Mortgage Loans in Knoxville, TN

Looking for the best mortgage APR rates in Knoxville, TN? Compare local credit union offers to find low rates and flexible terms tailored for your homebuying journey. It’s easier than ever to get a deal that fits your budget and lifestyle here in East Tennessee.

Credit unions in Knoxville understand the community and offer perks like faster approvals and member benefits you won’t find elsewhere. Start comparing today to see how these trusted lenders can help you secure your dream home with competitive rates and personalized service.

PurchaseRefinanceData Analysis

Filters

Loan Type
Lender
Loan Type
Rate
APR
Term
Link
Info
ascend
Conv
6.25 - 6.75 %
6.392 - 6.84 %
15 - 30 Yrs
∞
orionfcu
Conv
6.586 - 6.825 %
6.586 - 6.825 %
10 - 30 Yrs
∞

Today’s Mortgage Rates & Analysis - Updated on 2026-SEP-01

Federal Funds Rate - Trends & Analysis:

Today’s Fed Funds Effective Rate is 3.75%. This rate has stayed the same compared to 1, 7, 30, 60, and 90 days ago. When the Fed Funds rate is steady, it can help keep mortgage rates stable since it influences the cost banks pay to borrow money.

Credit Union Loan Rates - Trends & Analysis:

Ascend offers a 15-year conventional fixed rate at 6.25% and a 30-year conventional fixed rate at 6.75%, both unchanged over the past week but up 25 bp since early August. Their 30-year FHA fixed rate is 6.5%, up 13 bp from a month ago. The 30-year VA fixed rate remains steady at 6.625%. Orion offers a 15-year conventional fixed rate at 6.641% and a 30-year conventional fixed rate at 6.586%. The 30-year VA fixed rate is 6.726%, and the 30-year FHA fixed rate is 7.414%. Rates have held steady over the past week and month.

Market Indicators - Data & Insights:

Today, Zillow’s 30-year mortgage rate is 6.496%, slightly higher than Freddie Mac’s 30-year rate at 6.660%. Zillow’s 30-year rate is also higher than it was 7 days ago. These rates reflect the cost borrowers pay for long-term home loans, which can influence how many people decide to buy or refinance homes.

🏦 Local Lenders in Knoxville, TN

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🏘️ All the Lenders Available in Knox County, TN

✅KNOXVILLE TEACHERS FEDERAL CREDIT UNION
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✅KNOXVILLE TVA EMPLOYEES CREDIT UNION
✅FIRST CHOICE COMMUNITY CREDIT UNION
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✅KNOX CO EMPLOYEES CREDIT UNION
✅ORNL FEDERAL CREDIT UNION
✅ENRICHMENT FEDERAL CREDIT UNION
✅KNOXVILLE FIREFIGHTERS FEDERAL CREDIT UNION
✅SOUTHEAST FINANCIAL CREDIT UNION
✅CITY EMPLOYEES CREDIT UNION
✅KNOXVILLE LAW ENFORCEMENT FEDERAL CREDIT UNION
✅KNOX COUNTY TEACHERS FEDERAL CREDIT UNION
✅NEW SOUTH CREDIT UNION CREDIT UNION
✅TENNESSEE MEMBERS 1ST FEDERAL CREDIT UNION
✅CONSUMER CREDIT UNION

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Why compare Mortgage Loans in Knoxville, TN on LendMesh

If you’re exploring credit union APR rates in Knoxville, TN, it’s smart to keep comparing lenders on LendMesh. Different offers and terms can vary widely, so browsing multiple options helps you spot better deals and save money. Take your time and use the platform to find the loan that truly fits your financial goals without pressure.

To make staying informed even easier, consider subscribing to LendMesh alerts tailored to your target rate. Just set your ideal APR—whether 4% or 5%—and get notified when offers fall below that mark. You’ll also receive weekly or monthly updates with expert insights, rate trends, and carefully selected loan deals, helping Knoxville borrowers stay ahead and never miss a great opportunity.

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