Mortgage Loans in Roseville, CA

Looking for FHA loan mortgage rates in Roseville, CA? Compare offers from trusted local lenders to find the best rates and low down payment options that fit your budget. We make it easy to explore your choices and take the next step toward owning your dream home.

Our friendly team helps Roseville homebuyers navigate mortgage options with personalized advice and clear answers. Whether you’re buying your first home or refinancing, discover competitive rates and local perks that simplify your journey. Get started today and feel confident in your decision.

PurchaseRefinanceData Analysis

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Loan Type
Lender
Loan Type
Rate
APR
Term
Link
Info
penfed
Conv
6.25 %
6.434 %
30 Yrs
∞
safecu
Conv
6.63 %
6.63 %
30 Yrs
∞

Today’s Mortgage Rates & Analysis - Updated on 2026-AUG-28

Federal Funds Rate - Trends & Analysis:

Today’s Fed Funds Effective Rate is 3.75%. This rate has stayed the same compared to 1, 7, 30, 60, and 90 days ago. When the Fed Funds rate is steady, it can help keep mortgage rates stable since banks use this rate to set loan costs.

Credit Union Loan Rates - Trends & Analysis:

Pentagon offers 30-year Conventional Fixed and 30-year VA Fixed loans at 6.25% today. The 30-year FHA Fixed and VA Fixed loans are both at 5.75%. Rates have held steady over the past week and month. Safe offers a 30-year conventional fixed mortgage at 6.63% today. This rate is up 13 bp from last week and 38 bp higher than a month ago.

Market Indicators - Data & Insights:

Today, Zillow’s 30-year mortgage rate is 6.411%, and Freddie Mac’s 30-year rate is 6.660%, with Zillow lower than Freddie Mac. Zillow’s 15-year rate is 6.109%, down from 7 days ago. These rates reflect the cost borrowers pay to finance homes, influencing how many people can afford to buy or refinance.

🏦 Local Lenders in Roseville, CA

See the full lender directory — hours, services & financials →

🏘️ All the Lenders Available in Placer County, CA

✅OPERATING ENGINEERS LOCAL UNION 3 CREDIT UNION
✅THE GOLDEN 1 CREDIT UNION
✅SIERRA CENTRAL CREDIT UNION
✅FIRST US COMMUNITY CREDIT UNION
✅SCHOOLSFIRST FEDERAL CREDIT UNION
✅FIREFIGHTERS FIRST FEDERAL CREDIT UNION
✅CALIFORNIA COMMUNITY CREDIT UNION
✅SAFE 68366 CREDIT UNION
✅FIRST TECHNOLOGY FEDERAL CREDIT UNION
✅SACRAMENTO CREDIT UNION
✅PATELCO CREDIT UNION
✅SAFE CREDIT UNION

Compare other loan types in Roseville, CA

Why compare Mortgage Loans in Roseville, CA on LendMesh

If you’re exploring FHA loan mortgage rates in Roseville, CA, take your time comparing offers on LendMesh. Browsing multiple lenders helps you spot better deals and uncover more affordable options tailored to your financial needs. There’s no pressure—just clear, straightforward information to guide your home financing decisions with confidence.

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