Mortgage Loans in Phoenix, AZ

Looking for the best mortgage lenders in Phoenix, AZ? Compare offers from trusted local banks and credit unions to find competitive rates and terms that fit your budget. Whether you’re a first-time buyer or refinancing, personalized support makes your home journey smoother.

Phoenix homebuyers appreciate lenders who understand Arizona’s unique market and community. By comparing loan options, you get access to tailored programs and expert guidance that helps you make confident decisions—turning your dream of owning a home in Phoenix into reality.

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hughesfcu
Conv
6.375 - 6.99 %
6.375 - 6.99 %
15 - 30 Yrs
∞

Today’s Mortgage Rates & Analysis - Updated on 2026-AUG-28

Federal Funds Rate - Trends & Analysis:

Today’s Fed Funds Effective Rate is 3.75%, unchanged from 7, 30, 60, and 90 days ago. When the Fed Funds rate is higher, it can put upward pressure on mortgage rates because lenders’ borrowing costs increase.

Credit Union Loan Rates - Trends & Analysis:

Hughes offers a 15-year conventional fixed rate at 6.375%, unchanged from last week but up 13 bp from a month ago. The 30-year conventional fixed rate is 6.99%, up 12 bp from last week and also up 12 bp from a month ago. FHA 30-year fixed is at 6.25%, down 13 bp from last week and a month ago. The 30-year VA fixed rate is 6.875%, up 13 bp from last week.

Market Indicators - Data & Insights:

Today, Zillow's 30-year mortgage rate is 6.465%, slightly higher than Freddie Mac's 30-year rate at 6.650%. Zillow's 30-year rate is also higher than it was 7 days ago. These rates reflect current borrowing costs, which influence how many people can afford to buy homes and affect overall housing demand.

🏦 Local Lenders in Phoenix, AZ

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