Home Equity Loans in Portland, OR

Looking for the best home equity loan rates in Portland, OR? Compare current offers from trusted local lenders to find competitive interest rates tailored to your needs. Whether it’s for home improvements or consolidating debt, smart choices start with clear, simple comparisons.

Portland homeowners deserve flexible terms and fast funding without the hassle. Explore personalized options from community-focused credit unions right here in Oregon, where expert guidance meets rates designed to help you make the most of your home’s value.

Filters

Lender
APR
Term
Max Amount
CLTV
Link
Info
firsttechfed
5 - 8 %
20 Yrs
sdfcu
5.24 - 8.5 %
20 Yrs
90 %
unitusccu
5.74 - 6.5 %
5 - 30 Yrs
90 %
affinityplus
5.898 - 8.468 %
5 - 15 Yrs
90 %
bcu
6 - 6.75 %
nasafcu
6 - 8.75 %
5 - 20 Yrs
95 %
onpointcu
6 - 10.5 %
5 - 20 Yrs
100 %
roguecu
6.24 %
15 Yrs
80 %
redcanoecu
6.24 - 6.75 %
5 - 25 Yrs
university-credit-union
6.25 %
10 - 20 Yrs
80 %

Today’s Home Equity Loan Rates & Analysis - Updated on 2026-AUG-29

Credit Union Loan Rates - Trends & Analysis:

First Technology has a Home Equity rate range of 5% to 8% , unchanged from it was 7, 30, 60, and 90 days ago. Its HELOC rates are 6.75% to 6.88% today, unchanged from 7 and 30 days ago but lower than 30 days ago when the range was 7% to 7.12% . Compared to 60 and 90 days ago, the HELOC rates are slightly higher now. State Department has a Home Equity loan with an APR range of 5.24% to 8.5% , unchanged from 7 and 30 days ago but higher than 60 and 90 days ago when the top rate was 7.75% . Their HELOC rate is steady at 6.25% with no changes over the past 7, 30, 60, or 90 days.

Unitus Community has a Home Equity rate of 5.74% today, unchanged from it was 7, 30, and 60 days ago. Their HELOC rate is 6.5% , also unchanged from the past 7, 30, and 60 days. Both rates have stayed steady over this period. Affinity Plus has a Home Equity rate range of 5.9% –6.39% today, unchanged from 7 and 60 days ago but higher than 30 days ago. The HELOC rate is 6.22% , steady from 7 and 60 days ago and up from 30 days ago. Solar loans match the Home Equity range and show the same pattern. Improvement loans have a rate range of 7.66% –8.47% , also unchanged from 7 and 60 days ago but up from 30 days ago.

Baxter has a HELOC with a 6% APR today, unchanged from 7, 30, and 60 days ago. Their Home Equity loan has a 6.75% APR now, also unchanged from the past 7, 30, and 60 days. Both rates have stayed steady over the last two months. Nasa has a Home Equity loan with an APR range of 6% to 8.75% , unchanged from it was 7, 30, 60, and 90 days ago. Their HELOC rate is 6.Both rates have stayed steady over the past few months. Onpoint Community has a Home Equity loan with an APR range of 6% to 10.5% today, unchanged from 7, 30, 60, and 90 days ago. Their HELOC rates are between 6.75% and 9.5% , also unchanged from the past 7, 30, 60, and 90 days. Both products have steady rates over the last three months.

Rogue has a HELOC with a 6.24% APR today, unchanged from it was 7, 30, 60, and 90 days ago. Its Home Equity loan also has a 6.24% APR, unchanged over the same time periods. Both rates have stayed steady without any increase or decrease. Red Canoe has a Home Equity rate range of 6.24% to 6.74% today, unchanged from 7, 30, and 60 days ago but lower than 90 days ago when the top rate was 8.25% . Its HELOC rate is steady at 6.75% across all these time frames, showing no change over the past 90 days.

University has a HELOC with an APR range of 6.25% to 17.74% today. This rate is the same as it was 7, 30, and 60 days ago but higher than 90 days ago, when the minimum APR was 5.99% .

🏦 Local Lenders in Portland, OR

See the full lender directory — hours, services & financials →

🏘️ All the Lenders Available in Multnomah County, OR

Compare other loan types in Portland, OR

Why compare Home Equity Loans in Portland, OR on LendMesh

If you’re searching for current interest rates for home equity loans in Portland, OR, it’s worth exploring multiple lenders on LendMesh to find the best fit for your needs. Comparing offers helps you uncover more competitive rates and flexible terms, ensuring you unlock your home’s value with confidence. Take your time reviewing options so you can secure a home equity loan that works well for your financial goals.

Stay informed with LendMesh’s subscription service tailored for Portland borrowers like you. Simply set your target interest rate, and we’ll alert you as soon as offers fall below your preferred threshold. Receive expert insights, rate trends, and carefully selected loan deals weekly or monthly, all delivered directly to your inbox. Join thousands of smart borrowers staying ahead and finding great opportunities without the hassle.

Customers are also interested in:

Current Interest Rates For Home Equity Loans