Mortgage Loans in Stockton, CA

Looking for low home rates in Stockton, CA? Compare personalized mortgage offers tailored to your needs and find the best deal that fits your budget. Whether buying your first home or refinancing, local lenders understand Stockton’s market and can help you save.

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PurchaseRefinanceData Analysis

Filters

Loan Type
Lender
Loan Type
Rate
APR
Term
Link
Info
logixbanking
Conv
6.125 - 6.875 %
6.13 - 6.88 %
15 - 30 Yrs
∞
safecu
Conv
6.63 %
6.63 %
30 Yrs
∞

Today’s Mortgage Rates & Analysis - Updated on 2026-AUG-28

Federal Funds Rate - Trends & Analysis:

Today’s Fed Funds Effective Rate is 3.75%, unchanged from 7, 30, 60, and 90 days ago. When the Fed Funds rate is higher, it can put upward pressure on mortgage rates because lenders’ borrowing costs increase.

Credit Union Loan Rates - Trends & Analysis:

Logix offers a 30-year Conventional Fixed rate at 6.125% and a 15-year Conventional ARM at 5.75%. Their 30-year Conventional ARM is at 6.375%, and the 30-year Jumbo Fixed rate is also 6.125%. For ARMs, the 3-year is 4.625% and the 5-year is 4.75%, all as of August 27, 2026. Safe offers a 30-year conventional fixed mortgage at 6.63% today. This rate is up 13 bp from last week and 38 bp higher than a month ago.

Market Indicators - Data & Insights:

Today, Zillow's 30-year mortgage rate is 6.465%, slightly higher than Freddie Mac's 30-year rate at 6.650%. Zillow's 30-year rate is also higher than it was 7 days ago. These rates reflect current borrowing costs, which influence how many people can afford to buy homes and affect overall housing demand.

🏦 Local Lenders in Stockton, CA

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🏘️ All the Lenders Available in San Joaquin County, CA

✅OPERATING ENGINEERS LOCAL UNION 3 CREDIT UNION
✅CENTRAL STATE CREDIT UNION
✅VALLEY STRONG CREDIT UNION
✅THE GOLDEN 1 CREDIT UNION
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✅MOKELUMNE FEDERAL CREDIT UNION
✅SELFHELP CREDIT UNION
✅GOLDEN VALLEY FEDERAL CREDIT UNION
✅VALLEY FIRST CREDIT UNION

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