Mortgage Loans in Guilderland, NY

Looking to refinance your home equity loan in Guilderland, NY? Compare offers from trusted local lenders to find the best rates and terms that fit your needs. It’s simple, quick, and designed to help you get the most from your home’s value.

Get personalized service from lenders who know the Guilderland community and understand your goals. Whether you want to lower your monthly payments or unlock cash for other plans, comparing loan options puts you in control of your financial future.

PurchaseRefinanceData Analysis

Filters

Loan Type
Lender
Loan Type
Rate
APR
Term
Link
Info
penfed
Conv
6.25 %
6.446 %
30 Yrs
∞
psfcu
Conv
6.25 - 7 %
6.25 - 6.838 %
10 - 30 Yrs
∞
kinecta
Conv
6.375 %
6.491 %
30 Yrs
∞

Today’s Mortgage Rates & Analysis - Updated on 2026-AUG-28

Federal Funds Rate - Trends & Analysis:

Today’s Fed Funds Effective Rate is 3.75%. This rate has stayed the same compared to 1, 7, 30, 60, and 90 days ago. When the Fed Funds rate is steady, it can help keep mortgage rates stable since banks use this rate to set loan costs.

Credit Union Loan Rates - Trends & Analysis:

Pentagon offers 30-year Conventional Fixed and 30-year VA Fixed loans at 6.25% today. The 30-year FHA Fixed and VA Fixed loans are both at 5.75%. Rates have held steady over the past week and month. Polish & Slavic offers a 15-year fixed rate at 6.25% and a 30-year fixed rate at 6.5%, with the 30-year rate down 13 bp from a week ago. The only ARM rates listed are from July, with a 3-year and 5-year ARM today at 5.625%, a 7-year ARM at 6.125%, and a 10-year ARM at 6.75%.

Kinecta offers a 30-year Conventional Fixed mortgage at 6.375% today, up 13 bp from a week ago but down 25 bp from 30 days ago. They also have 30-year Jumbo Fixed loans at 6.625%. For Adjustable-Rate mortgages, 5-year and 7-year ARMs are both at 5.625% today.

Market Indicators - Data & Insights:

Today, Zillow’s 30-year mortgage rate is 6.411%, and Freddie Mac’s 30-year rate is 6.660%, with Zillow lower than Freddie Mac. Zillow’s 15-year rate is 6.109%, down from 7 days ago. These rates reflect the cost borrowers pay to finance homes, influencing how many people can afford to buy or refinance.

🏦 Local Lenders in Guilderland, NY

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🏘️ All the Lenders Available in Albany County, NY

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Why compare Mortgage Loans in Guilderland, NY on LendMesh

If you’re exploring home equity loan refinance options in Guilderland, NY, it’s wise to compare multiple lenders on LendMesh. By browsing a variety of offers, you increase your chances of finding better rates and terms that fit your financial goals. Taking a moment to review different options can make a significant difference in your savings and loan experience.

Consider subscribing to LendMesh for tailored alerts that keep you informed about the best home equity loan deals in Guilderland. Simply set your ideal interest rate, and we’ll notify you when offers drop below that level. With weekly or monthly updates featuring expert insights and hand-picked loan options, you’ll have the tools to make confident, timely decisions without the hassle.