Mortgage Loans in Ventura, CA

Looking for the best fixed mortgage rates in Ventura, CA? Compare offers from trusted local lenders who understand your community and can help you find a loan that fits your budget—no surprises, just clear, honest guidance.

Whether you’re buying your first home or refinancing, exploring your options in Ventura ensures you get competitive rates and personalized service. Start comparing today to make your home loan process smoother and more affordable.

PurchaseRefinanceData Analysis

Filters

Loan Type
Lender
Loan Type
Rate
APR
Term
Link
Info
logixbanking
Conv
6.125 - 6.875 %
6.13 - 6.88 %
15 - 30 Yrs
∞
safecu
Conv
6.63 %
6.63 %
30 Yrs
∞

Today’s Mortgage Rates & Analysis - Updated on 2026-AUG-28

Federal Funds Rate - Trends & Analysis:

Today’s Fed Funds Effective Rate is 3.75%, unchanged from 7, 30, 60, and 90 days ago. When the Fed Funds rate is higher, it can put upward pressure on mortgage rates because lenders’ borrowing costs increase.

Credit Union Loan Rates - Trends & Analysis:

Logix offers a 30-year Conventional Fixed rate at 6.125% and a 15-year Conventional ARM at 5.75%. Their 30-year Conventional ARM is at 6.375%, and the 30-year Jumbo Fixed rate is also 6.125%. For ARMs, the 3-year is 4.625% and the 5-year is 4.75%, all as of August 27, 2026. Safe offers a 30-year conventional fixed mortgage at 6.63% today. This rate is up 13 bp from last week and 38 bp higher than a month ago.

Market Indicators - Data & Insights:

Today, Zillow's 30-year mortgage rate is 6.465%, slightly higher than Freddie Mac's 30-year rate at 6.650%. Zillow's 30-year rate is also higher than it was 7 days ago. These rates reflect current borrowing costs, which influence how many people can afford to buy homes and affect overall housing demand.

🏦 Local Lenders in Ventura, CA

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🏘️ All the Lenders Available in Ventura County, CA

✅LOGIX FEDERAL CREDIT UNION
✅BAXTER CREDIT UNION
✅PREMIER AMERICA CREDIT UNION
✅FIREFIGHTERS FIRST FEDERAL CREDIT UNION
✅KINECTA FEDERAL CREDIT UNION
✅WESCOM CENTRAL CREDIT UNION
✅VENTURA COUNTY CREDIT UNION
✅UNIFY FINANCIAL FEDERAL CREDIT UNION
✅COUNTY SCHOOLS FEDERAL CREDIT UNION
✅OCEANAIR FEDERAL CREDIT UNION
✅NAVY FEDERAL CREDIT UNION FEDERAL CREDIT UNION
✅VALLEY AGRICULTURAL FEDERAL CREDIT UNION

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Why compare Mortgage Loans in Ventura, CA on LendMesh

If you’re searching for the best fixed mortgage rates in Ventura, CA, it pays to keep comparing lenders on LendMesh. Exploring multiple offers helps you uncover better deals and find loan options tailored to your needs without pressure. Take your time to review and compare rates, ensuring you secure the most affordable and suitable mortgage for your homebuying journey.

Consider subscribing to LendMesh’s personalized alerts to stay informed without the hassle. Simply set your target rate—whether 4% or 5%—and receive notifications when offers fall below that threshold. You’ll also get expert insights, rate trends, and curated loan deals delivered weekly or monthly, helping Ventura borrowers like you stay ahead and never miss a great opportunity.

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