Mortgage Loans in Roosevelt, NY

Looking to buy or refinance in Roosevelt, NY? Compare today’s mortgage home rates from trusted lenders to find the best deal that fits your budget. Local experts are ready to help you navigate the process with clear, no-surprise pricing.

Take advantage of personalized service and competitive rates tailored for Roosevelt residents. Comparing loan offers now can save you money and time, making your dream home more affordable and easier to secure in this vibrant community.

PurchaseRefinanceData Analysis

Filters

Loan Type
Lender
Loan Type
Rate
APR
Term
Link
Info
penfed
Conv
6.25 %
6.446 %
30 Yrs
∞
psfcu
Conv
6.25 - 7 %
6.25 - 6.838 %
10 - 30 Yrs
∞
kinecta
Conv
6.375 %
6.491 %
30 Yrs
∞

Today’s Mortgage Rates & Analysis - Updated on 2026-AUG-28

Federal Funds Rate - Trends & Analysis:

Today’s Fed Funds Effective Rate is 3.75%. This rate has stayed the same compared to 1, 7, 30, 60, and 90 days ago. When the Fed Funds rate is steady, it can help keep mortgage rates stable since banks use this rate to set loan costs.

Credit Union Loan Rates - Trends & Analysis:

Pentagon offers 30-year Conventional Fixed and 30-year VA Fixed loans at 6.25% today. The 30-year FHA Fixed and VA Fixed loans are both at 5.75%. Rates have held steady over the past week and month. Polish & Slavic offers a 15-year fixed rate at 6.25% and a 30-year fixed rate at 6.5%, with the 30-year rate down 13 bp from a week ago. The only ARM rates listed are from July, with a 3-year and 5-year ARM today at 5.625%, a 7-year ARM at 6.125%, and a 10-year ARM at 6.75%.

Kinecta offers a 30-year Conventional Fixed mortgage at 6.375% today, up 13 bp from a week ago but down 25 bp from 30 days ago. They also have 30-year Jumbo Fixed loans at 6.625%. For Adjustable-Rate mortgages, 5-year and 7-year ARMs are both at 5.625% today.

Market Indicators - Data & Insights:

Today, Zillow’s 30-year mortgage rate is 6.411%, and Freddie Mac’s 30-year rate is 6.660%, with Zillow lower than Freddie Mac. Zillow’s 15-year rate is 6.109%, down from 7 days ago. These rates reflect the cost borrowers pay to finance homes, influencing how many people can afford to buy or refinance.

🏦 Local Lenders in Roosevelt, NY

See the full lender directory — hours, services & financials →

🏘️ All the Lenders Available in Nassau County, NY

✅NAVY FEDERAL CREDIT UNION FEDERAL CREDIT UNION
✅BETHPAGE CREDIT UNION
✅MUNICIPAL CREDIT UNION
✅JOVIA FINANCIAL FEDERAL CREDIT UNION
✅PORT WASHINGTON FEDERAL CREDIT UNION
✅LOCAL 804 FEDERAL CREDIT UNION
✅GREAT NECK SCHOOL EMPLOYEES FEDERAL CREDIT UNION
✅NASSAU FINANCIAL FEDERAL CREDIT UNION
✅NEW YORK UNIVERSITY FEDERAL CREDIT UNION
✅N C P D FEDERAL CREDIT UNION
✅TOWN OF HEMPSTEAD EMPLOYEES FEDERAL CREDIT UNION
✅FIRST FRONTIER FEDERAL CREDIT UNION
✅LONG BEACH TEACHERS FEDERAL CREDIT UNION
✅SELF RELIANCE NY FEDERAL CREDIT UNION
✅TEACHERS 8116 CREDIT UNION
✅OCEAN FINANCIAL FEDERAL CREDIT UNION
✅TRANSIT FEDERAL CREDIT UNION
✅AMERICAN BROADCAST EMPLOYEES FEDERAL CREDIT UNION
✅THE HEART CENTER FEDERAL CREDIT UNION
✅LUFTHANSA EMP CREDIT UNION
✅PEOPLES ALLIANCE CREDIT UNION
✅ISLAND FEDERAL CREDIT UNION
✅CONSUMERS 16951 CREDIT UNION

Compare other loan types in Roosevelt, NY

Why compare Mortgage Loans in Roosevelt, NY on LendMesh

If you’re searching for the best mortgage home rates today in Roosevelt, NY, it’s worth exploring multiple lenders on LendMesh. Comparing a variety of offers can help you uncover better deals and find cheaper options tailored to your needs. Taking a little extra time to look around may save you hundreds on your loan and give you greater confidence in your decision.

Consider subscribing to LendMesh’s personalized alerts to stay informed without the hassle. Simply set your target rate—whether it’s 4% or 5%—and receive notifications the moment rates drop below that level. Along with expert insights, rate trends, and curated loan deals, you’ll get regular updates straight to your inbox. Join many Roosevelt borrowers who trust LendMesh to keep them ahead and ready for the best mortgage opportunities.

Customers are also interested in:

Mortgage Home Rates Today