Mortgage Loans in Hines, IL

Looking to refinance your home loan in Hines, IL? Compare the latest APR rates from trusted local lenders to find the best fit for your budget and goals. It’s easier than you think to save money and improve your mortgage terms right here in your community.

We help you explore competitive offers with clear, friendly guidance every step of the way. Whether you want faster approvals or member-exclusive perks, refinancing in Hines means getting support tailored just for you—so you can focus on what matters most.

PurchaseRefinanceData Analysis

Filters

Loan Type
Lender
Loan Type
Rate
APR
Term
Link
Info
affinityplus
Conv
5.25 - 6.75 %
5.374 - 6.885 %
8 - 30 Yrs
∞
navyfederal
Conv
5.625 - 7.125 %
5.82 - 7.458 %
15 - 30 Yrs
∞
americafirst
Conv
5.75 - 6.5 %
6.078 - 6.656 %
10 - 30 Yrs
∞
dupaco
Conv
6 - 6.625 %
6.125 - 6.675 %
15 - 30 Yrs
∞
dcu
Conv
6 - 6.875 %
6.265 - 7.029 %
10 - 30 Yrs
∞
penfed
Conv
6.25 %
6.434 %
30 Yrs
∞

Today’s Mortgage Rates & Analysis - Updated on 2026-AUG-28

Federal Funds Rate - Trends & Analysis:

Today’s Fed Funds Effective Rate is 3.75%. This rate has stayed the same compared to 1, 7, 30, 60, and 90 days ago. When the Fed Funds rate is steady, it can help keep mortgage rates stable since banks use this rate to set loan costs.

Credit Union Loan Rates - Trends & Analysis:

Affinity Plus offers a 15-year Conventional fixed rate at 6.125% and a 30-year Conventional fixed and refinance rate at 6.75%. The VA 30-year fixed rate is 7.25%. Adjustable rates include 5-year ARMs at 5.25% and 7-year ARMs at 5.5%, all unchanged from recent weeks. Navy Federal Credit Union offers a 15-year conventional fixed rate at 5.625% and a 30-year conventional fixed rate at 6.25%, both unchanged from a week ago. The 15-year conventional refinance is 5.625%, up 25 bp from two weeks ago, while the 30-year conventional refinance is 6.25%, up 50 bp over the same period. The 30-year VA fixed rate is 5.75%, steady from last week but down 13 bp from a month ago. The 30-year jumbo fixed rate is 6.5%, unchanged from last week. The 3-year ARM is 5.375%, and the 5-year ARM is 5.625%, both steady from last week.

America First shows a 15-year conventional fixed rate today at 5.875%, up 13 bp from last week. Their 30-year conventional fixed and 30-year conventional refinance rates are both 6.5%, unchanged from a week ago but up 13 bp from two weeks ago. FHA 30-year fixed is at 6.0%, down 13 bp from last week. VA 30-year fixed stands at 6.125%, also down 13 bp from last week. Dupaco Community offers a 15-year conventional fixed rate at 6.0% and a 30-year conventional fixed rate at 6.375%, both unchanged from a week ago but up 13 bp from two weeks prior. The same rates apply for 15-year and 30-year conventional refinances.

Digital shows a 15-year conventional fixed rate today at 6.125%, unchanged from last week but up 25 bp from a month ago. The 30-year conventional fixed rate is 6.875%, down 13 bp from last week but up 38 bp from a month ago. The 30-year conventional refinance rate is also 6.875%, down 25 bp from last week and up 38 bp from a month ago. Pentagon offers 30-year Conventional Fixed and 30-year VA Fixed loans at 6.25% today. The 30-year FHA Fixed and VA Fixed loans are both at 5.75%. Rates have held steady over the past week and month.

Market Indicators - Data & Insights:

Today, Zillow’s 30-year mortgage rate is 6.411%, and Freddie Mac’s 30-year rate is 6.660%, with Zillow lower than Freddie Mac. Zillow’s 15-year rate is 6.109%, down from 7 days ago. These rates reflect the cost borrowers pay to finance homes, influencing how many people can afford to buy or refinance.

