Mortgage Loans in Stockton, CA

Looking for the best mortgage credit union in Stockton, CA? Compare loan offers from trusted local lenders who know the community and prioritize your needs. Finding the right rate and terms has never been easier.

Start your homebuying journey with confidence by comparing competitive mortgage options tailored for Stockton residents. Fast approvals and flexible plans make owning a home in Stockton more affordable and stress-free.

PurchaseRefinanceData Analysis

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Loan Type
Lender
Loan Type
Rate
APR
Term
Link
Info
penfed
Conv
6.25 %
6.434 %
30 Yrs
∞
safecu
Conv
6.63 %
6.63 %
30 Yrs
∞

Today’s Mortgage Rates & Analysis - Updated on 2026-AUG-28

Federal Funds Rate - Trends & Analysis:

Today’s Fed Funds Effective Rate is 3.75%, unchanged from 7, 30, 60, and 90 days ago. When the Fed Funds rate is higher, it can put upward pressure on mortgage rates because lenders’ borrowing costs increase.

Credit Union Loan Rates - Trends & Analysis:

Pentagon offers a 30-year Conventional Fixed at 6.25% and a 30-year Conventional Refi at 6.125%, down 13 bp from a week ago but up 13 bp from 30 days ago. Their 30-year FHA and VA Fixed rates are both 5.75%, with FHA up 13 bp from a week ago. The Jumbo 30-year Fixed rate is steady at 6.25%. Safe offers a 30-year conventional fixed mortgage at 6.63% today. This rate is up 13 bp from last week and 38 bp higher than a month ago.

Market Indicators - Data & Insights:

Today, Zillow's 30-year mortgage rate is 6.465%, slightly higher than Freddie Mac's 30-year rate at 6.650%. Zillow's 30-year rate is also higher than it was 7 days ago. These rates reflect current borrowing costs, which influence how many people can afford to buy homes and affect overall housing demand.

🏦 Local Lenders in Stockton, CA

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🏘️ All the Lenders Available in San Joaquin County, CA

✅OPERATING ENGINEERS LOCAL UNION 3 CREDIT UNION
✅CENTRAL STATE CREDIT UNION
✅VALLEY STRONG CREDIT UNION
✅THE GOLDEN 1 CREDIT UNION
✅UNCLE CREDIT UNION
✅MOKELUMNE FEDERAL CREDIT UNION
✅SELFHELP CREDIT UNION
✅GOLDEN VALLEY FEDERAL CREDIT UNION
✅VALLEY FIRST CREDIT UNION

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