Mortgage Loans in Chicago, IL

Looking for the lowest home mortgage rates in Chicago, IL? Compare offers from trusted local lenders to find rates that fit your budget. Whether you’re buying or refinancing, smart comparisons help you save money and secure the best deal for your Chicago home.

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PurchaseRefinanceData Analysis

Filters

Loan Type
Lender
Loan Type
Rate
APR
Term
Link
Info
penfed
Conv
6.25 %
6.446 %
30 Yrs
∞
psfcu
Conv
6.25 - 7 %
6.25 - 6.838 %
10 - 30 Yrs
∞

Today’s Mortgage Rates & Analysis - Updated on 2026-AUG-28

Federal Funds Rate - Trends & Analysis:

Today’s Fed Funds Effective Rate is 3.75%, unchanged from 7, 30, 60, and 90 days ago. When the Fed Funds rate is higher, it can put upward pressure on mortgage rates because lenders’ borrowing costs increase.

Credit Union Loan Rates - Trends & Analysis:

Pentagon offers a 30-year Conventional Fixed at 6.25% and a 30-year Conventional Refi at 6.125%, down 13 bp from a week ago but up 13 bp from 30 days ago. Their 30-year FHA and VA Fixed rates are both 5.75%, with FHA up 13 bp from a week ago. The Jumbo 30-year Fixed rate is steady at 6.25%. Polish & Slavic offers a 15-year fixed rate at 6.25% and a 30-year fixed rate at 6.5%, with the 30-year rate down 13 bp from a week ago. The only ARM rates listed are from July, with a 3-year and 5-year ARM today at 5.625%, a 7-year ARM at 6.125%, and a 10-year ARM at 6.75%.

Market Indicators - Data & Insights:

Today, Zillow's 30-year mortgage rate is 6.465%, slightly higher than Freddie Mac's 30-year rate at 6.650%. Zillow's 30-year rate is also higher than it was 7 days ago. These rates reflect current borrowing costs, which influence how many people can afford to buy homes and affect overall housing demand.

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✅NORTHROP GRUMMAN FEDERAL CREDIT UNION
✅CORPORATE AMERICA FAMILY CREDIT UNION
✅NORTHWEST MUNICIPAL FEDERAL CREDIT UNION
✅PARTNERSHIP FINANCIAL CREDIT UNION
✅HEALTHCARE ASSOCIATES CREDIT UNION
✅AAEC CREDIT UNION
✅METRO 21326 CREDIT UNION
✅CONSUMERS 68588 CREDIT UNION
✅AMERICAN AIRLINES FEDERAL CREDIT UNION
✅NORTHWEST COMMUNITY CREDIT UNION
✅POLISH SLAVIC CREDIT UNION
✅GREAT LAKES 60238 CREDIT UNION
✅SELFRELIANCE FEDERAL CREDIT UNION
✅BAXTER CREDIT UNION
✅CENTRAL CREDIT UNION OF ILLINOIS CREDIT UNION
✅U S EMPLOYEES CREDIT UNION
✅LOYOLA UNIVERSITY EMPLOYEES FEDERAL CREDIT UNION
✅CREDIT UNION 1 68727 CREDIT UNION
✅NORTHSIDE L FEDERAL CREDIT UNION
✅ACCESS 97097 CREDIT UNION
✅77TH STREET DEPOT FEDERAL CREDIT UNION
✅EVANSTON FIREMENS CREDIT UNION
✅FIRST EAGLE FEDERAL CREDIT UNION
✅FIRST NORTHERN CREDIT UNION
✅TECH CREDIT UNION
✅ILLIANA FINANCIAL CREDIT UNION
✅SELFHELP CREDIT UNION
✅HOMEWOOD FEDERAL CREDIT UNION
✅ETHICON SUTURE CREDIT UNION
✅ABRI CREDIT UNION
✅DISTRICT 123 FEDERAL CREDIT UNION
✅OAK LAWN MUNICIPAL EMPLOYEES CREDIT UNION
✅REAVIS STICKNEY CREDIT UNION
✅NUMARK CREDIT UNION
✅MIDWEST COALITION OF LABOR CREDIT UNION
✅SHERWIN WILLIAMS EMP CREDIT UNION
✅WESTERN SPRINGS FEDERAL CREDIT UNION
✅ST JUDE CREDIT UNION
✅JUSTICE FEDERAL CREDIT UNION
✅AMERICAN BROADCAST EMPLOYEES FEDERAL CREDIT UNION
✅PLANITES CREDIT UNION
✅SOUTH SIDE COMMUNITY FEDERAL CREDIT UNION
✅FELLOWSHIP BAPTIST CHURCH CREDIT UNION
✅BEREAN CREDIT UNION
✅VERVE A CREDIT UNION
✅COLLEGE AND UNIVERSITY CREDIT UNION
✅SCOTT CREDIT UNION
✅C T A F C FEDERAL CREDIT UNION
✅CHICAGO PATROLMENS CREDIT UNION
✅CHICAGO POST OFFICE EMPLOYEES CREDIT UNION
✅MICHIGAN STATE UNIVERSITY FEDERAL CREDIT UNION
✅MWRD EMPLOYEES CREDIT UNION
✅SYNERGY PARTNERS CREDIT UNION
✅CHICAGO FIREMANS ASSOC CREDIT UNION
✅PILGRIM BAPTIST CREDIT UNION
✅RESURRECTION LUTHERAN CREDIT UNION
✅ST MARTIN DE PORRES PARISH CREDIT UNION
✅CTA SOUTH FEDERAL CREDIT UNION
✅ISRAEL METHCOMM FEDERAL CREDIT UNION
✅PARK MANOR CHRISTIAN CHURCH CREDIT UNION
✅ST MARK CREDIT UNION
✅UNITED 60041 CREDIT UNION
✅TRINITY UCC CREDIT UNION
✅FOR MEMBERS ONLY FEDERAL CREDIT UNION
✅MAROON FINANCIAL CREDIT UNION
✅ELCA FEDERAL CREDIT UNION
✅SHILOH ENGLEWOOD FEDERAL CREDIT UNION
✅UNIFIED HOMEOWNERS OF ILLINOIS FEDERAL CREDIT UNION
✅HEIGHTS AUTO WORKERS CREDIT UNION
✅ST GREGORY PARISH CREDIT UNION
✅POLICEMENS CREDIT UNION
✅CHICAGO FIREFIGHTERS CREDIT UNION
✅ARCHER HEIGHTS CREDIT UNION
✅CHICAGO AVENUE GARAGE FEDERAL CREDIT UNION
✅MWPH GRAND LODGE OF ILLINOIS CREDIT UNION
✅BETHEL AME CHURCH CREDIT UNION
✅COMMUNITY 7256 CREDIT UNION
✅ACTORS FEDERAL CREDIT UNION
✅CHICAGO AREA OFFICE FEDERAL CREDIT UNION
✅CHICAGO MUNICIPAL EMPLOYEES CREDIT UNION
✅ALLIANT CREDIT UNION
✅SOUTH SHOP FEDERAL CREDIT UNION
✅BURLINGTON NORTHERN SANTA FE RAILWY CREDIT UNION
✅EVERGREEN PARK SCHOOLS FEDERAL CREDIT UNION
✅ACME CONTINENTAL CREDIT UNION
✅CTA74TH STREET DEPOT CREDIT UNION
✅CHICAGOS BRAVEST CREDIT UNION
✅ST HELENA PARISH CREDIT UNION

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