Mortgage Loans in Shakopee, MN

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Conv
6.25 %
6.446 %
30 Yrs
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Today’s Mortgage Rates & Analysis - Updated on 2026-AUG-28

Federal Funds Rate - Trends & Analysis:

Today’s Fed Funds Effective Rate is 3.75%, unchanged from 7, 30, 60, and 90 days ago. When the Fed Funds rate is higher, it can put upward pressure on mortgage rates because lenders’ borrowing costs increase.

Credit Union Loan Rates - Trends & Analysis:

Pentagon offers a 30-year Conventional Fixed at 6.25% and a 30-year Conventional Refi at 6.125%, down 13 bp from a week ago but up 13 bp from 30 days ago. Their 30-year FHA and VA Fixed rates are both 5.75%, with FHA up 13 bp from a week ago. The Jumbo 30-year Fixed rate is steady at 6.25%.

Market Indicators - Data & Insights:

Today, Zillow's 30-year mortgage rate is 6.465%, slightly higher than Freddie Mac's 30-year rate at 6.650%. Zillow's 30-year rate is also higher than it was 7 days ago. These rates reflect current borrowing costs, which influence how many people can afford to buy homes and affect overall housing demand.

🏦 Local Lenders in Shakopee, MN

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🏘️ All the Lenders Available in Scott County, MN

✅SOUTH METRO FEDERAL CREDIT UNION
✅TRUSTONE FINANCIAL CREDIT UNION
✅WINGS FINANCIAL CREDIT UNION
✅HEARTLAND 64168 CREDIT UNION

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If you’re exploring today’s auto loan rates in Shakopee, MN, it’s wise to keep comparing offers on LendMesh. Different lenders have varying rates and terms, so browsing multiple options can help you uncover better deals and save money. Take your time to review and find the loan that fits your budget and needs without feeling rushed.

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