Mortgage Loans in Freeport, NY

Looking for the best home loan rates in Freeport, NY? Compare personalized mortgage offers that fit your budget and goals. Whether you're buying your first home or refinancing, local lenders understand your community and can guide you every step of the way.

Take advantage of competitive rates and flexible options tailored for Freeport residents. With expert support and transparent terms, finding the right mortgage is easier than ever—so you can focus on turning your dream home into a reality.

PurchaseRefinanceData Analysis

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Loan Type
Lender
Loan Type
Rate
APR
Term
Link
Info
penfed
Conv
6.25 %
6.446 %
30 Yrs
∞
psfcu
Conv
6.25 - 7 %
6.25 - 6.838 %
10 - 30 Yrs
∞
kinecta
Conv
6.375 %
6.491 %
30 Yrs
∞

Today’s Mortgage Rates & Analysis - Updated on 2026-AUG-28

Federal Funds Rate - Trends & Analysis:

Today’s Fed Funds Effective Rate is 3.75%. This rate has stayed the same compared to 1, 7, 30, 60, and 90 days ago. When the Fed Funds rate is steady, it can help keep mortgage rates stable since banks use this rate to set loan costs.

Credit Union Loan Rates - Trends & Analysis:

Pentagon offers 30-year Conventional Fixed and 30-year VA Fixed loans at 6.25% today. The 30-year FHA Fixed and VA Fixed loans are both at 5.75%. Rates have held steady over the past week and month. Polish & Slavic offers a 15-year fixed rate at 6.25% and a 30-year fixed rate at 6.5%, with the 30-year rate down 13 bp from a week ago. The only ARM rates listed are from July, with a 3-year and 5-year ARM today at 5.625%, a 7-year ARM at 6.125%, and a 10-year ARM at 6.75%.

Kinecta offers a 30-year Conventional Fixed mortgage at 6.375% today, up 13 bp from a week ago but down 25 bp from 30 days ago. They also have 30-year Jumbo Fixed loans at 6.625%. For Adjustable-Rate mortgages, 5-year and 7-year ARMs are both at 5.625% today.

Market Indicators - Data & Insights:

Today, Zillow’s 30-year mortgage rate is 6.411%, and Freddie Mac’s 30-year rate is 6.660%, with Zillow lower than Freddie Mac. Zillow’s 15-year rate is 6.109%, down from 7 days ago. These rates reflect the cost borrowers pay to finance homes, influencing how many people can afford to buy or refinance.

🏦 Local Lenders in Freeport, NY

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🏘️ All the Lenders Available in Nassau County, NY

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✅JOVIA FINANCIAL FEDERAL CREDIT UNION
✅PORT WASHINGTON FEDERAL CREDIT UNION
✅LOCAL 804 FEDERAL CREDIT UNION
✅GREAT NECK SCHOOL EMPLOYEES FEDERAL CREDIT UNION
✅NASSAU FINANCIAL FEDERAL CREDIT UNION
✅NEW YORK UNIVERSITY FEDERAL CREDIT UNION
✅N C P D FEDERAL CREDIT UNION
✅TOWN OF HEMPSTEAD EMPLOYEES FEDERAL CREDIT UNION
✅FIRST FRONTIER FEDERAL CREDIT UNION
✅LONG BEACH TEACHERS FEDERAL CREDIT UNION
✅SELF RELIANCE NY FEDERAL CREDIT UNION
✅TEACHERS 8116 CREDIT UNION
✅OCEAN FINANCIAL FEDERAL CREDIT UNION
✅TRANSIT FEDERAL CREDIT UNION
✅AMERICAN BROADCAST EMPLOYEES FEDERAL CREDIT UNION
✅THE HEART CENTER FEDERAL CREDIT UNION
✅LUFTHANSA EMP CREDIT UNION
✅PEOPLES ALLIANCE CREDIT UNION
✅ISLAND FEDERAL CREDIT UNION
✅CONSUMERS 16951 CREDIT UNION

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Why compare Mortgage Loans in Freeport, NY on LendMesh

If you’re searching for the best home loan rates in Freeport, NY, it’s worth exploring multiple lenders to uncover the most competitive offers. LendMesh makes it easy to compare options from trusted banks and credit unions, helping you find flexible terms and lower costs that fit your budget. Taking the time to compare could save you money and bring you closer to your ideal mortgage.

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