Mortgage Loans in Phoenix, AZ

Looking to refinance your Phoenix home? Compare mortgage offers from trusted local lenders to find the best rates and terms that fit your budget. Refinancing can save you money and make your monthly payments more manageable.

Our easy comparison tool connects you with lenders familiar with Phoenix’s unique market. Get personalized service, quick approvals, and competitive fees—helping you unlock the savings you deserve without the hassle.

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6.625 %
6.825 %
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Today’s Mortgage Rates & Analysis - Updated on 2026-SEP-14

Federal Funds Rate - Trends & Analysis:

Today’s Fed Funds Effective Rate is 3.75%, the same as 7, 30, 60, and 90 days ago. The rate is lower than it was one year ago at 4.50%. When the Fed Funds rate is higher, mortgage rates often face upward pressure because lenders’ costs increase.

Credit Union Loan Rates - Trends & Analysis:

Pentagon shows a 30-year Conventional Fixed rate today at 6.5%, up 25 bp from a week ago. Their 30-year Conventional Refinance rate is 6.625%, rising 25 bp in seven days and 38 bp over 30 days. FHA 30-year Fixed is 6.0%, up 25 bp in a week and 38 bp in 30 days. VA 30-year Fixed stands at 6.125%, increasing 38 bp in seven days and 50 bp in 30 days. Jumbo 30-year Fixed is 6.375%, up 13 bp in the past week.

Market Indicators - Data & Insights:

Today, Zillow’s 30-year mortgage rate is 6.745%, higher than Freddie Mac’s 6.760%. Zillow’s 30-year rate is also higher than it was 7 days ago. The Zillow 15-year rate stands at 6.482%. These rates reflect current borrowing costs, which influence how many people can afford to buy homes or refinance existing loans.

🏦 Local Lenders in Phoenix, AZ

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🏘️ All the Lenders Available in Maricopa County, AZ

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Why compare Mortgage Loans in Phoenix, AZ on LendMesh

If you’re exploring refinance rates for your home in Phoenix, AZ, it’s worth taking the time to compare multiple lenders on LendMesh. By reviewing a variety of offers, you increase your chances of finding better deals and more affordable options tailored to your financial goals. There’s no rush—browse confidently and make an informed choice that suits your needs.

Consider subscribing to LendMesh for personalized rate alerts designed for Phoenix homeowners like you. Simply set your target rate, and you’ll receive notifications when offers dip below your threshold. Along with expert insights and loan trends, you’ll get curated deals delivered weekly or monthly, helping you stay informed and ready to act on the best refinancing opportunities.

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