State Employees Credit Union Santa Fe NM

Introduction

Welcome to State Employees, your trusted financial partner located at 811 Saint Michaels Dr, Santa Fe, NM 87505. Since our establishment in 1958, we have dedicated ourselves to serving over 53,000 members with a commitment to community and personal service. With a strong financial foundation boasting total assets of $1,237,781,370 and total deposits of $206,541,192, we ensure that your money is not just safe but also working for you. Our mission is to support the financial well-being of our members while fostering a sense of belonging in the communities we serve. Under the leadership of CEO Andy Ramos and Board President Jerry Rael, we strive to provide personalized solutions tailored to your unique needs. Whether you're looking for loans (with over 26,223 loans currently active) or simply want to save for the future, we have options available for everyone. While members can visit us at our branch address, official correspondence should be sent to 811 Saint Michaels Dr, Santa Fe, NM 87505-7641. Our dedicated team of 183 employees is ready to assist you with any inquiries or services you may need. At State Employees, we believe in creating lasting relationships built on trust and reliability. We are proud to offer a variety of services that cater not only to individual needs but also support local businesses through our member business loan programs. Our net worth stands strong at $123,827,523, reflecting our stability and dedication to our members' interests. We invite you to explore how we can help you achieve your financial goals. Visit our website at secunm.org or give us a call today! Your journey towards financial empowerment starts here.

Branch History & Mission

At State Employees, we take pride in our rich history and unwavering commitment to serving the community of Santa Fe, NM. Since opening our doors in 1958, we have evolved from a small financial institution into a cornerstone of support for over 53,000 members. Our branch, located at 811 Saint Michaels Dr, Santa Fe, NM 87505, has become a trusted partner for individuals and families seeking financial stability and growth. Our mission is simple yet powerful: to provide affordable financial services while fostering community well-being. We believe that everyone deserves access to quality banking services, which is why we focus not just on transactions but on building lasting relationships with our members. Each day, we strive to empower our community by offering tailored solutions that meet their unique needs. Over the years, we have achieved significant milestones. With total assets reaching an impressive $1,237,781,370, we have strengthened our ability to support our members' dreams from homeownership to education and everything in between. Our commitment to excellence is reflected in our customer-centric initiatives and the partnerships we've built within the community. While you can visit us at our main location for personalized service and guidance, please note that any official correspondence should be sent to our mailing address at 811 Saint Michaels Dr, Santa Fe, NM 87505-7641. We offer various services designed to make banking easier for you. Although we currently do not have ATM or drive-thru services available at this location, we are dedicated to providing alternative digital solutions that ensure your banking experience remains convenient and accessible. As part of our ongoing efforts to enhance member experience, we utilize modern technology such as online banking and mobile applications. This means you can manage your finances anytime and anywhere making it simpler than ever to stay connected with your money. State Employees is more than just a credit union; we are a community partner. We actively engage in outreach efforts and collaborate with local organizations to improve lives across Santa Fe. Together with our members, we work towards creating a better tomorrow. We invite you to join us at State Employees. Experience the benefits of being part of a supportive financial family where your needs come first. Let's work together towards achieving your financial goals! Visit us today or check out more about what we offer online at secunm.org.

Branch Location & Accessibility

Accessibility Features

At State Employees, we prioritize accessibility for all members. Our branch is equipped with ramps and ADA-compliant features to ensure everyone can easily access our services. Additionally, we have ample parking available for our members, so you can visit us hassle-free.

Call to Action

We invite you to stop by and meet our friendly staff who are ready to assist you with your banking needs. Whether you're looking for information about loans or need help with your accounts, we're here for you. Feel free to give us a call if you have any questions or need directions we can't wait to welcome you!

Operating Hours & Services

While we currently don't have ATM services or drive-thru banking available, our team is dedicated to providing excellent service during regular operating hours. Please check our website or call us for specific details about when you can visit. While members can visit us at 811 Saint Michaels Dr, official correspondence should be sent to the same address as there is no separate mailing address.

Member Eligibility

At State Employees, becoming a member means joining a caring community that values your financial well-being. If you're interested in membership, you'll be glad to know that eligibility is open to a variety of individuals, including those who work for certain state agencies, their families, and members of select associations. This means if you have a connection to the state of New Mexico or its agencies, you might already qualify! For more detailed information about who can join, check out our eligibility criteria at http://www.secunm.org/about/membership/membership-benefits.html. Opening an account with us is straightforward and welcoming. With just a few easy steps, you can take advantage of our member benefits, which include competitive rates on loans and savings products designed to support your financial journey. If you're ready to get started or have questions, feel free to reach out to us at . We're excited to help you become part of the State Employees family!

