Mortgage Loans in Vallejo, CA

Looking to refinance your home in Vallejo, CA? Compare competitive mortgage offers tailored to your needs and keep more cash in your pocket. Local lenders understand the Vallejo market and are ready to help you save with great rates and flexible options.

Refinancing doesn’t have to be complicated. Get fast approvals and personalized service from trusted lenders who know Solano County inside and out. Start comparing today and find the best refinance rates for your Vallejo home with confidence.

PurchaseRefinanceData Analysis

Filters

Loan Type
Lender
Loan Type
Rate
APR
Term
Link
Info
logixbanking
Conv
6.125 - 6.875 %
6.13 - 6.88 %
15 - 30 Yrs
∞
safecu
Conv
6.63 %
6.63 %
30 Yrs
∞

Today’s Mortgage Rates & Analysis - Updated on 2026-AUG-28

Federal Funds Rate - Trends & Analysis:

Today’s Fed Funds Effective Rate is 3.75%, unchanged from 7, 30, 60, and 90 days ago. When the Fed Funds rate is higher, it can put upward pressure on mortgage rates because lenders’ borrowing costs increase.

Credit Union Loan Rates - Trends & Analysis:

Logix offers a 30-year Conventional Fixed rate at 6.125% and a 15-year Conventional ARM at 5.75%. Their 30-year Conventional ARM is at 6.375%, and the 30-year Jumbo Fixed rate is also 6.125%. For ARMs, the 3-year is 4.625% and the 5-year is 4.75%, all as of August 27, 2026. Safe offers a 30-year conventional fixed mortgage at 6.63% today. This rate is up 13 bp from last week and 38 bp higher than a month ago.

Market Indicators - Data & Insights:

Today, Zillow's 30-year mortgage rate is 6.465%, slightly higher than Freddie Mac's 30-year rate at 6.650%. Zillow's 30-year rate is also higher than it was 7 days ago. These rates reflect current borrowing costs, which influence how many people can afford to buy homes and affect overall housing demand.

🏦 Local Lenders in Vallejo, CA

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🏘️ All the Lenders Available in Solano County, CA

✅TRAVIS CREDIT UNION
✅1ST NORTHERN CALIFORNIA CREDIT UNION
✅OPERATING ENGINEERS LOCAL UNION 3 CREDIT UNION
✅THE GOLDEN 1 CREDIT UNION
✅TOGETHER CREDIT UNION
✅PATELCO CREDIT UNION
✅VALLEY STRONG CREDIT UNION
✅SELFHELP CREDIT UNION
✅BEFIT FINANCIAL FEDERAL CREDIT UNION

Compare other loan types in Vallejo, CA

Why compare Mortgage Loans in Vallejo, CA on LendMesh

If you’re in Vallejo, CA, exploring the best refinance rates for your home, it’s worth taking the time to compare multiple lenders on LendMesh. This way, you can uncover more competitive deals and find options that fit your financial goals without feeling rushed. Keep exploring to ensure you’re making the most informed decision for your refinance journey.

Consider subscribing to LendMesh for tailored rate alerts that match your target, whether it’s 4% or 5%. You’ll receive timely notifications whenever offers dip below your set threshold, plus expert insights and curated loan deals delivered weekly or monthly. Join other Vallejo homeowners who use LendMesh to stay informed and never miss a great refinance opportunity.

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