Mortgage Loans in Saint Louis, MO

Looking to refinance your home in Saint Louis, MO? Compare the lowest home loan refinance rates from trusted local lenders and credit unions. Finding the best deal can save you money each month without the hassle.

Our friendly experts understand the Saint Louis market and offer flexible terms tailored to your needs. Start comparing offers today and unlock savings with simple, stress-free refinancing designed just for you.

PurchaseRefinanceData Analysis

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Loan Type
Lender
Loan Type
Rate
APR
Term
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stlouiscommunity
Conv
6.25 - 6.625 %
6.46 - 6.753 %
15 - 30 Yrs
∞

Today’s Mortgage Rates & Analysis - Updated on 2026-AUG-28

Federal Funds Rate - Trends & Analysis:

Today’s Fed Funds Effective Rate is 3.75%. This rate has stayed the same compared to 1, 7, 30, 60, and 90 days ago. When the Fed Funds rate is steady, it can help keep mortgage rates stable since banks use this rate to set loan costs.

Credit Union Loan Rates - Trends & Analysis:

St. Louis Community offers a 15-year Conventional Fixed at 6.25% and a 30-year Conventional Fixed at 6.625%, down 13 bp from a month ago. The 30-year FHA Fixed is steady at 6.375%, and the 30-year VA Fixed remains at 6.5%.

Market Indicators - Data & Insights:

Today, Zillow’s 30-year mortgage rate is 6.411%, and Freddie Mac’s 30-year rate is 6.660%, with Zillow lower than Freddie Mac. Zillow’s 15-year rate is 6.109%, down from 7 days ago. These rates reflect the cost borrowers pay to finance homes, influencing how many people can afford to buy or refinance.

🏦 Local Lenders in Saint Louis, MO

See the full lender directory — hours, services & financials →

🏘️ All the Lenders Available in Saint Louis City County, MO

✅WEST SIDE BAPTIST CHURCH FEDERAL CREDIT UNION
✅GATEWAY METRO FEDERAL CREDIT UNION
✅TOGETHER CREDIT UNION
✅FIRST COMMUNITY 67619 CREDIT UNION
✅ST LOUIS COMMUNITY CREDIT UNION
✅ALLTRU FEDERAL CREDIT UNION
✅WEST COMMUNITY CREDIT UNION
✅ST LOUIS POLICEMENS CREDIT UNION
✅ALLIANCE 63789 CREDIT UNION
✅PROCTER GAMBLE ST LOUIS EMP CREDIT UNION
✅F R B FEDERAL CREDIT UNION
✅SCOTT CREDIT UNION
✅NEIGHBORS 62905 CREDIT UNION

Compare other loan types in Saint Louis, MO

Why compare Mortgage Loans in Saint Louis, MO on LendMesh

If you’re searching for the lowest home loan refinance rates in Saint Louis, MO, it pays to keep exploring your options. LendMesh makes it easy to compare offers from multiple lenders, helping you uncover better deals and more affordable terms. Taking the time to shop around ensures you make a well-informed decision tailored to your financial goals and local market conditions.

Stay connected with LendMesh by subscribing for personalized rate alerts. Simply set your target refinance rate—whether that’s 5%, 4%, or another number—and receive instant notifications when offers fall below your goal. Along with weekly or monthly updates featuring expert insights and carefully selected loan deals, you’ll be equipped to act quickly and confidently in the Saint Louis market.

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