
✅USB EMPLOYEES CREDIT UNION
✅BOPTI FEDERAL CREDIT UNION
✅POPA FEDERAL CREDIT UNION
✅LONG BEACH CITY EMPLOYEES FEDERAL CREDIT UNION
✅POSTCITY FINANCIAL CREDIT UNION
✅FOOTHILL FEDERAL CREDIT UNION
✅LONG BEACH FIREMEN S CREDIT UNION
✅ORANGE COUNTYS CREDIT UNION
✅OPERATING ENGINEERS LOCAL UNION 3 CREDIT UNION
✅CALTECH EMPLOYEES FEDERAL CREDIT UNION
✅FIREFIGHTERS FIRST FEDERAL CREDIT UNION
✅ECENTRAL CREDIT UNION
✅LOGIX FEDERAL CREDIT UNION
✅SKYLA FEDERAL CREDIT UNION
✅PARTNERS FEDERAL CREDIT UNION
✅GLENDALE AREA SCHOOLS CREDIT UNION
✅PREMIER AMERICA CREDIT UNION
✅MATADORS COMMUNITY CREDIT UNION
✅CALIFORNIA ADVENTIST FEDERAL CREDIT UNION
✅U S POSTAL SERVICE FEDERAL CREDIT UNION
✅L A MISSION CREDIT UNION
✅GAIN FEDERAL CREDIT UNION
✅COLUMBUS CLUB FEDERAL CREDIT UNION
✅OLIVE VIEW EMPLOYEES FEDERAL CREDIT UNION
✅VALLEY AGRICULTURAL FEDERAL CREDIT UNION
✅SUNKIST EMPLOYEES FEDERAL CREDIT UNION
✅TOGETHER CREDIT UNION
✅UNIVERSAL CITY STUDIOS CREDIT UNION
✅CLEARPATH FEDERAL CREDIT UNION
✅UME FEDERAL CREDIT UNION
✅MEDIA CITY CREDIT UNION
✅UNITED CATHOLICS FEDERAL CREDIT UNION
✅EAGLE COMMUNITY CREDIT UNION
✅EL MONTE COMMUNITY CREDIT UNION
✅AMERICAS CHRISTIAN CREDIT UNION
✅CHRISTIAN COMMUNITY CREDIT UNION
✅CHAFFEY FEDERAL CREDIT UNION
✅EDWARDS FEDERAL CREDIT UNION

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