Mortgage Loans in Denver, CO

Looking for a mortgage loan in Denver, CO? Compare personalized home loan offers from trusted local lenders who understand the Denver market and can help you find competitive rates and flexible down payment options tailored to your needs.

Start your homebuying journey with confidence by exploring multiple mortgage options side-by-side. Whether you’re buying your first home or refinancing, local expertise and clear guidance make it easier to secure the best deal for your Denver dream home.

PurchaseRefinanceData Analysis

Filters

Loan Type
Lender
Loan Type
Rate
APR
Term
Link
Info
meriwest
Conv
6.25 - 6.375 %
6.394 - 6.566 %
15 - 30 Yrs
∞
westerracu
Conv
6.796 %
6.796 %
30 Yrs
∞

Today’s Mortgage Rates & Analysis - Updated on 2026-AUG-28

Federal Funds Rate - Trends & Analysis:

Today’s Fed Funds Effective Rate is 3.75%. This rate has stayed the same compared to 1, 7, 30, 60, and 90 days ago. When the Fed Funds rate is steady, it can help keep mortgage rates stable since banks use this rate to set loan costs.

Credit Union Loan Rates - Trends & Analysis:

Meriwest offers both 15-year and 30-year conventional fixed loans at 6.25% today. Rates have stayed steady over the past week and month. This gives you a clear picture of their current fixed mortgage pricing. Westerra offers a 30-year Conventional fixed rate at 6.796% today, up 13 bp from 30 days ago. The 30-year Jumbo fixed rate is 6.52%, also up 13 bp from a month ago. Both rates have held steady over the past week.

Market Indicators - Data & Insights:

Today, Zillow’s 30-year mortgage rate is 6.411%, and Freddie Mac’s 30-year rate is 6.660%, with Zillow lower than Freddie Mac. Zillow’s 15-year rate is 6.109%, down from 7 days ago. These rates reflect the cost borrowers pay to finance homes, influencing how many people can afford to buy or refinance.

🏦 Local Lenders in Denver, CO

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🏘️ All the Lenders Available in Denver County, CO

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