Looking for a low interest home loan in Exmore, VA? Compare offers from trusted local banks and credit unions to find rates and terms that fit your budget. Getting started is easy, and expert guidance is just a click away.
Buying or refinancing in Exmore means working with lenders who understand your community and needs. Explore your options today to secure a mortgage that makes your dream home affordable and the process hassle-free.
Today’s Mortgage Rates & Analysis - Updated on 2026-AUG-28
Federal Funds Rate - Trends & Analysis:
Today’s Fed Funds Effective Rate is 3.75%, unchanged from 7, 30, 60, and 90 days ago. When the Fed Funds rate is higher, it can put upward pressure on mortgage rates because lenders’ borrowing costs increase.
Credit Union Loan Rates - Trends & Analysis:
Pentagon offers a 30-year Conventional Fixed at 6.25% and a 30-year Conventional Refi at 6.125%, down 13 bp from a week ago but up 13 bp from 30 days ago. Their 30-year FHA and VA Fixed rates are both 5.75%, with FHA up 13 bp from a week ago. The Jumbo 30-year Fixed rate is steady at 6.25%. Newport News Shipbuilding Employees offers a 15-year Conventional Fixed rate at 6.25%, unchanged from two weeks ago but up 13 bp from last week. The 30-year Conventional Fixed rate is 6.75%, up 13 bp from last week and 125 bp higher than a month ago. FHA 30-year Fixed is 6.25%, rising 25 bp from last week. VA 30-year Fixed is 6.375%, up 25 bp from last week and 13 bp from a month ago.
Market Indicators - Data & Insights:
Today, Zillow's 30-year mortgage rate is 6.465%, slightly higher than Freddie Mac's 30-year rate at 6.650%. Zillow's 30-year rate is also higher than it was 7 days ago. These rates reflect current borrowing costs, which influence how many people can afford to buy homes and affect overall housing demand.
🏦 Local Lenders in Exmore, VA
PENTAGON CREDIT UNION — 4376 LANKFORD HWY EXMORE VA 23350
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