🏦 Local Lenders in Hines, IL

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🏘️ All the Lenders Available in Cook County, IL

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✅HEALTHCARE ASSOCIATES CREDIT UNION
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✅METRO 21326 CREDIT UNION
✅CONSUMERS 68588 CREDIT UNION
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✅U S EMPLOYEES CREDIT UNION
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✅CREDIT UNION 1 68727 CREDIT UNION
✅NORTHSIDE L FEDERAL CREDIT UNION
✅ACCESS 97097 CREDIT UNION
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✅FIRST NORTHERN CREDIT UNION
✅TECH CREDIT UNION
✅ILLIANA FINANCIAL CREDIT UNION
✅SELFHELP CREDIT UNION
✅HOMEWOOD FEDERAL CREDIT UNION
✅ETHICON SUTURE CREDIT UNION
✅ABRI CREDIT UNION
✅DISTRICT 123 FEDERAL CREDIT UNION
✅OAK LAWN MUNICIPAL EMPLOYEES CREDIT UNION
✅REAVIS STICKNEY CREDIT UNION
✅NUMARK CREDIT UNION
✅MIDWEST COALITION OF LABOR CREDIT UNION
✅SHERWIN WILLIAMS EMP CREDIT UNION
✅WESTERN SPRINGS FEDERAL CREDIT UNION
✅ST JUDE CREDIT UNION
✅JUSTICE FEDERAL CREDIT UNION
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✅PLANITES CREDIT UNION
✅SOUTH SIDE COMMUNITY FEDERAL CREDIT UNION
✅FELLOWSHIP BAPTIST CHURCH CREDIT UNION
✅BEREAN CREDIT UNION
✅VERVE A CREDIT UNION
✅COLLEGE AND UNIVERSITY CREDIT UNION
✅SCOTT CREDIT UNION
✅C T A F C FEDERAL CREDIT UNION
✅CHICAGO PATROLMENS CREDIT UNION
✅CHICAGO POST OFFICE EMPLOYEES CREDIT UNION
✅MICHIGAN STATE UNIVERSITY FEDERAL CREDIT UNION
✅MWRD EMPLOYEES CREDIT UNION
✅SYNERGY PARTNERS CREDIT UNION
✅CHICAGO FIREMANS ASSOC CREDIT UNION
✅PILGRIM BAPTIST CREDIT UNION
✅RESURRECTION LUTHERAN CREDIT UNION
✅ST MARTIN DE PORRES PARISH CREDIT UNION
✅CTA SOUTH FEDERAL CREDIT UNION
✅ISRAEL METHCOMM FEDERAL CREDIT UNION
✅PARK MANOR CHRISTIAN CHURCH CREDIT UNION
✅ST MARK CREDIT UNION
✅UNITED 60041 CREDIT UNION
✅TRINITY UCC CREDIT UNION
✅FOR MEMBERS ONLY FEDERAL CREDIT UNION
✅MAROON FINANCIAL CREDIT UNION
✅ELCA FEDERAL CREDIT UNION
✅SHILOH ENGLEWOOD FEDERAL CREDIT UNION
✅UNIFIED HOMEOWNERS OF ILLINOIS FEDERAL CREDIT UNION
✅HEIGHTS AUTO WORKERS CREDIT UNION
✅ST GREGORY PARISH CREDIT UNION
✅POLICEMENS CREDIT UNION
✅CHICAGO FIREFIGHTERS CREDIT UNION
✅ARCHER HEIGHTS CREDIT UNION
✅CHICAGO AVENUE GARAGE FEDERAL CREDIT UNION
✅MWPH GRAND LODGE OF ILLINOIS CREDIT UNION
✅BETHEL AME CHURCH CREDIT UNION
✅COMMUNITY 7256 CREDIT UNION
✅ACTORS FEDERAL CREDIT UNION
✅CHICAGO AREA OFFICE FEDERAL CREDIT UNION
✅CHICAGO MUNICIPAL EMPLOYEES CREDIT UNION
✅ALLIANT CREDIT UNION
✅SOUTH SHOP FEDERAL CREDIT UNION
✅BURLINGTON NORTHERN SANTA FE RAILWY CREDIT UNION
✅EVERGREEN PARK SCHOOLS FEDERAL CREDIT UNION
✅ACME CONTINENTAL CREDIT UNION
✅CTA74TH STREET DEPOT CREDIT UNION
✅CHICAGOS BRAVEST CREDIT UNION
✅ST HELENA PARISH CREDIT UNION

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