Mortgage Loans in Knoxville, TN

Looking to refinance your mortgage in Knoxville, TN? Compare the best local loan offers quickly and easily to find rates that fit your budget and goals. We connect you with trusted lenders who understand our community and offer competitive, transparent options.

Discover personalized mortgage solutions designed for Knoxville homeowners. With faster approvals and local expertise, you can save money and enjoy perks unique to East Tennessee. Start comparing today and take the next step toward smarter refinancing with confidence.

PurchaseRefinanceData Analysis

Filters

Loan Type
Lender
Loan Type
Rate
APR
Term
Link
Info
penfed
Conv
6.25 %
6.446 %
30 Yrs
∞
orionfcu
Conv
6.586 - 6.825 %
6.586 - 6.825 %
10 - 30 Yrs
∞

Today’s Mortgage Rates & Analysis - Updated on 2026-AUG-28

Federal Funds Rate - Trends & Analysis:

Today’s Fed Funds Effective Rate is 3.75%, unchanged from 7, 30, 60, and 90 days ago. When the Fed Funds rate is higher, it can put upward pressure on mortgage rates because lenders’ borrowing costs increase.

Credit Union Loan Rates - Trends & Analysis:

Pentagon offers a 30-year Conventional Fixed at 6.25% and a 30-year Conventional Refi at 6.125%, down 13 bp from a week ago but up 13 bp from 30 days ago. Their 30-year FHA and VA Fixed rates are both 5.75%, with FHA up 13 bp from a week ago. The Jumbo 30-year Fixed rate is steady at 6.25%. Orion offers a 15-year conventional fixed rate at 6.641% and a 30-year conventional fixed rate at 6.586%. The 30-year VA fixed rate is 6.726%, and the 30-year FHA fixed rate is 7.414%. Rates have held steady over the past week and month.

Market Indicators - Data & Insights:

Today, Zillow's 30-year mortgage rate is 6.465%, slightly higher than Freddie Mac's 30-year rate at 6.650%. Zillow's 30-year rate is also higher than it was 7 days ago. These rates reflect current borrowing costs, which influence how many people can afford to buy homes and affect overall housing demand.

🏦 Local Lenders in Knoxville, TN

See the full lender directory — hours, services & financials →

🏘️ All the Lenders Available in Knox County, TN

✅KNOXVILLE TEACHERS FEDERAL CREDIT UNION
✅Y12 CREDIT UNION
✅KNOXVILLE TVA EMPLOYEES CREDIT UNION
✅FIRST CHOICE COMMUNITY CREDIT UNION
✅U T CREDIT UNION
✅INTERFAITH FEDERAL CREDIT UNION
✅TNCONNECT CREDIT UNION
✅KNOX CO EMPLOYEES CREDIT UNION
✅ORNL FEDERAL CREDIT UNION
✅ENRICHMENT FEDERAL CREDIT UNION
✅KNOXVILLE FIREFIGHTERS FEDERAL CREDIT UNION
✅SOUTHEAST FINANCIAL CREDIT UNION
✅CITY EMPLOYEES CREDIT UNION
✅KNOXVILLE LAW ENFORCEMENT FEDERAL CREDIT UNION
✅KNOX COUNTY TEACHERS FEDERAL CREDIT UNION
✅NEW SOUTH CREDIT UNION CREDIT UNION
✅TENNESSEE MEMBERS 1ST FEDERAL CREDIT UNION
✅CONSUMER CREDIT UNION

Compare other loan types in Knoxville, TN

Why compare Mortgage Loans in Knoxville, TN on LendMesh

If you’re in Knoxville, TN, looking for the best loan refinance rates, it’s wise to keep exploring your options on LendMesh. Comparing different lenders helps you uncover better deals and potentially lower rates that fit your financial goals. Taking the time to shop around ensures you make an informed decision without feeling rushed or pressured.

Consider subscribing to LendMesh’s alerts to stay updated on the latest loan offers tailored to your target rate—whether it’s 5%, 4%, or lower. You’ll receive timely notifications, expert insights, and curated deals weekly or monthly, straight to your inbox. Join many Knoxville borrowers who trust LendMesh to keep them informed and ready to act when the best refinance opportunities arise.

Customers are also interested in:

Best Loan Refinance Rates