Mortgage Loans in Suffolk, VA

Looking for the lowest mortgage interest rate in Suffolk, VA? Compare offers from trusted local lenders to find rates that fit your budget and goals. With personalized support, you’ll feel confident every step of the way toward owning your dream home.

Suffolk homebuyers deserve clear, simple options without the hassle. By comparing multiple loan offers in your area, you can secure competitive rates and terms tailored to the local market. Start today and take the stress out of financing your new home in Suffolk, VA.

PurchaseRefinanceData Analysis

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Loan Type
Lender
Loan Type
Rate
APR
Term
Link
Info
penfed
Conv
6.25 %
6.446 %
30 Yrs
bayportcu
Conv
6.25 - 6.75 %
6.463 - 6.887 %
15 - 30 Yrs

Today’s Mortgage Rates & Analysis - Updated on 2026-AUG-28

Federal Funds Rate - Trends & Analysis:

Today’s Fed Funds Effective Rate is 3.75%, unchanged from 7, 30, 60, and 90 days ago. When the Fed Funds rate is higher, it can put upward pressure on mortgage rates because lenders’ borrowing costs increase.

Credit Union Loan Rates - Trends & Analysis:

Pentagon offers a 30-year Conventional Fixed at 6.25% and a 30-year Conventional Refi at 6.125%, down 13 bp from a week ago but up 13 bp from 30 days ago. Their 30-year FHA and VA Fixed rates are both 5.75%, with FHA up 13 bp from a week ago. The Jumbo 30-year Fixed rate is steady at 6.25%. Newport News Shipbuilding Employees offers a 15-year Conventional Fixed rate at 6.25%, unchanged from two weeks ago but up 13 bp from last week. The 30-year Conventional Fixed rate is 6.75%, up 13 bp from last week and 125 bp higher than a month ago. FHA 30-year Fixed is 6.25%, rising 25 bp from last week. VA 30-year Fixed is 6.375%, up 25 bp from last week and 13 bp from a month ago.

Market Indicators - Data & Insights:

Today, Zillow's 30-year mortgage rate is 6.465%, slightly higher than Freddie Mac's 30-year rate at 6.650%. Zillow's 30-year rate is also higher than it was 7 days ago. These rates reflect current borrowing costs, which influence how many people can afford to buy homes and affect overall housing demand.

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Why compare Mortgage Loans in Suffolk, VA on LendMesh

If you’re searching for the lowest mortgage interest rate in Suffolk, VA, it pays to keep comparing offers from multiple lenders on LendMesh. Exploring different options helps you uncover better deals and find loan terms that fit your budget without rushing into a decision. Take your time and let LendMesh guide you toward smarter choices for your home financing needs.

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