Mortgage Loans in Miami, FL

Looking for the best mortgage in Miami, FL? Compare competitive loan offers from trusted local lenders who understand Miami’s unique market. Whether you’re buying your first home or refinancing, find flexible options that fit your budget and lifestyle.

Get personalized support and faster approvals from lenders rooted in the Miami community. With clear guidance and tailored plans, you can confidently take the next step toward owning your dream home in this vibrant city.

PurchaseRefinanceData Analysis

Filters

Loan Type
Lender
Loan Type
Rate
APR
Term
Link
Info
midflorida
Conv
6.24 %
6.426 %
30 Yrs
∞
penfed
Conv
6.25 %
6.434 %
30 Yrs
∞

Today’s Mortgage Rates & Analysis - Updated on 2026-AUG-28

Federal Funds Rate - Trends & Analysis:

Today’s Fed Funds Effective Rate is 3.75%, unchanged from 7, 30, 60, and 90 days ago. When the Fed Funds rate is higher, it can put upward pressure on mortgage rates because lenders’ borrowing costs increase.

Credit Union Loan Rates - Trends & Analysis:

Midflorida shows a 30-year conventional fixed rate today at 6.5%. This rate has increased by 13 bp over the past 30 days. The 30-year conventional fixed rate for refinances is 6.24%. Pentagon offers a 30-year Conventional Fixed at 6.25% and a 30-year Conventional Refi at 6.125%, down 13 bp from a week ago but up 13 bp from 30 days ago. Their 30-year FHA and VA Fixed rates are both 5.75%, with FHA up 13 bp from a week ago. The Jumbo 30-year Fixed rate is steady at 6.25%.

Market Indicators - Data & Insights:

Today, Zillow's 30-year mortgage rate is 6.465%, slightly higher than Freddie Mac's 30-year rate at 6.650%. Zillow's 30-year rate is also higher than it was 7 days ago. These rates reflect current borrowing costs, which influence how many people can afford to buy homes and affect overall housing demand.

🏦 Local Lenders in Miami, FL

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🏘️ All the Lenders Available in Miami-Dade County, FL

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Why compare Mortgage Loans in Miami, FL on LendMesh

If you’re searching for the best mortgage in Miami, FL, it pays to keep comparing lenders on LendMesh. Exploring multiple offers helps you uncover better deals and more affordable rates tailored to your needs. Take your time, review your options, and let LendMesh guide you toward the mortgage that fits your unique situation without any pressure.

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