Mortgage Loans in Moorhead, MN

Looking for the best home loan rates in Moorhead, MN? Compare offers from local credit unions that understand your community and offer personalized service to fit your needs.

Explore competitive rates, flexible terms, and down payment help tailored for Moorhead homebuyers. Finding the right loan has never been easier or more friendly.

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penfed
Conv
6.25 %
6.446 %
30 Yrs
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Today’s Mortgage Rates & Analysis - Updated on 2026-AUG-28

Federal Funds Rate - Trends & Analysis:

Today’s Fed Funds Effective Rate is 3.75%, unchanged from 7, 30, 60, and 90 days ago. When the Fed Funds rate is higher, it can put upward pressure on mortgage rates because lenders’ borrowing costs increase.

Credit Union Loan Rates - Trends & Analysis:

Pentagon offers a 30-year Conventional Fixed at 6.25% and a 30-year Conventional Refi at 6.125%, down 13 bp from a week ago but up 13 bp from 30 days ago. Their 30-year FHA and VA Fixed rates are both 5.75%, with FHA up 13 bp from a week ago. The Jumbo 30-year Fixed rate is steady at 6.25%.

Market Indicators - Data & Insights:

Today, Zillow's 30-year mortgage rate is 6.465%, slightly higher than Freddie Mac's 30-year rate at 6.650%. Zillow's 30-year rate is also higher than it was 7 days ago. These rates reflect current borrowing costs, which influence how many people can afford to buy homes and affect overall housing demand.

🏦 Local Lenders in Moorhead, MN

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🏘️ All the Lenders Available in Clay County, MN

✅AFFINITY PLUS FEDERAL CREDIT UNION
✅FIRST COMMUNITY 60103 CREDIT UNION
✅MAGNIFI FINANCIAL CREDIT UNION
✅UNITED SAVINGS CREDIT UNION

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