Mortgage Loans in Boston, MA

Looking for the best mortgage rates in Boston, MA? Compare offers from trusted lenders to find a loan that fits your budget and timeline. Whether you’re buying your first home or refinancing, local experts can help you secure low rates with no hidden fees.

Boston’s housing market moves fast, but you don’t have to go it alone. Explore competitive mortgage options tailored to your needs, with personalized support that understands Boston neighborhoods. Start comparing today and take a confident step toward your dream home.

PurchaseRefinanceData Analysis

Filters

Loan Type
Lender
Loan Type
Rate
APR
Term
Link
Info
scucu
Conv
6.125 - 6.625 %
6.283 - 6.725 %
15 - 30 Yrs
∞
alliantcreditunion
Conv
6.125 - 7 %
6.172 - 7.03 %
6 - 30 Yrs
∞
aacreditunion
Conv
6.21 - 6.583 %
6.21 - 6.583 %
15 - 30 Yrs
∞
penfed
Conv
6.25 %
6.446 %
30 Yrs
∞

Today’s Mortgage Rates & Analysis - Updated on 2026-AUG-28

Federal Funds Rate - Trends & Analysis:

Today’s Fed Funds Effective Rate is 3.75%, unchanged from 7, 30, 60, and 90 days ago. When the Fed Funds rate is higher, it can put upward pressure on mortgage rates because lenders’ borrowing costs increase.

Credit Union Loan Rates - Trends & Analysis:

Sharon & Crescent United offers a 15-year conventional fixed rate at 6.125% today, up 13 bp from last week. Their 30-year conventional fixed rate is 6.625%, also up 13 bp over seven days. The jumbo 30-year fixed rate matches the conventional 30-year fixed at 6.625%, with the same 13 bp increase from last week. Alliant shows a 15-year conventional fixed rate today at 6.125%, up 25 bp from last week and last month. The 30-year conventional fixed is 7.0%, also up 25 bp over the same periods. Adjustable 5-year and 7-year ARMs are at 6.0% and 6.125%, respectively, with smaller increases of 13 bp from last week and 25 bp from last month. The 10-year ARM is 6.375%, rising 13 bp from last week and 25 bp from last month.

American Airlines offers a 15-year conventional fixed mortgage at 6.21% and a 30-year conventional fixed at 6.583% today. The 30-year rate rose by 13 bp over the past 30 days. They also have a 5-year adjustable mortgage at 6.533%, which increased by 20 bp in the last 30 days. Rates have slightly increased compared to a month ago. Pentagon offers a 30-year Conventional Fixed at 6.25% and a 30-year Conventional Refi at 6.125%, down 13 bp from a week ago but up 13 bp from 30 days ago. Their 30-year FHA and VA Fixed rates are both 5.75%, with FHA up 13 bp from a week ago. The Jumbo 30-year Fixed rate is steady at 6.25%.

Market Indicators - Data & Insights:

Today, Zillow's 30-year mortgage rate is 6.465%, slightly higher than Freddie Mac's 30-year rate at 6.650%. Zillow's 30-year rate is also higher than it was 7 days ago. These rates reflect current borrowing costs, which influence how many people can afford to buy homes and affect overall housing demand.

🏦 Local Lenders in Boston, MA

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🏘️ All the Lenders Available in Suffolk County, MA

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Why compare Mortgage Loans in Boston, MA on LendMesh

If you’re searching for the best mortgage rates in Boston, MA, it pays to explore multiple lenders before making a decision. LendMesh makes it easy to compare a range of competitive offers from trusted banks and credit unions, helping you uncover better deals and more affordable options tailored to your needs. Take your time and let the options guide you toward the mortgage that truly fits your financial goals.

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