Mortgage Loans in Austin, TX

Looking for the best home loan deals in Austin, TX? Compare offers from trusted lenders who understand the local market, helping you find competitive rates and terms tailored to your needs. Whether you're buying your first home or refinancing, we make the process simple and clear.

Austin’s unique neighborhoods deserve mortgage options that fit your lifestyle and budget. By comparing multiple loan offers, you can discover low fees, flexible terms, and even options with no private mortgage insurance—making your dream home more affordable and easier to secure.

PurchaseRefinanceData Analysis

Filters

Loan Type
Lender
Loan Type
Rate
APR
Term
Link
Info
rallycu
Conv
6.125 - 7 %
6.164 - 7.025 %
15 - 30 Yrs
∞
penfed
Conv
6.25 %
6.434 %
30 Yrs
∞
itcu
Conv
6.5 %
6.5 %
5 Yrs
∞
wellbyfinancial
Conv
6.875 %
7.576 %
30 Yrs
∞

Today’s Mortgage Rates & Analysis - Updated on 2026-AUG-29

Federal Funds Rate - Trends & Analysis:

Today’s Fed Funds Effective Rate is 3.75%. This rate has stayed the same compared to 1, 7, 30, 60, and 90 days ago. When the Fed Funds rate is steady, it can help keep mortgage rates stable since banks use this rate to set loan costs.

Credit Union Loan Rates - Trends & Analysis:

Rally offers a 15-year Conventional Fixed rate at 6.125% and a 30-year Conventional Fixed rate at 7.0% today. The 15-year rate is up 38 bp from 30 days ago. The 30-year rate shows no change over the past 15 days. Both 15- and 30-year Conventional rates are the same for fixed and refinances. Pentagon offers 30-year Conventional Fixed and 30-year VA Fixed loans at 6.25% today. The 30-year FHA Fixed and VA Fixed loans are both at 5.75%. Rates have held steady over the past week and month.

Intouch offers a 5-year ARM at 6.5%, up 25 bp from 30 days ago. This is the only rate available today. Jsc offers a 15-year conventional fixed rate at 6.5% and a 30-year conventional fixed rate at 6.375%. The 30-year conventional fixed rate has held steady over the past week and month. For 30-year VA fixed, the rate is 6.125%, down 25 bp from a month ago. The 30-year conventional refinance rate is 6.875%, down 12 bp from a month ago.

Market Indicators - Data & Insights:

Today, Zillow’s 30-year mortgage rate is 6.411%, and Freddie Mac’s 30-year rate is 6.660%, with Zillow lower than Freddie Mac. Zillow’s 15-year rate is 6.109%, down from 7 days ago. These rates reflect the cost borrowers pay to finance homes, influencing how many people can afford to buy or refinance.

🏦 Local Lenders in Austin, TX

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🏘️ All the Lenders Available in Williamson County, TX

✅AUSTIN TELCO FEDERAL CREDIT UNION
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✅UNIVERSITY 1367 CREDIT UNION
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✅FARMERS INSURANCE FEDERAL CREDIT UNION
✅NAVY FEDERAL CREDIT UNION FEDERAL CREDIT UNION
✅TRUWEST CREDIT UNION
✅PUBLIC EMPLOYEES 67428 CREDIT UNION
✅JAFARI NOINTEREST CREDIT UNION

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Why compare Mortgage Loans in Austin, TX on LendMesh

If you’re searching for the best home loan deals in Austin, TX, it pays to keep exploring your options. LendMesh makes it simple to compare offers from trusted lenders so you can find rates and terms that fit your budget. The more you compare, the better chance you have of finding a loan that’s both affordable and tailored to your needs—helping you move closer to your dream home with confidence.

Consider subscribing to LendMesh for personalized loan alerts that match your target rate, whether it’s 4% or 5%. We’ll notify you as soon as relevant offers fall below your threshold, plus send weekly or monthly updates featuring expert insights, market trends, and curated loan deals. Join thousands of Austin homebuyers who trust LendMesh to stay informed and never miss an opportunity to save.

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