State Employees Credit Union Santa Fe NM | Low Mortgage Rates & Auto Loans

Introduction

Welcome to State Employees, your trusted partner for financial success in Santa Fe, NM. Located at 813 Saint Michaels Dr, we are proud to serve a vibrant community of over 53,109 members since our establishment in 1958. With total assets exceeding $1.2 billion, we're committed to providing personalized banking solutions that meet the diverse needs of our members. At State Employees, we understand that every financial journey is unique. That's why we offer a range of services from checking and savings accounts to auto loans and mortgage refinancing. Our total deposits of $206,541,192 reflect the confidence our members place in us. We also have a robust loan portfolio with 26,223 loans and leases, demonstrating our dedication to helping you achieve your dreams. Under the leadership of CEO Andy Ramos and Board President Jerry Rael, our team of 183 employees works tirelessly to create a welcoming environment where you can feel secure in your financial decisions. We also prioritize accessibility; whether through online banking or in-person visits, we aim to be there when you need us. While members can visit us at our branch location, official correspondence should be sent to the same address: 813 Saint Michaels Dr, Santa Fe, NM 87505-7607. If you have any questions or want to learn more about how we can assist you, don't hesitate to reach out at 505-983-7328. Join us at State Employees as we continue to foster financial well-being in our community. Visit our website at secunm.org or stop by today!

Branch History & Mission

Join Us

As we look ahead, State Employees Credit Union remains dedicated to serving our members with integrity and care. We invite you to become part of our family and experience the benefits of membership firsthand. Together, let's build a brighter financial future for ourselves and our community! For more information on how you can join us or explore our services further, please visit our website or call us at 505-983-7328.

Our Evolution

From our location at 813 Saint Michaels Dr, Santa Fe, NM 87505, we have continually adapted to meet the needs of our members. Our commitment to providing exceptional service has been a driving force behind our growth. As we moved through the decades, we embraced innovation and technology to enhance member experiences. Today, we offer online banking, mobile payments, and more all designed to make managing your finances easier than ever. In addition to our physical presence, which includes ATM availability and drive-thru banking services, we've established partnerships with local organizations to support community outreach efforts. We believe that banking is not just about transactions; it's about building relationships and supporting one another.

Our Mission

At the heart of State Employees Credit Union is our mission: to provide accessible financial services while promoting community welfare. We strive to empower our members by offering a range of products tailored to their unique needs from checking and savings accounts to auto loans and credit cards with rewards. We recognize that each member's journey is different. That's why we prioritize personalized service and education, ensuring that everyone feels confident in their financial decisions. Whether you're looking for assistance with a mortgage or exploring options for personal loans, we're here to guide you every step of the way. While members can visit us at our main branch address for all their banking needs, official correspondence should be sent to 813 Saint Michaels Dr, Santa Fe, NM 87505-7607 if different.

Branch Location & Accessibility

Connect With Us

Have questions? Feel free to reach out at (505) 983-7328! Our friendly staff is ready to assist you with any inquiries or services you might need. We invite you to visit us today at State Employees we can't wait to welcome you!

Easy Access and Parking

We take pride in providing easy access to our branch for everyone. Our location is ADA compliant, featuring ramps and designated parking spaces for those who need them. You'll find ample parking available, making your visit hassle-free.

Operating Hours That Fit Your Schedule

At State Employees, we offer flexible operating hours to accommodate your busy lifestyle. Our lobby is open from 9:00 AM to 5:00 PM on Monday through Wednesday, and until 5:30 PM on Thursday and Friday. Whether you're stopping by before work or after a day out, we're here to help!

Services Designed for You

From personal banking services like checking and savings accounts to auto loans, mortgage financing, and credit cards with rewards, we've got you covered! Plus, with ATM availability and drive-thru banking options, accessing your funds has never been easier. We also offer shared services for partner credit union members, allowing for simple transactions like deposits and withdrawals.

Member Eligibility

At State Employees, we believe in creating a welcoming community where everyone has the opportunity to thrive. Becoming a member is simple and inclusive, designed for those who share our values. If you live, work, worship, or attend school in Santa Fe County, you're already on your way to joining our family! We also welcome immediate family members of existing members, making it easy to bring loved ones into this supportive network. For more details about eligibility, feel free to visit this page for the latest information. Opening an account with us is a breeze! Whether you're looking for a checking account, savings options, or loans tailored to your needs, we're here to help you every step of the way. Just reach out at (505) 983-7328, and our friendly team will guide you through the process. Join us at 813 Saint Michaels Dr Santa Fe Nm 87505 and experience the benefits of being part of State Employees where you're not just a number but a valued member of our community!

Business Banking & Commercial Services

Business Loans That Fuel Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $260 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $4 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $277,925,236, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Make Transactions Easy

In today's fast-paced market, having reliable merchant services is crucial. Imagine running your business smoothly with seamless payment processing that helps you focus on what matters most serving your customers. Our merchant services provide everything from point-of-sale systems to online payment solutions, ensuring you never miss a sale. Visit us at 813 Saint Michaels Dr Santa Fe Nm 87505 or call us at (505) 983-7328 to explore how our business banking and commercial services can empower your business journey! For more information, check out our website at [Secunm.org](Secunm.org).

Comprehensive List Of Services

Business Banking Services

If you're a business owner, we know how important it is to have reliable banking options. Our business banking services, including merchant services and business loans, are designed to support local enterprises like yours. We aim to foster growth and success in our community by offering personalized service and expert advice.

