Mortgage Loans in Portland, OR

Looking for the best home loan mortgage interest rates in Portland, OR? Compare offers from trusted local lenders to find competitive rates and terms tailored just for you. Whether you’re buying your first home or refinancing, getting the right rate can save you thousands.

Portland’s housing market moves fast, but finding a mortgage shouldn’t be stressful. Explore options with no PMI and quick approvals from lenders who understand the city’s unique market. Start comparing today and make your homebuying journey in Portland smooth and affordable.

PurchaseRefinanceData Analysis

Filters

Loan Type
Lender
Loan Type
Rate
APR
Term
Link
Info
penfed
Conv
6.25 %
6.446 %
30 Yrs
∞
myoccu
Conv
7.561 - 8.454 %
7.561 - 8.454 %
15 - 30 Yrs
∞

Today’s Mortgage Rates & Analysis - Updated on 2026-AUG-29

Federal Funds Rate - Trends & Analysis:

Today’s Fed Funds Effective Rate is 3.75%. This rate has stayed the same compared to 1, 7, 30, 60, and 90 days ago. When the Fed Funds rate is steady, it can help keep mortgage rates stable since banks use this rate to set loan costs.

Credit Union Loan Rates - Trends & Analysis:

Pentagon offers 30-year Conventional Fixed and 30-year VA Fixed loans at 6.25% today. The 30-year FHA Fixed and VA Fixed loans are both at 5.75%. Rates have held steady over the past week and month. Oregon Community offers a 15-year fixed rate at 7.561% and a 30-year fixed rate at 8.013%, both unchanged from last week and last month.

Market Indicators - Data & Insights:

Today, Zillow’s 30-year mortgage rate is 6.411%, and Freddie Mac’s 30-year rate is 6.660%, with Zillow lower than Freddie Mac. Zillow’s 15-year rate is 6.109%, down from 7 days ago. These rates reflect the cost borrowers pay to finance homes, influencing how many people can afford to buy or refinance.

🏦 Local Lenders in Portland, OR

See the full lender directory — hours, services & financials →

🏘️ All the Lenders Available in Multnomah County, OR

✅FIRST COMMUNITY 68530 CREDIT UNION
✅ONPOINT COMMUNITY CREDIT UNION
✅UNITUS COMMUNITY CREDIT UNION
✅RIVERMARK COMMUNITY CREDIT UNION
✅OREGONIANS CREDIT UNION
✅IQ CREDIT UNION
✅TRAILHEAD FEDERAL CREDIT UNION
✅POINT WEST CREDIT UNION
✅CASTPARTS EMPLOYEES FEDERAL CREDIT UNION
✅KAIPERM NORTHWEST FEDERAL CREDIT UNION
✅SELCO COMMUNITY CREDIT UNION
✅FORRIT CREDIT UNION
✅COLUMBIA COMMUNITY CREDIT UNION
✅RADIO CAB CREDIT UNION
✅PORTLAND LOCAL NO 8 FEDERAL CREDIT UNION
✅CONSOLIDATED FEDERAL CREDIT UNION
✅NORTHWEST ADVENTIST FEDERAL CREDIT UNION
✅IBEW UNITED WORKERS CREDIT UNION
✅NW PRIORITY CREDIT UNION
✅IRONWORKERS USA FEDERAL CREDIT UNION
✅PACIFIC N W FEDERAL CREDIT UNION
✅TWINSTAR CREDIT UNION
✅TEAMSTERS COUNCIL 37 CREDIT UNION

Compare other loan types in Portland, OR

Why compare Mortgage Loans in Portland, OR on LendMesh

If you’re searching for the best home loan mortgage interest rate in Portland, OR, keep exploring your options on LendMesh. Comparing offers from multiple lenders helps you find competitive rates and terms tailored to your needs, without any pressure. Take your time to review and choose what works best for your budget and goals—LendMesh is here to make that process simple and transparent.

Stay informed effortlessly by subscribing to LendMesh’s personalized alerts. Just set your target rate, say 5% or 4%, and we’ll notify you when offers dip below that mark. Choose weekly or monthly updates to receive expert insights, market trends, and carefully selected loan deals straight to your inbox. Join thousands of Portland homebuyers who trust LendMesh to keep them ahead in the search for affordable mortgage options.

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