Mortgage Loans in Farmingdale, NY

Looking to refinance your mortgage in Farmingdale, NY? Compare offers from trusted local lenders to find the best rates and terms that fit your budget. Refinancing can save you money and simplify your payments with options tailored to your needs.

Our community-focused lenders understand Farmingdale homeowners and offer quick, friendly service to guide you every step of the way. Start comparing today to unlock personalized deals that make refinancing your home easy and affordable right here in your neighborhood.

PurchaseRefinanceData Analysis

Filters

Loan Type
Lender
Loan Type
Rate
APR
Term
Link
Info
penfed
Conv
6.25 %
6.446 %
30 Yrs
∞
psfcu
Conv
6.25 - 7 %
6.25 - 6.838 %
10 - 30 Yrs
∞
kinecta
Conv
6.375 %
6.491 %
30 Yrs
∞

Today’s Mortgage Rates & Analysis - Updated on 2026-AUG-28

Federal Funds Rate - Trends & Analysis:

Today’s Fed Funds Effective Rate is 3.75%. This rate has stayed the same compared to 1, 7, 30, 60, and 90 days ago. When the Fed Funds rate is steady, it can help keep mortgage rates stable since banks use this rate to set loan costs.

Credit Union Loan Rates - Trends & Analysis:

Pentagon offers 30-year Conventional Fixed and 30-year VA Fixed loans at 6.25% today. The 30-year FHA Fixed and VA Fixed loans are both at 5.75%. Rates have held steady over the past week and month. Polish & Slavic offers a 15-year fixed rate at 6.25% and a 30-year fixed rate at 6.5%, with the 30-year rate down 13 bp from a week ago. The only ARM rates listed are from July, with a 3-year and 5-year ARM today at 5.625%, a 7-year ARM at 6.125%, and a 10-year ARM at 6.75%.

Kinecta offers a 30-year Conventional Fixed mortgage at 6.375% today, up 13 bp from a week ago but down 25 bp from 30 days ago. They also have 30-year Jumbo Fixed loans at 6.625%. For Adjustable-Rate mortgages, 5-year and 7-year ARMs are both at 5.625% today.

Market Indicators - Data & Insights:

Today, Zillow’s 30-year mortgage rate is 6.411%, and Freddie Mac’s 30-year rate is 6.660%, with Zillow lower than Freddie Mac. Zillow’s 15-year rate is 6.109%, down from 7 days ago. These rates reflect the cost borrowers pay to finance homes, influencing how many people can afford to buy or refinance.

🏦 Local Lenders in Farmingdale, NY

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🏘️ All the Lenders Available in Nassau County, NY

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✅CONSUMERS 16951 CREDIT UNION

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Why compare Mortgage Loans in Farmingdale, NY on LendMesh

If you’re considering a refi mortgage loan in Farmingdale, NY, it’s smart to explore multiple lenders before making a decision. LendMesh lets you compare offers from top banks and credit unions side by side, helping you uncover better deals and more affordable options tailored to your needs. Taking the time to shop around can make a meaningful difference in your savings and peace of mind.

Stay informed effortlessly by subscribing to LendMesh’s personalized alerts. Simply set your target rate—whether it’s 5%, 4%, or another number—and get notified as soon as offers fall below your goal. You’ll also receive expert insights, rate trends, and hand-picked loan deals on a weekly or monthly basis, all designed to help Farmingdale borrowers like you make smart, timely decisions.

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