Mortgage Loans in San Diego, CA

Looking for the lowest home loan rates in San Diego, CA? Compare offers from trusted lenders and find a mortgage that fits your budget. Whether you’re buying your first home or refinancing, we make it easy to see your best options side by side.

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PurchaseRefinanceData Analysis

Filters

Loan Type
Lender
Loan Type
Rate
APR
Term
Link
Info
logixbanking
Conv
6.125 - 6.875 %
6.13 - 6.88 %
15 - 30 Yrs
∞
safecu
Conv
6.63 %
6.63 %
30 Yrs
∞

Today’s Mortgage Rates & Analysis - Updated on 2026-AUG-28

Federal Funds Rate - Trends & Analysis:

Today’s Fed Funds Effective Rate is 3.75%, unchanged from 7, 30, 60, and 90 days ago. When the Fed Funds rate is higher, it can put upward pressure on mortgage rates because lenders’ borrowing costs increase.

Credit Union Loan Rates - Trends & Analysis:

Logix offers a 30-year Conventional Fixed rate at 6.125% and a 15-year Conventional ARM at 5.75%. Their 30-year Conventional ARM is at 6.375%, and the 30-year Jumbo Fixed rate is also 6.125%. For ARMs, the 3-year is 4.625% and the 5-year is 4.75%, all as of August 27, 2026. Safe offers a 30-year conventional fixed mortgage at 6.63% today. This rate is up 13 bp from last week and 38 bp higher than a month ago.

Market Indicators - Data & Insights:

Today, Zillow's 30-year mortgage rate is 6.465%, slightly higher than Freddie Mac's 30-year rate at 6.650%. Zillow's 30-year rate is also higher than it was 7 days ago. These rates reflect current borrowing costs, which influence how many people can afford to buy homes and affect overall housing demand.

🏦 Local Lenders in San Diego, CA

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🏘️ All the Lenders Available in San Diego County, CA

✅MISSION FEDERAL CREDIT UNION
✅CALIFORNIA CREDIT UNION
✅CHULA VISTA CITY EMPLOYEES FEDERAL CREDIT UNION
✅NAVY FEDERAL CREDIT UNION FEDERAL CREDIT UNION
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✅SAN DIEGO COUNTY CREDIT UNION
✅CALIFORNIA COAST CREDIT UNION
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✅EMPLOYEES CHOICE FEDERAL CREDIT UNION
✅INLAND FEDERAL CREDIT UNION
✅BLUPEAK CREDIT UNION
✅MYPOINT CREDIT UNION
✅ESCONDIDO FEDERAL CREDIT UNION
✅FRONTWAVE CREDIT UNION
✅NUVISION FEDERAL CREDIT UNION
✅EAST COUNTY SCHOOLS FEDERAL CREDIT UNION
✅SCHOOLSFIRST FEDERAL CREDIT UNION
✅SAN DIEGO FIREFIGHTERS FEDERAL CREDIT UNION
✅FIRST TECHNOLOGY FEDERAL CREDIT UNION
✅NORTHROP GRUMMAN FEDERAL CREDIT UNION
✅DIXIES FEDERAL CREDIT UNION
✅CERTIFIED FEDERAL CREDIT UNION
✅SELFHELP CREDIT UNION
✅FINANCIAL PARTNERS 68457 CREDIT UNION

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