Credit Cards with Rewards

For those who love rewards, our credit cards with rewards program lets you earn points on everyday purchases. Use these points towards travel, merchandise, or even cash back! It's an easy way to make the most out of your spending while enjoying all the benefits of being a member of State Employees.

Digital Banking Convenience

In today's fast-paced world, convenience is key. That's why we offer robust online and mobile banking features that allow you to manage your accounts anytime, anywhere. With easy access to ATM and cash withdrawal services, as well as basic drive-thru banking for deposits and withdrawals, you'll find that handling your finances has never been easier.

Home Financing Options

Owning a home is a significant milestone for many people. At State Employees, we provide mortgage loans and refinancing options to help you secure the home of your dreams or lower your current mortgage payments. Our experienced staff will guide you through the process, ensuring you find the right loan that meets your needs.

Personal Banking Solutions

We understand that managing your finances can sometimes feel overwhelming. That's why we offer a range of personal banking options designed to simplify your life. From checking and savings accounts that help you manage day-to-day expenses to personal loans for those unexpected moments, our services are here for you. If you're considering buying a new vehicle, our auto loans and vehicle financing solutions provide competitive rates and flexible terms to fit your budget.

Shared Branch Transactions

As a member of State Employees, you also benefit from shared branch transactions, allowing you to perform essential banking activities like deposits and withdrawals at partner credit unions across the country. This added convenience means you're never far from accessing your funds. We invite you to explore all that State Employees has to offer! For any questions or assistance, feel free to reach out at (505) 983-7328 or visit us online at Secunm.org. Let us help you take the next step towards achieving your financial goals today!

Digital & Online Banking

Key Features

You can start by visiting our online banking portal at https://www.secunm.org/ . Here, you'll find everything you need to take control of your financial life. Want to check your balance? Transfer money? Pay bills? You can do it all with just a few clicks. Plus, with our electronic signature authorization feature, signing documents is quick and hassle-free no more printing or mailing!

Security and Accessibility

Your security is our priority. Our online banking system includes robust security measures that protect your personal information while giving you peace of mind. You can also opt for e-statements, which not only help the environment but also provide a secure way to keep track of your transactions without the clutter of paper. For those who prefer to manage their accounts on the go, our mobile application makes banking even more accessible. Whether you're making mobile payments or sending money through person-to-person transfers, you can do it all right from your smartphone. And don't worry about being limited to banking hours; our 24/7 online services mean you can handle your finances whenever it suits you. In summary, at State Employees, we strive to offer an engaging and secure digital banking experience that fits into your lifestyle. Join us today and experience the convenience of managing your finances from anywhere!

Financial Strength

A Growing Member Base

We have cultivated a strong community with a total of 122,627 share accounts, showing that more people trust us with their finances every day. With net shares available for lending and investments at $69,161,009, we stand ready to support your financial journey. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, State Employees is your trusted partner. Visit us at 813 Saint Michaels Dr Santa Fe Nm 87505 or call (505) 983-7328 to learn more about how we can help you achieve your financial goals.

Commitment to Growth

We have $119,306,261 in undivided earnings, allowing us to reinvest in innovative banking tools and stronger lending options. This commitment ensures we serve our members better every day. Our lending capacity supports your financial goals across various sectors with $9,888 in used auto loans and a total of $864,518,994 in loans and leases.

Member-Focused Resources

Members' savings are secured through $339,788,069 in share certificates and $130,705,031 in money market shares, which provide stable and rewarding growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $2,912,833, we ensure that our resources focus on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our efficient operations are reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. Additionally, we pride ourselves on having 178 full-time employees and 5 part-time employees dedicated to providing top-notch service whenever you need it.

Strong Financial Health

With a net worth of $123,827,523, we maintain robust financial health that empowers us to offer better rates, lower fees, and enhanced services tailored to your needs. Our net worth ratio of $999 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $224,151,533 in used vehicle loans and $138,375,200 in new vehicle loans already helping members get on the road. We make the car buying process straightforward and accessible, with options available for both new and used vehicles.

Business Loans

For business owners, our outstanding commercial loans totaling $277,925,236 provide the capital needed to grow and expand. Whether you need funding for inventory, equipment, or operating expenses, our team is here to support your business ambitions. Our loan products are designed not just to meet immediate needs but also to help you build a solid financial future. For more information about eligibility and specific offerings, please visit us at 813 Saint Michaels Dr Santa Fe Nm 87505, or give us a call at (505) 983-7328. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Let's work together to find the right loan solution for you!

Credit Card Loans

Managing daily expenses can be challenging, which is why we also provide flexible terms on unsecured credit card loans, with a total of $6,549,690 in loans helping members manage their finances effectively. Our credit cards come with rewards that can enhance your purchasing power while keeping your budget on track.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $19,892,895, make buying or refinancing simple. We also offer various refinancing options to help you lower your monthly payments or access cash from your home's equity.

Loan Aggregator

Benefits of Using LendMesh

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How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This ensures that users receive fair and transparent offers tailored to their needs. By using verified data, LendMesh guarantees that the loan options presented are legitimate and reflect current market conditions.

STATE EMPLOYEES CREDIT UNION

Type of Loan Offerings

Home Equity Loans

Personal Loans

Vehicle Loans