Mortgage Loans in Oak Park, IL 60301

Looking for a residential mortgage in Oak Park, IL? Compare loan offers from trusted local lenders who understand your neighborhood and needs. Finding the right mortgage is simple when you explore competitive rates and tailored options side by side.

Take the stress out of home buying with fast approvals and friendly support from experts familiar with Oak Park’s community. Whether you’re a first-time buyer or refinancing, comparing loans helps you secure the best deal for your new home.

Purchase Refinance Data Analysis

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CONVENTIONAL

JUMBO

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Conv

5.25 - 6.75 %

5.374 - 6.885 %

8 - 30 Yrs

∞

Conv

5.625 - 7.125 %

5.82 - 7.458 %

15 - 30 Yrs

∞

Conv

5.75 - 6.5 %

6.078 - 6.656 %

10 - 30 Yrs

∞

Conv

6 - 6.625 %

6.125 - 6.675 %

15 - 30 Yrs

∞

Conv

6 - 6.875 %

6.265 - 7.029 %

10 - 30 Yrs

∞

Conv

6.25 %

6.434 %

30 Yrs

∞

Today’s Mortgage Rates & Analysis - Updated on 2026-AUG-28

Federal Funds Rate - Trends & Analysis:

Today’s Fed Funds Effective Rate is 3.75%. This rate has stayed the same compared to 1, 7, 30, 60, and 90 days ago. When the Fed Funds rate is steady, it can help keep mortgage rates stable since banks use this rate to set loan costs.

Credit Union Loan Rates - Trends & Analysis:

Affinity Plus offers a 15-year Conventional fixed rate at 6.125% and a 30-year Conventional fixed and refinance rate at 6.75%. The VA 30-year fixed rate is 7.25%. Adjustable rates include 5-year ARMs at 5.25% and 7-year ARMs at 5.5%, all unchanged from recent weeks. Navy Federal Credit Union offers a 15-year conventional fixed rate at 5.625% and a 30-year conventional fixed rate at 6.25%, both unchanged from a week ago. The 15-year conventional refinance is 5.625%, up 25 bp from two weeks ago, while the 30-year conventional refinance is 6.25%, up 50 bp over the same period. The 30-year VA fixed rate is 5.75%, steady from last week but down 13 bp from a month ago. The 30-year jumbo fixed rate is 6.5%, unchanged from last week. The 3-year ARM is 5.375%, and the 5-year ARM is 5.625%, both steady from last week.

America First shows a 15-year conventional fixed rate today at 5.875%, up 13 bp from last week. Their 30-year conventional fixed and 30-year conventional refinance rates are both 6.5%, unchanged from a week ago but up 13 bp from two weeks ago. FHA 30-year fixed is at 6.0%, down 13 bp from last week. VA 30-year fixed stands at 6.125%, also down 13 bp from last week. Dupaco Community offers a 15-year conventional fixed rate at 6.0% and a 30-year conventional fixed rate at 6.375%, both unchanged from a week ago but up 13 bp from two weeks prior. The same rates apply for 15-year and 30-year conventional refinances.

Digital shows a 15-year conventional fixed rate today at 6.125%, unchanged from last week but up 25 bp from a month ago. The 30-year conventional fixed rate is 6.875%, down 13 bp from last week but up 38 bp from a month ago. The 30-year conventional refinance rate is also 6.875%, down 25 bp from last week and up 38 bp from a month ago. Pentagon offers 30-year Conventional Fixed and 30-year VA Fixed loans at 6.25% today. The 30-year FHA Fixed and VA Fixed loans are both at 5.75%. Rates have held steady over the past week and month.

Market Indicators - Data & Insights:

Today, Zillow’s 30-year mortgage rate is 6.411%, and Freddie Mac’s 30-year rate is 6.660%, with Zillow lower than Freddie Mac. Zillow’s 15-year rate is 6.109%, down from 7 days ago. These rates reflect the cost borrowers pay to finance homes, influencing how many people can afford to buy or refinance.

🏦 Local Lenders in Oak Park, IL

77TH STREET DEPOT FEDERAL CREDIT UNION — 1011 LAKE ST OAK PARK IL 60301

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🏘️ All the Lenders Available in Cook County, IL

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