Home Equity Loans in Santa Fe, NM

Looking for the lowest interest rate home equity loan in Santa Fe, NM? Compare local offers to find flexible terms that fit your budget and goals. Whether you’re remodeling or consolidating debt, tapping into your home’s equity can unlock the funds you need with ease and confidence.

Today’s Home Equity Loan Rates & Analysis - Updated on 2025-OCT-11

Credit Union Loan Rates - Trends & Analysis:

Mountain America has a HELOC with rates from 4.49% to 7.75% today, down from 4.49% to 8% thirty days ago and lower than 8% sixty and ninety days ago. Their Home Equity loan shows no change in rates at 7.24% to 8.24% compared to the past 30, 60, and 90 days. Affinity has a HELOC with an APR range of 4.9% to 7.13% today. This rate is the same as it was 7 days ago and lower than the range from 30 days ago, which was 4.9% to 7.38% . Consumers has a HELOC with an APR range of 5.24% to 10.25% today. This rate is the same as it was 7 days ago but lower than 30 days ago, when the range was 5.49% to 10.5% .

Affinity Plus has a Home Equity loan with an APR range of 5.49% to 6.24% today. This rate is the same as it was 7 and 30 days ago. The top end of the range was higher 60 and 90 days ago, reaching up to 8.24% . Sandia Laboratory has a HELOC with an APR range of 6.25% to 15.25% today. The minimum APR is up from 6.12% seven days ago but the same as 30 and 60 days ago. The maximum APR has stayed steady over the past 90 days. Baxter has a HELOC rate of 6.75% today, unchanged from it was 7, 30, 60, and 90 days ago. Their Home Equity loan rate is 7.25% today, down from 7.5% over the past 7, 30, 60, and 90 days.

Dupaco Community has a HELOC with an APR range of 6.75% to 21% today. The minimum rate is the same as 7 days ago but higher than the range from 60 days ago, which was 3.99% to 7% . Nusenda has a Home Equity rate range of 6.88% to 7.62% today, unchanged from 7 and 30 days ago but lower than 30, 60, and 90 days ago. The HELOC rate is 7.75% today and 7 days ago, down from 8% at 60 and 90 days ago. Connexus has a Home Equity rate range of 6.89% to 9.24% today. This rate is the same as it was 7 days ago and also matches the rates from 60 and 90 days ago. There has been no change in the Home Equity rates over this time.

Digital has a Home Equity rate range today of 6.99% to 7.74% , which is lower than 7 and 30 days ago when the top rate was 8.49% . The 60–and 90–day rates were higher, starting at 7.24% . The HELOC rate is 7. U.S. Eagle has a Home Equity loan with an APR range of 6.99% to 7.49% , unchanged from it was 7 and 30 days ago. Their HELOC rates are 7.95% to 8.45% today, unchanged from 7 and 30 days ago but lower than the 8.2% to 8.7% range seen 30 days ago. Nasa has a HELOC with a 7% APR today. This rate is higher than it was 60 days ago, when the range was 4% to 18% .

Pentagon has a HELOC with an APR range of 7.12% to 18% today. The rates are the same as 7 days ago but lower than they were 30, 60, and 90 days ago, when the minimum APR was 7.38% . The maximum APR has stayed steady at 18% throughout this period. Navy Federal Credit Union has a Home Equity rate of 7.34% today, unchanged from it was 7 and 30 days ago. Their HELOC rates range from 7.75% to 18% , unchanged from 7 and 30 days ago and 90 days ago, but higher than 30 days ago when the top rate was not listed.

🏦 All Local Lenders in Santa Fe, NM

Lender NameBranch AddressOffice ServicesLender Snapshot
NORTHERN NEW MEXICO SCHOOL EMPLOYEE FEDERAL CREDIT UNION
614 ALTA VISTA ST SANTA FE NM 87505
Drive-Thru
P2P
E-Statements
E-Signature
Assets: $39,779,172
Deposits: $5,609,630
Net Worth: $4,475,472
Employees: 5
Members: 1,634
DEL NORTE CREDIT UNION
604 W SAN MATEO RD SANTA FE NM 87505
ATM
Drive-Thru
P2P
E-Statements
E-Signature
Assets: $1,256,475,864
Deposits: $186,460,101
Net Worth: $120,368,831
Employees: 223
Members: 63,947
GUADALUPE CREDIT UNION
1101 DON DIEGO AVE SANTA FE NM 87505
ATM
Drive-Thru
P2P
E-Statements
E-Signature
Assets: $300,420,332
Deposits: $48,490,877
Net Worth: $36,102,437
Employees: 104
Members: 29,642
GUADALUPE CREDIT UNION
2019 GALISTEO ST STE K1 SANTA FE NM 87505
P2P
E-Statements
E-Signature
Assets: $300,420,332
Deposits: $48,490,877
Net Worth: $36,102,437
Employees: 104
Members: 29,642
STATE EMPLOYEES CREDIT UNION
813 SAINT MICHAELS DR SANTA FE NM 87505
ATM
Drive-Thru
E-Statements
E-Signature
Assets: $57,229,286,839
Deposits: $7,866,265,767
Net Worth: $5,446,832,560
Employees: 8258
Members: 2,847,943
STATE EMPLOYEES CREDIT UNION
811 SAINT MICHAELS DR SANTA FE NM 87505
E-Statements
E-Signature
Assets: $57,229,286,839
Deposits: $7,866,265,767
Net Worth: $5,446,832,560
Employees: 8258
Members: 2,847,943
STATE EMPLOYEES CREDIT UNION
1611 CALLE LORCA SANTA FE NM 87505
E-Statements
E-Signature
Assets: $57,229,286,839
Deposits: $7,866,265,767
Net Worth: $5,446,832,560
Employees: 8258
Members: 2,847,943
U.S. EAGLE FEDERAL CREDIT UNION
559 W CORDOVA RD SANTA FE NM 87505
P2P
E-Statements
E-Signature
Assets: $1,504,340,758
Deposits: $47,787,260
Net Worth: $161,298,228
Employees: 328
Members: 95,154
NUSENDA FEDERAL CREDIT UNION
1710 SAINT MICHAELS DR SANTA FE NM 87505
ATM
Drive-Thru
P2P
E-Statements
E-Signature
Assets: $4,932,777,059
Deposits: $331,582,500
Net Worth: $420,567,157
Employees: 884
Members: 277,205

🏘️ All the Lenders Available in Santa Fe County, NM

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