Mortgage Loans in Merrick, NY

Looking for a new mortgage in Merrick, NY? Compare loan offers tailored to your local market and find the best rates that fit your budget. Our easy process helps you navigate options clearly and confidently, right here in your community.

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PurchaseRefinanceData Analysis

Filters

Loan Type
Lender
Loan Type
Rate
APR
Term
Link
Info
penfed
Conv
6.25 %
6.446 %
30 Yrs
∞
psfcu
Conv
6.25 - 7 %
6.25 - 6.838 %
10 - 30 Yrs
∞
kinecta
Conv
6.375 %
6.491 %
30 Yrs
∞

Today’s Mortgage Rates & Analysis - Updated on 2026-AUG-28

Federal Funds Rate - Trends & Analysis:

Today’s Fed Funds Effective Rate is 3.75%. This rate has stayed the same compared to 1, 7, 30, 60, and 90 days ago. When the Fed Funds rate is steady, it can help keep mortgage rates stable since banks use this rate to set loan costs.

Credit Union Loan Rates - Trends & Analysis:

Pentagon offers 30-year Conventional Fixed and 30-year VA Fixed loans at 6.25% today. The 30-year FHA Fixed and VA Fixed loans are both at 5.75%. Rates have held steady over the past week and month. Polish & Slavic offers a 15-year fixed rate at 6.25% and a 30-year fixed rate at 6.5%, with the 30-year rate down 13 bp from a week ago. The only ARM rates listed are from July, with a 3-year and 5-year ARM today at 5.625%, a 7-year ARM at 6.125%, and a 10-year ARM at 6.75%.

Kinecta offers a 30-year Conventional Fixed mortgage at 6.375% today, up 13 bp from a week ago but down 25 bp from 30 days ago. They also have 30-year Jumbo Fixed loans at 6.625%. For Adjustable-Rate mortgages, 5-year and 7-year ARMs are both at 5.625% today.

Market Indicators - Data & Insights:

Today, Zillow’s 30-year mortgage rate is 6.411%, and Freddie Mac’s 30-year rate is 6.660%, with Zillow lower than Freddie Mac. Zillow’s 15-year rate is 6.109%, down from 7 days ago. These rates reflect the cost borrowers pay to finance homes, influencing how many people can afford to buy or refinance.

🏦 Local Lenders in Merrick, NY

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🏘️ All the Lenders Available in Nassau County, NY

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✅CONSUMERS 16951 CREDIT UNION

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Why compare Mortgage Loans in Merrick, NY on LendMesh

If you’re exploring a new mortgage in Merrick, NY, it’s worth taking the time to compare offers from multiple lenders on LendMesh. Different banks and credit unions may have varying rates and terms, so browsing through several options can help you uncover better deals and save money. There’s no rush—keep an eye on the market and choose the mortgage that truly fits your needs and budget.

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