Mortgage Loans in Florence, OR

Looking for the best home loan rates in Florence, OR? Compare offers from trusted local lenders who understand the unique needs of coastal homebuyers. Get clear options and competitive rates tailored just for you.

Whether you’re buying your first home or refinancing, our simple process helps you find the right mortgage with low fees and local perks. Start exploring loan options today and make your Florence homeownership dreams a reality.

PurchaseRefinanceData Analysis

Filters

Loan Type
Lender
Loan Type
Rate
APR
Term
Link
Info
penfed
Conv
6.25 %
6.446 %
30 Yrs
∞
myoccu
Conv
7.561 - 8.454 %
7.561 - 8.454 %
15 - 30 Yrs
∞

Today’s Mortgage Rates & Analysis - Updated on 2026-AUG-28

Federal Funds Rate - Trends & Analysis:

Today’s Fed Funds Effective Rate is 3.75%, unchanged from 7, 30, 60, and 90 days ago. When the Fed Funds rate is higher, it can put upward pressure on mortgage rates because lenders’ borrowing costs increase.

Credit Union Loan Rates - Trends & Analysis:

Pentagon offers a 30-year Conventional Fixed at 6.25% and a 30-year Conventional Refi at 6.125%, down 13 bp from a week ago but up 13 bp from 30 days ago. Their 30-year FHA and VA Fixed rates are both 5.75%, with FHA up 13 bp from a week ago. The Jumbo 30-year Fixed rate is steady at 6.25%. Oregon Community offers a 15-year fixed rate at 7.561% and a 30-year fixed rate at 8.013%, both unchanged from last week and last month.

Market Indicators - Data & Insights:

Today, Zillow's 30-year mortgage rate is 6.465%, slightly higher than Freddie Mac's 30-year rate at 6.650%. Zillow's 30-year rate is also higher than it was 7 days ago. These rates reflect current borrowing costs, which influence how many people can afford to buy homes and affect overall housing demand.

🏦 Local Lenders in Florence, OR

See the full lender directory — hours, services & financials →

🏘️ All the Lenders Available in Lane County, OR

✅OREGON COMMUNITY CREDIT UNION
✅PACIFIC CASCADE FEDERAL CREDIT UNION
✅ONPOINT COMMUNITY CREDIT UNION
✅SELCO COMMUNITY CREDIT UNION
✅FIRST TECHNOLOGY FEDERAL CREDIT UNION
✅TWINSTAR CREDIT UNION
✅EWEB EMPLOYEES FEDERAL CREDIT UNION
✅FIRST COMMUNITY 68530 CREDIT UNION
✅PENTAGON FEDERAL CREDIT UNION
✅CENTRAL WILLAMETTE CREDIT UNION
✅GATEWAY 63476 CREDIT UNION
✅EMERALD EMPIRE FEDERAL CREDIT UNION

Compare other loan types in Florence, OR

Why compare Mortgage Loans in Florence, OR on LendMesh

If you’re searching for the best home loan rates today in Florence, OR, it pays to keep exploring your options. LendMesh makes it simple to compare offers from multiple lenders, helping you uncover better deals and potentially save thousands. Taking a little extra time to shop around can make a big difference in finding a mortgage that fits your budget and goals.

Stay informed with LendMesh’s subscription service tailored for Florence homebuyers. Just share your target interest rate, and you’ll receive timely alerts whenever offers dip below that level. Along with weekly or monthly updates, you’ll get expert insights, rate trends, and carefully selected loan deals delivered straight to your inbox. Join many smart borrowers who trust LendMesh to stay ahead and seize great opportunities.

Customers are also interested in:

Best Home Loan Rates Today