Business Banking & Commercial Services

Merchant Services That Matter

Imagine running your business without worrying about payment processing. Our merchant services simplify transactions so you can focus on what you do best serving your customers. Whether you need point-of-sale systems or online payment solutions, we offer practical support that helps streamline operations and improve cash flow. Join us at State Employees, located at 811 Saint Michaels Dr Santa Fe Nm 87505, and discover how our business banking and commercial services can empower your business to reach new heights!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $260 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $4 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $277,925,236, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

A Community-Focused Approach

We believe in building strong relationships with our members and the community. Our friendly staff is always ready to assist you with any questions or concerns you may have regarding our services. Whether you're a first-time member or have been with us for years, you'll find a welcoming environment where your financial well-being is our top priority.

Connect With Us

If you're curious about how we can assist you further or if you'd like more details about our ATM services, don't hesitate to reach out! You can contact us at **** or visit our website at https://www.secunm.org/. We're excited to be part of your financial journey and look forward to serving you soon!

Embracing Digital Banking

In today's fast-paced world, having digital banking features is essential. At Back Office, we provide tools such as online banking and mobile payments that allow you to manage your accounts from the comfort of your home or on the go. Picture yourself paying bills, transferring money, or checking your account balances with just a few taps on your smartphone it's that simple!

Personalized Financial Solutions

Whether you're looking for everyday banking options or specialized services, State Employees has got you covered. Our core service, ATM Services Only, ensures that you have convenient access to your funds whenever you need them. Imagine being able to withdraw cash or check your balance at any time without the hassle of long lines or complicated processes. We're here to simplify those tasks for you.

Digital & Online Banking

Key Features of Our Digital Banking Services

Explore our online banking platform at https://www.secunm.org/ where you'll find a variety of features tailored for your convenience. Whether you're checking your balance, transferring funds, or paying bills, our 24/7 online banking services are here to help. You can also enjoy the benefits of electronic statements say goodbye to paper clutter and hello to easy access with just a few taps! If you're on the go, our mobile application makes banking even more accessible. You can perform transactions right from your smartphone, including person-to-person transfers that let you send money quickly to friends and family. Plus, with our mobile payments feature, you can pay using your phone at stores that accept contactless payments making shopping a breeze. Security is a top priority for us. Our electronic signature authorization ensures that your transactions are safe and verified. You can feel confident knowing that your sensitive information is protected while you manage your accounts from the comfort of your home or on the move. At State Employees, we aim to provide an easy-to-use digital experience that keeps you connected to your finances in real time. Sign up today to take full advantage of everything we offer!

Financial Strength

At State Employees, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are committed to providing you with the confidence you need in your financial partner. With a net worth of $123,827,523, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $999 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $339,788,069 in share certificates and $130,705,031 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $2,912,833, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. Our commitment to growth is reflected in our $119,306,261 in undivided earnings, which allows us to reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve you better. Additionally, with $9,888 in used auto loans and $864,518,994 in total loans and leases, our lending capacity supports members' financial goals across various sectors. Our operational efficiency is evident as well; our $0 showcases our ability to sustain competitive loan rates and solid financial products for our members. With a dedicated team of 178 full-time employees and 5 part-time employees, we ensure that our branches are always ready to serve you with knowledge and care. Total Share Accounts stand at 122,627, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments) amount to $69,161,009, further highlighting our commitment to supporting your financial aspirations. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, State Employees is your trusted partner. Visit us at 811 Saint Michaels Dr Santa Fe Nm 87505 or call to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.*

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $224,151,533 in used vehicle loans and $138,375,200 in new vehicle loans already helping members get on the road. Whether you're interested in a brand-new model or a reliable used vehicle, we have options tailored for your budget and lifestyle.

Business Financing

For business owners, our outstanding commercial loans totaling $277,925,236 provide the capital needed to grow and expand. We recognize the unique challenges businesses face and strive to support your entrepreneurial endeavors with tailored financing options.

Credit Lines

Our total credit lines amounting to $304,018,239 offer additional flexibility when managing your finances. Whether it's for personal use or business needs, having a line of credit can be a valuable tool for budgeting and planning. At State Employees, we're committed to providing clear information about our loan offerings and ensuring that each member finds the right solution for their needs. For more details about eligibility and refinancing options, please visit our website or contact us directly at . Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $19,892,895, make buying or refinancing simple. We believe everyone should have access to affordable housing solutions, and our dedicated team is here to assist you every step of the way.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $6,549,690 in loans helping members manage their finances effectively. This product provides an easy way to cover unexpected expenses while giving you the freedom to maintain your cash flow.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. - Real-Time Rate Comparisons: Up-to-date loan rates from multiple institutions help users make informed decisions without delay. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This testimonial reflects the value of using a trusted comparison tool. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This approach guarantees that all loan offers are fair and transparent. Each lender featured on LendMesh has been thoroughly vetted, ensuring that users only see legitimate options tailored to their needs.

State Employees

Type of Loan Offerings

Home Equity Loans

Personal Loans